ZIP reports / NE / 68116
ZIP rental intelligence · 2026-06

ZIP 68116, Omaha, NE

Asking rent, household capacity, housing stock and local context—kept at their original geographic and measurement scopes.

Direct local rent answer

What does rent cost in ZIP 68116?

The latest Zillow ZORI for ZIP 68116 is $1,809 per month in 2026-06. It is a typical observed asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

Zillow asking-rent index$1,8092026-06 · up 0.7% year over year
ACS median gross rent$1,522ACS 2024 5-year survey · ±$95 margin of error
HUD two-bedroom standard$1,650Administrative FMR/SAFMR · not asking rent
Bedroom-level rent benchmarks in ZIP 68116
BedroomsModelled asking-rent lensHUD standardHow to use it
Studio$1,436ZORI scaled by the local HUD bedroom ladder$1,310HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
1 bedroom$1,524ZORI scaled by the local HUD bedroom ladder$1,390HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
2 bedrooms$1,809ZORI scaled by the local HUD bedroom ladder$1,650HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
3 bedrooms$2,401ZORI scaled by the local HUD bedroom ladder$2,190HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
4 bedrooms$2,708ZORI scaled by the local HUD bedroom ladder$2,470HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.

Bedroom estimates are modelled, not observed rents. Zillow, Census ACS and HUD describe different housing universes and remain separate throughout this report.Zillow pulled 2026-08-08

Median household income$121,165ACS 2024 5-year · ±$7,588 MOE
Renter share23.6%3,053 renter households
Rent burden 30%+39.4%1,204 observed households
Housing vacancy2.6%345 of 13,256 units
Six views · one local decision

Read the measures together, without merging them

ZORI tracks observed asking rent, ACS describes occupied renter homes, and HUD publishes an administrative benchmark. The charts preserve those differences and add wider context only where the geography is named.

Three definitions of rent

Useful as a spread, not interchangeable observations.

Three rent measures for ZIP 68116Zillow asking-rent index$1,809ACS median gross rent$1,522HUD two-bedroom standard$1,650

Affordability screen

Annual income implied by 30% of the current ZIP ZORI.

Income screen for ZIP 68116ACS median household income$121,165Income at 30% of ZIP ZORI$72,360

Bedroom ladder

Modelled from ZIP ZORI using the local HUD ladder.

Modelled bedroom rent ladder for ZIP 68116Studio$1,436One bedroom$1,524Two bedrooms$1,809Three bedrooms$2,401Four bedrooms$2,708

Observed renter burden

ACS ZCTA households with computable gross-rent burden.

Observed renter cost burden in ZCTA 6811630% or more of income1,204 householdsBelow 30%1,849 households

ZIP versus wider rent context

Each bar retains its own ZIP, city, county or metro scope.

Asking-rent context for ZIP 68116ZIP 68116$1,809Omaha city$1,453Douglas County county$1,448Omaha-Council Bluffs, NE-IA metro$1,444

Monthly asking-rent history

Direct Zillow ZORI observations over the latest five years. Missing months remain visible gaps.

Five-year direct Zillow asking-rent history for ZIP 68116; missing months remain gaps$1,869$1,707$1,544$1,3822021-062023-122026-06
Five-year change
26.0%exact same-month endpoints
Largest observed drawdown
0.6%peak to a later observed month
Annualized monthly variability
1.7%63 consecutive returns
Monthly coverage
100.0%64 of 64 months
Decision brief

What the evidence says for ZIP 68116

At June 2026, ZIP 68116’s Zillow ZORI was $1,809 per month. This is a ZIP-level typical observed asking-rent index blended across rental types, rather than a record of every listing or signed lease. Exact same-month history shows a 0.7% increase over the one-year period, compared with annualized gains of 2.4% over the longer three-year path and 4.7% across five years. The recent direction therefore confirms a still-positive rent path, but its pace has slowed materially from the earlier multi-year measurements. That contrast is more decision-relevant than treating one current asking-rent reading as a trend forecast.

The history series is complete for its available window: 64 observations produced 63 consecutive monthly returns with 100% coverage. Monthly rent movements translate to 1.7% annualized variability, a low level that supports greater confidence that the current ZORI is not an isolated swing. Separately, the worst observed peak-to-trough decline was only 0.6%, indicating limited historical downside within this measured series. Transparent national discovery ranks among history-eligible ZIPs place stability at 24, balanced performance at 751, and momentum at 1,767, where lower ranks are stronger. These are backward-looking measurements, not forecasts or investment recommendations.

Different rent sources answer different questions. The matched Census ZCTA’s ACS 2024 five-year survey reports a $1,522 median gross rent for occupied renter homes, including selected utilities; it is 18.9% below Zillow’s current asking-rent index. A ZCTA is a statistical area and is not identical to a USPS delivery ZIP, even though this five-digit label is both the Zillow ZIP market identifier and the Census match. HUD’s $1,650 two-bedroom FMR/SAFMR is an administrative bedroom-specific standard, not asking rent, and sits 9.6% below ZORI. Applying the local HUD bedroom ladder to ZIP ZORI produces modelled monthly estimates of $1,436 for a studio, $1,524 for one bedroom, $1,809 for two bedrooms, $2,401 for three bedrooms, and $2,708 for four bedrooms. These are modelled estimates, never measured bedroom rents.

Income and burden evidence adds an important distributional limit. The ACS ZCTA median household income is $121,165, with a stated margin of error of $7,588. Annualizing the current asking-rent index and applying a 30% screen produces required household income of $72,360; the same arithmetic places annualized asking rent at 17.9% of the reported median household income. This screen is arithmetic, not advice and not an applicant qualification rule. Within the ACS renter-household universe, 1,204 of 3,053 renter households, or 39.4%, reported spending at least the threshold share of income on rent. That aggregate burden result cannot establish affordability or payment stress for any particular household or unit.

The matched ACS ZCTA shows 345 vacant housing units, a 2.6% vacancy rate, and 245 vacancies designated for rent. Its renter share is 23.6%, while the physical stock includes 10,359 single-family units and 896 units in large multifamily structures. These figures describe the ZCTA’s surveyed housing stock and vacancy classifications, not current availability at an individual address. In particular, vacant-for-rent counts do not indicate lease terms, asking prices, condition, bedroom mix, concessions, or whether any specific property is market-ready. The stock mix and renter share provide context for interpreting a blended rent index, but they do not convert the index into a unit-level comparable.

Broader-area figures place the ZIP’s asking-rent index above each named context, but those comparisons remain wider-market context rather than ZIP substitutes: Omaha city context rent is $1,453, Douglas County context rent is $1,448, and Omaha-Council Bluffs, NE-IA metro context rent is $1,444. The ZIP’s higher index may reflect the composition of rentals represented in ZORI as well as geographic differences, so it should not be read as a direct price premium for a matching bedroom, building type, or lease structure. City, county, and metro measures have their own geographic scope and should remain separate from ZIP-specific Zillow, ACS ZCTA, HUD, and Redfin evidence.

The direct rolling-three-month Redfin ZIP resale observation presents a notably active for-sale market, not rental transactions. Median sold price was $370,956, up 1.5% from a year earlier; 162 homes sold with a median 18 days on market. Inventory was 31 homes and months of supply stood at 0.6, while the average sale-to-list ratio was 101.3% and 53.9% of sales closed above list price. Those resale liquidity and pricing signals contrast with the subdued recent rent increase, challenging any assumption that steady resale conditions necessarily coincide with fast asking-rent growth. Annualized ZIP ZORI divided by median sold price equals a 5.9% cross-source screening ratio only; it is not a measure of property economics or a return outcome.

The main limits are differences in date, geography, population, and purpose across the sources. Zillow measures blended asking rents, ACS describes surveyed occupied renter homes, HUD supplies administrative standards, and Redfin measures ZIP resale activity. Historical stability can increase confidence in the representativeness of a current index snapshot, but it cannot determine the next rent movement. At the property level, the relevant checks are the actual asking rent, bedroom count, utility treatment, lease duration, concessions, structure type, condition, availability date, and comparable resale terms. The central question is whether those unit-specific facts align with the aggregate ZIP signals rather than whether any one aggregate series can stand in for the property.

Decision signals

What deserves a closer property-level check

Rent growth remains positive but has slowed

ZIP 68116’s current Zillow ZORI is supported by a complete historical series with low measured variability and a limited observed drawdown. However, the latest one-year increase is much slower than the exact same-month annualized changes over the prior three- and five-year periods. The evidence supports a stable-growth characterization, but not an assumption that earlier growth rates continue.

Bedroom figures are scaled estimates, not observed rents

The studio-through-four-bedroom amounts are modelled estimates created by scaling ZIP ZORI with the local HUD bedroom ladder. HUD FMR/SAFMR is an administrative, bedroom-specific standard rather than asking-rent evidence. The ladder is useful for maintaining a transparent size relationship, but it does not measure current ZIP listings, lease transactions, unit condition, utilities, or concessions by bedroom count.

Aggregate affordability is stronger than burden evidence alone suggests

The arithmetic required-income screen is below the ACS ZCTA median household income, yet a substantial share of surveyed renter households reported rent burdens at or above the selected threshold. These results can coexist because the income median represents all households in the ZCTA while burden data describe renter households. Neither measure establishes affordability for a specific applicant or property.

Resale liquidity is stronger than recent rent momentum

Redfin’s direct ZIP resale data show short marketing time, low months of supply, above-list sale activity, and a positive median-price change. Those for-sale signals do not provide rental comparables, but they create a useful tension with the ZIP’s modest latest asking-rent increase. The annualized-rent-to-sale-price calculation is only a cross-source screening ratio, not a property-level outcome measure.

  • Zillow ZORI is a blended typical observed asking-rent index across rental types, so it may not match the bedroom mix, utilities, lease terms, concessions, condition, or availability of a specific property.
  • ACS evidence is a five-year survey for a matched statistical ZCTA, not a current USPS delivery ZIP inventory. Its income, rent, burden, population, and renter counts include sampling uncertainty.
  • Historical rent stability describes the observed Zillow series through its endpoint only. It does not establish future asking rents, future vacancy, tenant demand, resale pricing, or the outcome of a particular lease.
  • Redfin resale evidence is limited to a rolling ZIP for-sale observation. Sale prices, listing competition, and marketing time should not be treated as rental transactions or proof of a property’s operating economics.
Direct ZIP resale evidence

For-sale liquidity inside ZIP 68116

Redfin reports these as a rolling three-month ZIP observation through 2026-06-30. They describe the for-sale market, not rental vacancy or the rent of a particular property.

Median sale price$370,956+1.5% year over year
Homes sold162rolling three-month observation
Median days on market18 daysfor-sale listing absorption
Months of supply0.6resale inventory relative to sales pace

Activity and available supply

Direct ZIP counts remain separate because each describes a different stage of the resale funnel.

Direct resale activity for ZIP 68116Active listings198Inventory31Pending sales134Homes sold162

Counter-signals before underwriting

A price alone does not reveal how quickly buyers are absorbing available homes.

Inventory direction

31 observed inventory · -65.7% year over year.

Price realization

101.3% average sale-to-list ratio · 53.8% sold above original list.

Early absorption

55.7% went off market within two weeks; compare this with 18 median days on market.

Measurement boundary

Small ZIP samples can move sharply. This rolling period smooths monthly noise but does not replace current address-level sale and rent comparables.

Redfin Data Center · updated 2026-07-03 · exact five-digit ZIP key. Implausible source values are withheld as n/a rather than repaired or inherited from a broader geography.

Wider market evidence

Listing and rental liquidity around the ZIP

These measures are not ZIP observations. They are labelled county or metro context so they can challenge the local story without being copied into it.

Douglas County listing conditions

1,246 active Realtor.com listings · 37 median days on market · 10.6% price-reduced share · 2026-06.

Omaha-Council Bluffs, NE-IA resale supply

1.4 months of supply · 26 median days on market · 32.6% listings with price drops · Redfin 2026-05-01.

Apartment List metro liquidity

6.2% reported apartment vacancy · n/a. These are direct metro observations and do not describe a particular ZIP unit.

Property-level next step

Compare live same-bedroom listings, concessions, utilities, condition and days listed inside ZIP 68116. The report frames the market; it does not replace a rent roll, lease review or address-level comparable set.

Questions this report can answer

Scope-aware answers

What does the current Zillow rent figure measure?

It measures Zillow’s ZIP-level ZORI, a typical observed asking-rent index blended across rental types. It is useful as a current market index, but it is not a record of every available listing, a lease execution dataset, a utility-inclusive rent measure, or a bedroom-specific rent survey.

Why are the bedroom estimates different from HUD standards?

The bedroom amounts are modelled ZIP estimates, calculated by scaling the current ZIP ZORI with the local HUD bedroom ladder. HUD FMR/SAFMR itself is an administrative standard rather than asking rent. The resulting estimates preserve the local size ladder but do not represent measured asking rents for actual studio, one-bedroom, or larger units.

How should the history metrics affect confidence in the current snapshot?

Complete coverage, low annualized monthly-return variability, and a small observed peak-to-trough decline indicate that the historical ZORI series was relatively stable over its available period. That supports confidence that the current reading is less likely to be an extreme short-lived move, while the slower recent gain still shows that past growth speed has moderated.

What does the Redfin rent-to-price screen tell a reader?

It divides annualized ZIP ZORI by the direct ZIP median sold price to create a simple cross-source screening ratio. It can highlight the relationship between an asking-rent index and resale pricing, but it excludes property expenses, financing, taxes, insurance, repairs, vacancy experience, unit quality, and actual lease terms.