Florissant’s Zillow ZHVI typical city home value is $197,931 and its Zillow ZORI typical observed monthly market rent is $1,613. Together they imply a 9.8% gross yield before every operating cost and financing. The ZHVI equals 3.03x ACS median household income, while annualized ZORI equals 29.6% of that income. These ratios frame acquisition affordability and tenant budgets, but do not establish a property’s achievable rent, condition or net return.
The city has 23,064 housing units, and renter-occupied homes represent 32.9% of occupied units. The median structure year is 1963, making inspection and capital planning material even though age alone does not establish condition. ACS reports a $148,800 median value for surveyed owner-occupied housing and $1,288 median gross rent for occupied rentals, including contract rent and selected utilities. Those ACS measures survey occupied housing, whereas Zillow reports a typical value and observed market rent for a different period; they are not interchangeable.
City survey depth shows a 45.4% rent-burden rate among measured renters. Single-family structures comprise 80.9% of units, versus 3.3% in large multifamily buildings; this describes stock mix, not available inventory. For-rent status accounts for 18.7% of 1,835 vacant units; ACS reasons neither identify purchasable properties nor prove leasing speed. Population was 0.6% higher across the two overlapping ACS five-year vintages, a nonannualized comparison that may reflect boundary changes. Median household income is $65,318, while poverty is 10.1% and unemployment is 5.1%; these are descriptive demand constraints, not causes of housing outcomes.
In St. Louis County county context, the property-tax rate is 1.205% and Realtor median days on market is 40; both support expense and timing checks but are not city measures. St. Louis metro context shows employment down 0.48% year over year and housing supply at 2.1 months; these metro indicators describe broader demand and market balance, not Florissant. The national Freddie Mac 30-year mortgage rate is 6.58%, a financing benchmark rather than a borrower quote.
Key limitations are missing address-level rent, comparables, condition, leases, operating history and insurance pricing; citywide measures cannot resolve them, and county, metro and national context uses different denominators. For a specific property, verify parcel taxes, insurance and hazards, legal use, utilities, leases, payment history and rent comparables. Inspect major systems, price deferred and recurring capital work, test vacancy and management assumptions, obtain a loan quote, and recalculate net cash flow and debt coverage rather than relying on gross yield.