Counties / South Carolina / Charleston County

Charleston County, SC

FIPS 45019 · population 420,264 · part of Charleston, SC

$620k
Zillow home value · 2026-06
Direct county rent answer

What does rent cost in Charleston County, SC?

The latest county-level Zillow ZORI is $2,156 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

County Zillow ZORI$2,1562026-06 · up 2.7% year over year
County ACS gross rent$1,620ACS 2024 5-year · occupied-renter survey
HUD two-bedroom FMR$1,787FY2026 · administrative standard
HUD Fair Market Rent by bedroom count in Charleston County
BedroomsHUD monthly FMRGeographyMeasurement boundary
Studio$1,557Charleston County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
1 bedroom$1,630Charleston County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
2 bedrooms$1,787Charleston County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
3 bedrooms$2,222Charleston County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
4 bedrooms$2,562Charleston County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.

Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26

The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$620k
▲ 0.7% year over year
Zillow ZHVI · direct
Median asking rent
$2,156
▲ 2.7% year over year
Zillow ZORI · direct
Gross yield
4.2%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,787
market rent is 1.21x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+70.8%not annualized · through 2025
0%ZILLOW ZHVI2026-06+0.7%FHFA HPI2025+2.3%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-08-02.
Owner-reported value$489k
Surveyed gross rent$1,620
Rent burden 30%+53.4%
Median year built1991
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
14.7%vacant
209,803estimated housing units
Occupied tenure36.1% renter
owner 63.9%renter 36.1%
Structure mix65.0% single-family
Single-family 65.0%20+ units 11.0%Mobile home 4.9%Other 19.1%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs283,616▲ 1.8% from the prior annual release
Covered establishments22,690annual average reporting locations
Average weekly wage$1,389▲ 5.8% from the prior annual release
Largest private supersectorTrade, transportation, and utilities21.1% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+1.8%WEEKLY WAGE+5.8%Trade, transportation, and utilities21.1%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

Resident income

How local income has compounded

BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.

Per-capita personal income19692024
Per-capita personal income history for Charleston CountyA line chart of annual BEA per-capita personal income from 1969 through 2024.$0k$50k$100k196919972024$4k$91k
Nominal annual dollars; not adjusted for inflation. A rising line can reflect wage, business-income, transfer-income and investment-income changes together.
Renter affordability

Who carries the heaviest rent burden

HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.

Share of renter households in each income band2018-2022
Renter cost burden by HAMFI income band in Charleston CountyFive horizontal bars show moderate and severe housing cost burden shares among renter households in each HUD income band.0%25%50%75%100%At or below 30% HAMFI12,77072.8% burdened30–50% HAMFI9,99084.6% burdened50–80% HAMFI14,42563.5% burdened80–100% HAMFI6,69533.5% burdenedAbove 100% HAMFI19,2657.3% burdened
Moderate: >30% to 50%Severe: >50%
Each percentage uses HUD’s published subtotal for that income band. For disclosure, HUD keeps 0 as 0, publishes 1–7 households as 4 and rounds 8 or more to the nearest 5. Independently rounded categories can differ from their displayed sum and are not forced into a percentage.
Direct local rental evidence

Recent leases and rental-market liquidity in Charleston County, SC

These Apartment List observations match the exact county Census code 45019. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.

Direct recent-lease rent history

Monthly overall-rent index; missing observations are not filled from another geography.

$1,660$1,520$1,3802021-082026-07
Recent-lease rent$1,6602026-07 · +1.5% year over year
Rental vacancy6.5%2026-07 · -1.0 percentage points year over year
Time on market24 days2026-07 · -5.2 days year over year
County brief

What the local evidence says

01Decision frame

Charleston County’s decision tension is a high entry value beside a modest pre-cost income return: Zillow’s 2026-06 median home value was $619,614, versus $2,156 monthly median asking rent and a supplied 4.18% gross yield. Rent rose 2.73% year over year, versus 0.67% for the home-value measure. Buyers able to verify property-level costs should investigate; hurricane-exposed or highly financed cases warrant caution because gross income is not net income.

02Housing economics

Measured market rent—not HUD’s $1,787 two-bedroom Fair Market Rent—supports the yield calculation; FMR is a payment standard, not an asking-rent estimate. The 0.39% effective property-tax rate is carrying-cost context, not a parcel bill. FHFA’s 2025 repeat-transaction HPI rose 2.30% annually and 70.79% cumulatively over its stated five-year window; it is an appreciation index, not a dollar home value. Its positive direction matches Zillow’s, but their distinct methods and observation periods cannot be merged.

03Demand & competition

Tax-return migration produced a net gain of 1,923 households, and incoming movers had higher average income than outgoing movers. This raises a question about income depth but does not prove housing demand. Investors accounted for 7.69% of purchases, indicating non-owner participation without showing cash buyers or bidding intensity. QCEW’s 2025 annual average counted 283,616 covered jobs at county workplaces, not resident employment. Trade, transportation, and utilities was the largest disclosed private supersector at 21.07% of private covered employment; this does not describe the whole economy or forecast jobs.

04Risk & next checks

Modeled annual building-value loss is 0.48%, consistent with hurricane as the dominant hazard, but it is not an actual loss estimate for a building. Realtor.com’s 2026-06 listing figures are not published, preventing a read of MLS asking-price movement, visible supply, marketing time, price reductions, or pending activity. Insurance, vacancy, operating expenses, property condition, and financing terms are also not published; without them, net yield, resilience costs, and transaction-level buyer competition cannot be underwritten from this county record.

County ZIP rental landscape

How asking rent and renter pressure vary inside Charleston County, SC

This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.

Selected ZIP range$1,657$3,595Zillow asking-rent index
Monthly spread$1,938highest minus lowest selected ZIP
Observed burden range39.6%62.0%ACS renter households paying 30%+
Renter households covered64,807across the selected ZCTAs
01 · ASKING RENT LADDERDirect ZIP ZORI
Horizontal bars compare Zillow asking-rent indexes across the selected direct-evidence ZIP set.29401$3,59529466$2,70829403$2,66929455$2,40629464$2,37229412$2,30929405$2,06629418$1,91029414$1,88429407$1,78529456$1,66729406$1,657
02 · PRESSURE MATRIXRent × observed burden
Each point is one selected ZIP and ZCTA match. Horizontal position is Zillow asking rent and vertical position is the ACS renter cost-burden share.64.5%57.6%50.8%43.9%37.1%294642940629414294072940329456294052941829412294662940129455Zillow asking-rent index →ACS burden share →
03 · BENCHMARK GAPZORI vs HUD 2BR
Bars show the percentage difference between the Zillow blended asking-rent index and the local HUD two-bedroom standard. Their housing universes differ.29401+155.0%29405+134.2%29455+133.7%29418+122.4%29403+121.9%29412+108.4%29466+106.6%29406+98.0%29407+94.9%29464+93.8%29456+93.7%29414+89.3%
WHAT THE LOCAL DISTRIBUTION SAYS

For June 2026, Charleston County’s selected direct-evidence set presents a wide current Zillow ZORI asking-rent index range: $1,657 in 29406 to $3,595 in 29401. The $1,938 spread, around a $2,187.50 selected-set median, makes broad county-level pricing an incomplete screen; the county Zillow reading is $2,156. Annual ZORI change also spans 0.8% to 10.6%, so the decision question is not simply whether rent is high or low, but which price point, recent movement, unit type, and availability fit the household’s budget and search timing. These are typical observed asking-rent index values, not the rent for every currently advertised unit.

Three rent measures answer different questions and should remain separate. In ACS five-year ZCTA survey data, median gross rent is $1,790 for 29401 and $1,342 for 29406; these survey estimates are not current ZORI asking rents. HUD’s bedroom-specific two-bedroom administrative standard is $2,320 for the former ZIP and $1,690 for the latter, rather than a market asking-rent observation. In the selected set, current ZORI relative to HUD’s two-bedroom standard ranges from 89.3% to 155.0%. That variation is useful for program or screening context, but it does not establish that a particular advertised apartment qualifies, is affordable, or has a matching bedroom count. They should not be averaged or treated as sequential measurements.

Affordability pressure appears across different rent levels. The ACS ZCTA share of renter households spending at least 30% of income on rent ranges from 39.6% in 29418 to 62.0% in 29466, versus 53.4% for the county ACS estimate. Treat these as survey burden measures rather than an outcome for a new lease. ACS ZCTA vacancy ranges from 5.4% in 29414 to 31.1% in 29455, compared with 14.7% countywide. Higher vacancy can widen a renter’s search set, whereas lower vacancy can make timing and verified availability more consequential; it neither guarantees concessions nor proves an affordability result. A household should therefore assess burden alongside its income, lease terms, utilities, and actual unit rent rather than using either measure alone.

The analysis covers 12 eligible direct-ZORI ZIP/ZCTA matches and 64,807 renter households under the stated selection rule, so it is a decision screen rather than an exhaustive county inventory. ZCTAs are statistical areas, not USPS delivery ZIPs. Moreover, ZIPs may cross county boundaries; display assignment follows the largest HUD residential-address county share, which is material for cross-border ZIPs. Before acting, verify the exact address and county, current asking rent, bedroom count, utilities, fees, lease term, income rules, availability, and any program-specific rent standard directly with the listing or administering agency. Use the relevant measure for the relevant decision rather than converting one series into another.

Selected ZIP evidence

Keep each source universe visible

All 12 eligible direct-evidence ZIP profiles are shown.

ZIP / ZCTAZillow asking rentACS gross rentHUD 2BRBurden 30%+VacancyIncome screenHUD county share
29464$2,372$2,081$2,53049.3%12.1%$95k100.0%
29406$1,657$1,342$1,69056.2%10.8%$66k100.0%
29414$1,884$1,724$2,11042.9%5.4%$75k99.9%
29407$1,785$1,431$1,88043.7%10.5%$71k100.0%
29403$2,669$1,798$2,19057.4%19.3%$107k100.0%
29456$1,667$1,650$1,78047.0%6.4%$67k36.4%
29405$2,066$1,253$1,54052.6%13.1%$83k100.0%
29418$1,910$1,340$1,56039.6%10.6%$76k79.9%
29412$2,309$1,881$2,13053.5%9.0%$92k100.0%
29466$2,708$2,380$2,54062.0%7.3%$108k100.0%
29401$3,595$1,790$2,32058.7%27.3%$144k100.0%
29455$2,406$1,567$1,80045.5%31.1%$96k100.0%
READ BEFORE USING

Zillow ZORI is a typical observed asking-rent index for the stated period, not a census of listings or a contractual rent. ACS county and ZCTA figures are five-year survey estimates with distinct timing and geography, so they should not be converted into current unit quotes.

ZCTAs do not exactly match USPS delivery ZIPs, and ZIPs can cross county lines. This packet assigns display ZIPs by the largest HUD residential-address county share; the selected direct-evidence set is not exhaustive, and any property-level conclusion requires address, unit, and program verification.

SOURCE LEDGERCensus ACS 5-year — county housing value, tenure and stockACS 2024 5-year · pulled 2026-07-30Census ACS five-year — ZCTA housing and incomeACS 2024 5-year ZCTA · pulled 2026-08-08HUD Fair Market Rents — Section 8 standardFY2026 FMR · pulled 2026-07-26HUD-USPS ZIP-to-county residential-address crosswalkHUD-USPS 2026Q1 · pulled 2026-08-09Zillow ZHVI and ZORI — county values and rentscounty ZHVI/ZORI 2026-06 · pulled 2026-07-26Zillow ZORI — ZIP market rentsZORI ZIP 2026-06 · pulled 2026-08-08
Cities & communities

Where people live within Charleston County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Charleston city*154.3KNorth Charleston city*119.9KMount Pleasant town94KSummerville town*51.7KLadson CDP*16.1KJames Island town12.2KHollywood town5.4KIsle of Palms city4.4K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

19 Census places

Population
  1. 01
    Charleston cityIncorporated place · spans 2 counties
    154,338
  2. 02
    North Charleston cityIncorporated place · spans 3 counties
    119,913
  3. 03
    Mount Pleasant townIncorporated place
    93,993
  4. 04
    Summerville townIncorporated place · spans 3 counties
    51,654
  5. 05
    Ladson CDPCensus-designated place · spans 2 counties
    16,140
  6. 06
    James Island townIncorporated place
    12,198
  7. 07
    Hollywood townIncorporated place
    5,382
  8. 08
    Isle of Palms cityIncorporated place
    4,362
  9. 09
    Ravenel townIncorporated place
    2,615
  10. 10
    Kiawah Island townIncorporated place
    2,326
  11. 11
    Seabrook Island townIncorporated place
    2,204
  12. 12
    Sullivan's Island townIncorporated place
    2,087
Show 7 more places
  1. 13
    Awendaw townIncorporated place
    1,772
  2. 14
    Meggett townIncorporated place
    1,307
  3. 15
    Folly Beach cityIncorporated place
    1,267
  4. 16
    Lincolnville townIncorporated place · spans 2 counties
    1,064
  5. 17
    McClellanville townIncorporated place
    690
  6. 18
    Adams Run CDPCensus-designated place
    469
  7. 19
    Rockville townIncorporated place
    121

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardhurricane

0.479% of building value expected lost per year

Effective property tax0.39%

$1,901 median annual bill

02
DemandIRS SOI household flows
Net migration+1,923

17,531 in · 15,608 out

Arriving vs leaving income+$27,644

$104,126 arriving · $76,482 leaving

03
CompetitionHMDA financed purchases
Purchases by investors7.7%

450 of 5,850 mortgages

investorother financed
Same metro

The other counties in Charleston, SC

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Charleston County420,264$620k$2,1564.2%hurricane
Berkeley County246,802$374k$1,9956.4%hurricane
Dorchester County167,201$353k$1,7606.0%hurricane
Bear case

What can break the county thesis

  1. Median asking rent may not translate into achieved rent after vacancy, concessions, turnover, and operating costs.
  2. Hurricane exposure may create property-specific insurance and resilience costs not captured by the modeled county loss ratio.
  3. Missing Realtor.com inventory, days-on-market, and reduction data leaves buyer competition and sale liquidity unresolved.
Underwriting questions

Before pricing a property

What supports the published gross-yield calculation?

It uses the supplied county median asking market rent and median home value, before operating costs.

Does HUD Fair Market Rent show the county’s asking rent?

No. The supplied two-bedroom FMR is a HUD payment standard, while the record separately publishes median asking market rent.

Can an investor assess visible MLS supply from this record?

No. Realtor.com active listings, listing-price movement, days on market, price reductions, and pending activity are not published.