Counties / South Carolina / Charleston County

Charleston County, SC

FIPS 45019 · population 420,264 · part of Charleston, SC

$620k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$620k
▲ 0.7% year over year
Zillow ZHVI · direct
Median asking rent
$2,156
▲ 2.7% year over year
Zillow ZORI · direct
Gross yield
4.2%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,787
market rent is 1.21x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+70.8%not annualized · through 2025
0%ZILLOW ZHVI2026-06+0.7%FHFA HPI2025+2.3%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$489k
Surveyed gross rent$1,620
Rent burden 30%+53.4%
Median year built1991
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
14.7%vacant
209,803estimated housing units
Occupied tenure36.1% renter
owner 63.9%renter 36.1%
Structure mix65.0% single-family
Single-family 65.0%20+ units 11.0%Mobile home 4.9%Other 19.1%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs283,616▲ 1.8% from the prior annual release
Covered establishments22,690annual average reporting locations
Average weekly wage$1,389▲ 5.8% from the prior annual release
Largest private supersectorTrade, transportation, and utilities21.1% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+1.8%WEEKLY WAGE+5.8%Trade, transportation, and utilities21.1%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Charleston County’s decision tension is a high entry value beside a modest pre-cost income return: Zillow’s 2026-06 median home value was $619,614, versus $2,156 monthly median asking rent and a supplied 4.18% gross yield. Rent rose 2.73% year over year, versus 0.67% for the home-value measure. Buyers able to verify property-level costs should investigate; hurricane-exposed or highly financed cases warrant caution because gross income is not net income.

02Housing economics

Measured market rent—not HUD’s $1,787 two-bedroom Fair Market Rent—supports the yield calculation; FMR is a payment standard, not an asking-rent estimate. The 0.39% effective property-tax rate is carrying-cost context, not a parcel bill. FHFA’s 2025 repeat-transaction HPI rose 2.30% annually and 70.79% cumulatively over its stated five-year window; it is an appreciation index, not a dollar home value. Its positive direction matches Zillow’s, but their distinct methods and observation periods cannot be merged.

03Demand & competition

Tax-return migration produced a net gain of 1,923 households, and incoming movers had higher average income than outgoing movers. This raises a question about income depth but does not prove housing demand. Investors accounted for 7.69% of purchases, indicating non-owner participation without showing cash buyers or bidding intensity. QCEW’s 2025 annual average counted 283,616 covered jobs at county workplaces, not resident employment. Trade, transportation, and utilities was the largest disclosed private supersector at 21.07% of private covered employment; this does not describe the whole economy or forecast jobs.

04Risk & next checks

Modeled annual building-value loss is 0.48%, consistent with hurricane as the dominant hazard, but it is not an actual loss estimate for a building. Realtor.com’s 2026-06 listing figures are not published, preventing a read of MLS asking-price movement, visible supply, marketing time, price reductions, or pending activity. Insurance, vacancy, operating expenses, property condition, and financing terms are also not published; without them, net yield, resilience costs, and transaction-level buyer competition cannot be underwritten from this county record.

Cities & communities

Where people live within Charleston County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Charleston city*154.3KNorth Charleston city*119.9KMount Pleasant town94KSummerville town*51.7KLadson CDP*16.1KJames Island town12.2KHollywood town5.4KIsle of Palms city4.4K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

19 Census places

Population
  1. 01
    Charleston cityIncorporated place · spans 2 counties
    154,338
  2. 02
    North Charleston cityIncorporated place · spans 3 counties
    119,913
  3. 03
    Mount Pleasant townIncorporated place
    93,993
  4. 04
    Summerville townIncorporated place · spans 3 counties
    51,654
  5. 05
    Ladson CDPCensus-designated place · spans 2 counties
    16,140
  6. 06
    James Island townIncorporated place
    12,198
  7. 07
    Hollywood townIncorporated place
    5,382
  8. 08
    Isle of Palms cityIncorporated place
    4,362
  9. 09
    Ravenel townIncorporated place
    2,615
  10. 10
    Kiawah Island townIncorporated place
    2,326
  11. 11
    Seabrook Island townIncorporated place
    2,204
  12. 12
    Sullivan's Island townIncorporated place
    2,087
Show 7 more places
  1. 13
    Awendaw townIncorporated place
    1,772
  2. 14
    Meggett townIncorporated place
    1,307
  3. 15
    Folly Beach cityIncorporated place
    1,267
  4. 16
    Lincolnville townIncorporated place · spans 2 counties
    1,064
  5. 17
    McClellanville townIncorporated place
    690
  6. 18
    Adams Run CDPCensus-designated place
    469
  7. 19
    Rockville townIncorporated place
    121

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardhurricane

0.479% of building value expected lost per year

Effective property tax0.39%

$1,901 median annual bill

02
DemandIRS SOI household flows
Net migration+1,923

17,531 in · 15,608 out

Arriving vs leaving income+$27,644

$104,126 arriving · $76,482 leaving

03
CompetitionHMDA financed purchases
Purchases by investors7.7%

450 of 5,850 mortgages

investorother financed
Same metro

The other counties in Charleston, SC

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Charleston County420,264$620k$2,1564.2%hurricane
Berkeley County246,802$374k$1,9956.4%hurricane
Dorchester County167,201$353k$1,7606.0%hurricane
Bear case

What can break the county thesis

  1. Median asking rent may not translate into achieved rent after vacancy, concessions, turnover, and operating costs.
  2. Hurricane exposure may create property-specific insurance and resilience costs not captured by the modeled county loss ratio.
  3. Missing Realtor.com inventory, days-on-market, and reduction data leaves buyer competition and sale liquidity unresolved.
Underwriting questions

Before pricing a property

What supports the published gross-yield calculation?

It uses the supplied county median asking market rent and median home value, before operating costs.

Does HUD Fair Market Rent show the county’s asking rent?

No. The supplied two-bedroom FMR is a HUD payment standard, while the record separately publishes median asking market rent.

Can an investor assess visible MLS supply from this record?

No. Realtor.com active listings, listing-price movement, days on market, price reductions, and pending activity are not published.