FIPS 13051 · population 300,879 · part of Savannah, GA
The latest county-level Zillow ZORI is $1,781 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.
| Bedrooms | HUD monthly FMR | Geography | Measurement boundary |
|---|---|---|---|
| Studio | $1,455 | Chatham County, GA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 1 bedroom | $1,533 | Chatham County, GA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 2 bedrooms | $1,680 | Chatham County, GA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 3 bedrooms | $2,235 | Chatham County, GA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 4 bedrooms | $2,547 | Chatham County, GA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26
Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.
Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.
Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.
Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.
BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.
HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.
These Apartment List observations match the exact county Census code 13051. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.
Monthly overall-rent index; missing observations are not filled from another geography.
Chatham County presents a split underwriting case: Zillow’s 2026-06 county measures show median value down 3.17% year over year and median asking rent down 1.62%, while the FHFA repeat-transaction HPI rose 2.30% in 2025. The first pair calls for restrained current-income assumptions; the latter is an index movement, not a home value. These differing vintages and methods cannot be blended into a single appreciation rate. Income buyers should investigate rent durability and carrying costs; buyers dependent on price gains should be cautious.
The $1,781 monthly measured market asking rent—not HUD FMR, which is a payment standard—supports the stated 6.29% gross yield before operating costs when paired with the supplied price. HUD FMR cannot establish market rent or gross yield. The 0.84% effective property-tax rate is a county-level carrying-cost input, but parcel assessment, exemptions, and tax bills are needed to apply it to a subject asset. This is income screening, not a net-cash-flow conclusion.
Realtor.com’s MLS listing market shows active listings up 28.15%, a 72-day median marketing time, and 23.84% of listings reduced; its lower median listing price is an asking-price signal, not a sale price. More visible supply, longer marketing, and concessions warrant property-level comp and absorption checks, but do not alone prove weak buyer demand. QCEW reports higher annual covered workplace employment and wages; Trade, transportation, and utilities is its largest disclosed private supersector, not the entire economy. Net migration of 277 tax-return households paired with an inbound-outbound average AGI gap of $5,468 is modest positive household evidence. Investor mortgages accounted for 787 of 3,965 purchases, indicating non-owner competition must be checked by neighborhood and asset type.
Hurricane is the named dominant hazard, and modeled annual climate loss equals 0.43% of building value; it is a modeled ratio, not a property insurance quote or dollar loss. No published vacancy, lease renewal, submarket closed-sale comps, insurance premiums, flood elevation, operating expenses, debt terms, or parcel assessment is available. Those gaps prevent net-yield, insurability, exit-price, and asset-level tax conclusions; next checks are rent comps, insurance and flood quotes, condition, and tax bills.
This view uses 11 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.
Within the selected ZIP/ZCTA matches assigned to Chatham County, Zillow's current ZORI—a typical observed asking-rent index—runs from $1,565 in 31406 to $2,199 in 31401. The $634 spread around a $1,695 selected-set median is material beside the county's $1,781 ZORI. That range means a countywide figure is a reference rather than a sufficient search budget. The decision question is not which ZIP is “best,” but which current asking-rent band fits the household's target unit and budget before availability, unit size, and lease terms are tested at the property level. The shown locations also have varied rent movements where ZORI readings are available.
Zillow's observed index should not be substituted for ACS figures. In the selected ZCTAs, the ACS five-year survey median gross rent spans $1,058 in 31415 to $1,830 in 31407; these are survey estimates of a different rent measure, not current ZORI. Separately, HUD's two-bedroom FMR is $1,680 for every displayed ZIP, an administrative standard rather than an asking rent. Current ZORI equals 93.2% of that benchmark at the low end of the selected range and 130.9% at the high end. The annual household-income amount associated with the 30% rent threshold runs from $62,600 to $87,960. These figures provide separate reference points, but none should be mechanically combined with the others.
Affordability and supply indicators add a different trade-off rather than a ranking. Across the shown ZCTAs, ACS's five-year share of renter households meeting the burden threshold ranges from 36.4% in 31302 to 54.1% in 31401, versus 53.8% countywide. ACS vacancy estimates range from 4.9% to 27.4%, against a county estimate of 12.5%. A lower vacancy figure may mean less vacant stock in the survey estimate, but it is not a count of current listings; a higher figure does not establish a lower rent or a more suitable unit. Likewise, burden shares characterize surveyed renter households and do not determine what a new applicant will pay. Read those measures alongside current ZORI without treating any one as the cause of another.
The evidence set includes all 11 eligible direct-ZORI ZIP/ZCTA matches under the stated selection and covers 52,005 renter households, but it is not an exhaustive county inventory. ZIPs may cross county lines; display assignment uses the county with the largest HUD residential-address share, which ranges from 77.1% to 100.0% in the shown set. Census ZCTAs are statistical areas, not USPS delivery ZIPs. Before choosing a unit, verify the exact asking rent, bedroom count, availability date, lease duration, deposits, recurring charges, treatment of utilities, and qualification terms directly with the property. Those property-specific details can change the comparison for a particular household.
All 11 eligible direct-evidence ZIP profiles are shown.
| ZIP / ZCTA | Zillow asking rent | ACS gross rent | HUD 2BR | Burden 30%+ | Vacancy | Income screen | HUD county share |
|---|---|---|---|---|---|---|---|
| 31419 | $1,590 | $1,403 | $1,680 | 51.3% | 9.7% | $64k | 100.0% |
| 31405 | $1,674 | $1,492 | $1,680 | 50.0% | 11.0% | $67k | 100.0% |
| 31404 | $1,837 | $1,276 | $1,680 | 51.6% | 12.2% | $73k | 100.0% |
| 31406 | $1,565 | $1,392 | $1,680 | 47.5% | 7.5% | $63k | 100.0% |
| 31401 | $2,199 | $1,558 | $1,680 | 54.1% | 27.4% | $88k | 100.0% |
| 31407 | $1,695 | $1,830 | $1,680 | 49.5% | 8.1% | $68k | 100.0% |
| 31322 | $1,681 | $1,677 | $1,680 | 52.3% | 7.5% | $67k | 100.0% |
| 31408 | $1,850 | $1,252 | $1,680 | 48.9% | 9.7% | $74k | 100.0% |
| 31415 | $1,658 | $1,058 | $1,680 | 47.6% | 24.9% | $66k | 100.0% |
| 31410 | $1,822 | $1,765 | $1,680 | 46.6% | 8.2% | $73k | 100.0% |
| 31302 | $1,919 | $1,157 | $1,680 | 36.4% | 4.9% | $77k | 77.1% |
Open a five-digit report for asking rent, affordability, rent history and resale liquidity. Each row keeps its ZIP/ZCTA measurement scope.
| ZIP report | City label | Zillow rent | 1Y change | ACS burden 30%+ | Population |
|---|---|---|---|---|---|
| ZIP 31401 rental reportChatham County | Savannah, GA | $2,199 | ▲ 0.3% | 54.1% | 20,445 |
| ZIP 31404 rental reportChatham County | Savannah, GA | $1,837 | ▼ 1.3% | 51.6% | 30,062 |
| ZIP 31405 rental reportChatham County | Savannah, GA | $1,674 | ▼ 3.5% | 50.0% | 40,764 |
| ZIP 31419 rental reportChatham County | Savannah, GA | $1,590 | ▼ 0.8% | 51.3% | 57,077 |
| ZIP 31406 rental reportChatham County | Savannah, GA | $1,565 | ▲ 0.2% | 47.5% | 34,904 |
Zillow ZORI is an asking-rent index. ACS burden and population describe the Census ZCTA; missing observations remain n/a.
Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.
Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.
0.429% of building value expected lost per year
$2,541 median annual bill
10,658 in · 10,381 out
$67,636 arriving · $62,168 leaving
787 of 3,965 mortgages
Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.
A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.
| County | Population | Price | Rent | Yield | Hazard |
|---|---|---|---|---|---|
| Chatham County | 300,879 | $340k | $1,781 | 6.3% | hurricane |
| Effingham County | 69,143 | $339k | $2,126 | 7.5% | hurricane |
| Bryan County | 48,263 | $403k | $2,262 | 6.7% | hurricane |
The record reports $1,781 monthly median asking rent and a $1,680 two-bedroom HUD FMR. HUD FMR is a payment standard, not an estimate of market rent.
Investor mortgages were 787 of 3,965 purchases, equal to a 19.85% investor share.
No. The record gives a 6.29% gross yield before costs but does not publish vacancy, operating expenses, insurance premiums, or debt terms.