Counties / Oklahoma / Comanche County

Comanche County, OK

FIPS 40031 · population 121,825 · part of Lawton, OK

$157k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$157k
▲ 5.4% year over year
Zillow ZHVI · direct
Median asking rent
$1,110
▲ 5.8% year over year
Zillow ZORI · direct
Gross yield
8.5%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,001
market rent is 1.11x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+35.5%not annualized · through 2025
0%ZILLOW ZHVI2026-06+5.4%FHFA HPI2025+3.0%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$164k
Surveyed gross rent$970
Rent burden 30%+43.2%
Median year built1977
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
14.8%vacant
52,666estimated housing units
Occupied tenure44.4% renter
owner 55.6%renter 44.4%
Structure mix76.5% single-family
Single-family 76.5%20+ units 3.7%Mobile home 4.3%Other 15.5%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs40,954▼ 0.9% from the prior annual release
Covered establishments2,665annual average reporting locations
Average weekly wage$1,016▲ 2.9% from the prior annual release
Largest private supersectorTrade, transportation, and utilities24.3% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−0.9%WEEKLY WAGE+2.9%Trade, transportation, and utilities24.3%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Comanche County presents a carry-income-versus-exit-liquidity tension. Investors able to verify neighborhood rents, flood exposure, and resale comparables should investigate; those relying on appreciation or a quick disposition should be cautious. Zillow’s county median home value was $156,839 in 2026-06, up 5.40% year over year. FHFA’s repeat-transaction HPI rose 2.97% in 2025. That confirms positive direction at a different vintage and method, but it is an index rather than a home value and cannot be blended with Zillow’s change.

02Housing economics

Measured median asking rent was $1,110 per month, with a reported 8.49% gross yield before costs. This is market-rent evidence, while HUD two-bedroom Fair Market Rent is a payment standard, not an estimate of asking rent or a substitute in the yield calculation. The 0.89% effective property-tax rate makes taxes a visible carrying-cost input; the median annual tax bill is reported. Insurance, repairs, vacancy, financing, and property-level tax data are not published, so net yield and debt coverage cannot be underwritten.

03Demand & competition

Demand evidence is mixed rather than a clean growth case. QCEW counted 40,954 annual average covered jobs at county workplaces in 2025, down 0.95%; this is neither resident employment nor unemployment. Net tax-return migration was negative 304, and average income among outbound movers exceeded inbound movers by $4,720. The record shows 292 investor purchases among 1,547 purchases, a reported 18.88% share. This indicates investor participation within recorded purchases, but does not prove broad buyer demand or cash-investor activity. Trade, transportation, and utilities was the largest disclosed private supersector, warranting tenant-employer review.

04Risk & next checks

Realtor.com MLS evidence requires exit-liquidity review: 429 active listings, a 60-day median marketing time, and 13.17% with price reductions. These are visible supply, asking-market, and seller-concession signals—not closed-sale prices or proof of demand. Inland flood is the dominant hazard, and modeled expected annual building-value loss is 0.17%. Before setting an entry value or reserve, obtain closed-sale comps, lease and unit-condition data, flood-zone and elevation determinations, insurance quotes, and property-specific taxes; their absence prevents credible net-income and hazard-cost underwriting.

Cities & communities

Where people live within Comanche County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Lawton city90.6KElgin city3.6KCache city3.1KFletcher town1.3KGeronimo town1.2KSterling town751Medicine Park town418Chattanooga town*406
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

14 Census places

Population
  1. 01
    Lawton cityIncorporated place
    90,595
  2. 02
    Elgin cityIncorporated place
    3,608
  3. 03
    Cache cityIncorporated place
    3,074
  4. 04
    Fletcher townIncorporated place
    1,309
  5. 05
    Geronimo townIncorporated place
    1,155
  6. 06
    Sterling townIncorporated place
    751
  7. 07
    Medicine Park townIncorporated place
    418
  8. 08
    Chattanooga townIncorporated place · spans 2 counties
    406
  9. 09
    Indiahoma townIncorporated place
    297
  10. 10
    Lake Ellsworth Addition CDPCensus-designated place
    203
  11. 11
    Edgewater Park CDPCensus-designated place
    135
  12. 12
    Faxon townIncorporated place
    86
Show 2 more places
  1. 13
    Lakeside Village CDPCensus-designated place
    57
  2. 14
    Lawtonka Acres CDPCensus-designated place
    17

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.172% of building value expected lost per year

Effective property tax0.89%

$1,449 median annual bill

02
DemandIRS SOI household flows
Net migration-304

3,788 in · 4,092 out

Arriving vs leaving income−$4,720

$46,881 arriving · $51,601 leaving

03
CompetitionHMDA financed purchases
Purchases by investors18.9%

292 of 1,547 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings429▲ 25.6% year over year
Median days on market60▲ 14.9% year over year
Listings price-reduced13.2%seller-concession signal
Median listing pricen/a▲ 6.9% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Lawton, OK

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Comanche County121,825$157k$1,1108.5%inland flooding
Cotton County5,485$109kn/an/ainland flooding
Bear case

What can break the county thesis

  1. Reported gross yield may be materially lower after omitted insurance, repairs, vacancy, financing, and property-specific tax inputs.
  2. Employment decline, net outmigration, and lower inbound mover income could constrain tenant and buyer depth.
  3. Inland-flood exposure could create insurance or repair costs that county-level modeled loss data cannot assign to a specific property.
Underwriting questions

Before pricing a property

Does the record publish market rent rather than only a HUD payment standard?

Yes. It includes a median asking-rent measure and separately identifies HUD Fair Market Rent as a payment standard.

Does the QCEW figure establish resident employment or unemployment?

No. It is annual average covered employment at workplaces located in the county.

Can the Realtor.com figures establish closed-sale values or buyer demand?

No. They are MLS listing-market evidence covering asking prices, visible supply, marketing time, and price reductions.