Crawford County presents a valuation-versus-resilience tension: the Zillow county observation labeled 2026-06 puts the median home value at $224,048, with a reported positive year-over-year change, while the income screen is measurable rather than assumed. This merits investigation by buyers who can test property-level flood, insurance, and lease economics; it warrants caution for buyers relying on broad appreciation or thin operating-cost margins.
Zillow’s median asking rent is $1,027 per month, and the supplied gross yield is 5.50%, before costs. HUD’s two-bedroom FMR is $937 per month; it is a payment standard, not an asking-rent estimate, and should not replace the measured market rent. The effective property-tax rate is 0.54%, with median annual tax of $982, but insurance, maintenance, vacancy, financing, and property-level assessments are not published, preventing a net-yield conclusion. Separately, FHFA’s 2025 repeat-transaction HPI rose 4.56% annually. It supports a positive direction but is not a home value and is neither the same vintage nor method as Zillow.
Demand evidence is mixed. QCEW county labor data labeled 2025 show covered workplace employment fell 7.39% from its prior annual average; Manufacturing is the largest disclosed private supersector, so the figure describes covered jobs at county workplaces rather than resident employment or an outlook. In Realtor.com’s 2026-06 MLS listing market, 172 active listings and a 28.99% price-reduced share indicate visible supply and seller concessions, not closed-sale pricing or buyer demand alone. Tax-return movers show positive net migration and higher average income among entrants than leavers. Investor participation is reported among purchase mortgages, but it does not identify cash buyers or rental performance.
The dominant hazard is inland flood, and the supplied modeled climate-loss ratio is 0.17% of building value per year; this is modeled expected loss, not a quote for any parcel. Next checks are flood-zone and elevation records, prior losses, replacement cost and insurance terms, lease comps, and property-specific tax bills. Missing closed-sale comparables, vacancy, operating expenses, insurance, and cash-purchase data prevent a conclusion on executable price, net cash flow, or full buyer competition.