Counties / Indiana / Henry County

Henry County, IN

FIPS 18065 · population 48,970 · part of New Castle, IN

$195k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$195k
▲ 2.1% year over year
Zillow ZHVI · direct
Median asking rent
$841
▲ 1.4% year over year
Zillow ZORI · direct
Gross yield
5.2%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$956
market rent is 0.88x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+56.3%not annualized · through 2025
0%ZILLOW ZHVI2026-06+2.1%FHFA HPI2025+2.1%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$154k
Surveyed gross rent$820
Rent burden 30%+40.8%
Median year built1961
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
11.2%vacant
20,996estimated housing units
Occupied tenure23.8% renter
owner 76.2%renter 23.8%
Structure mix84.5% single-family
Single-family 84.5%20+ units 3.0%Mobile home 4.0%Other 8.5%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs13,963▲ 1.5% from the prior annual release
Covered establishments926annual average reporting locations
Average weekly wage$976▲ 5.4% from the prior annual release
Largest private supersectorManufacturing29.8% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+1.5%WEEKLY WAGE+5.4%Manufacturing29.8%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Henry County’s tension is a published 5.18% gross yield against modest rent movement and costs outside that yield. It merits investigation by buyers who can verify asset-level flood exposure, taxes and achievable rents, and caution from anyone relying on payment-standard rent or broad appreciation. Zillow’s 2026-06 county reading shows a $194,663 median home value and $841 monthly median asking rent; the yield is before costs, not a net return.

02Housing economics

At that Zillow observation, value rose 2.08% year over year and asking rent 1.39%, so reported asking-rent growth lagged value growth. FHFA’s annual 2025 repeat-transaction HPI rose 2.13%. It supports the direction of change but is neither a home value nor a rate to average with Zillow’s differently dated, differently measured series. Effective property tax is 0.73%, with $1,124 median annual tax; verify both by parcel. HUD’s two-bedroom FMR is a payment standard, not market asking rent.

03Demand & competition

QCEW annual 2025 covered employment grew 1.48%, and manufacturing is the largest disclosed private supersector. These are workplace measures, not resident employment, unemployment or a forecast; industry concentration narrows the demand base to examine. A small net inflow coincided with movers in having $1,913 higher average income than movers out. Non-owner purchase mortgages represented 5.83% of 583 purchases: limited recorded competition, not a measure of cash buyers or renter demand.

04Risk & next checks

Modeled annual climate loss is 0.13% of building value and inland flood is the dominant hazard: a portfolio screen, not a site-specific insurance or damage estimate. Realtor.com MLS listing price, active listings, marketing time, reductions and pending ratio are not published, preventing an assessment of visible supply and seller concessions. Missing property condition, insurance quotes, vacancy, operating costs and lease comparables prevent underwriting net yield, flood carrying cost and achievable unit rent.

Cities & communities

Where people live within Henry County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
New Castle city17.4KKnightstown town2.2KMiddletown town2.2KShirley town*1KSpiceland town840Mount Summit town713Westwood CDP584Mooreland town493
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

19 Census places

Population
  1. 01
    New Castle cityIncorporated place
    17,367
  2. 02
    Knightstown townIncorporated place
    2,241
  3. 03
    Middletown townIncorporated place
    2,235
  4. 04
    Shirley townIncorporated place · spans 2 counties
    1,022
  5. 05
    Spiceland townIncorporated place
    840
  6. 06
    Mount Summit townIncorporated place
    713
  7. 07
    Westwood CDPCensus-designated place
    584
  8. 08
    Mooreland townIncorporated place
    493
  9. 09
    Sulphur Springs townIncorporated place
    454
  10. 10
    Kennard townIncorporated place
    415
  11. 11
    Lewisville townIncorporated place
    282
  12. 12
    Straughn townIncorporated place
    229
Show 7 more places
  1. 13
    Cadiz townIncorporated place
    226
  2. 14
    Dunreith townIncorporated place
    204
  3. 15
    Greensboro townIncorporated place
    178
  4. 16
    Blountsville townIncorporated place
    170
  5. 17
    Springport townIncorporated place
    154
  6. 18
    New Lisbon CDPCensus-designated place
    79
  7. 19
    Millville CDPCensus-designated place
    8

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.126% of building value expected lost per year

Effective property tax0.73%

$1,124 median annual bill

02
DemandIRS SOI household flows
Net migration+20

1,117 in · 1,097 out

Arriving vs leaving income+$1,913

$48,189 arriving · $46,276 leaving

03
CompetitionHMDA financed purchases
Purchases by investors5.8%

34 of 583 mortgages

investorother financed
Bear case

What can break the county thesis

  1. Flood exposure or insurance costs could make the published gross yield inadequate.
  2. Unpublished MLS and lease-comparable data could reveal weaker pricing or rentability than county aggregates show.
  3. Manufacturing concentration could limit demand resilience beyond county-level averages.
Underwriting questions

Before pricing a property

Is the reported rent a market measure or a HUD payment standard?

It is a median market asking-rent measure. HUD FMR is a separate payment standard and should not be substituted for rent.

Does the record support a net-yield conclusion?

No. Vacancy, operating costs, insurance, property condition and lease-comparable evidence are not published.

Can visible listing supply and seller concessions be assessed?

No. Realtor.com active listings, marketing time, price reductions and pending-listing evidence are not published.