FIPS 12057 · population 1,522,748 · part of Tampa, FL
The latest county-level Zillow ZORI is $2,025 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.
| Bedrooms | HUD monthly FMR | Geography | Measurement boundary |
|---|---|---|---|
| Studio | $1,593 | Hillsborough County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 1 bedroom | $1,696 | Hillsborough County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 2 bedrooms | $1,977 | Hillsborough County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 3 bedrooms | $2,527 | Hillsborough County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 4 bedrooms | $3,077 | Hillsborough County, FL | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26
Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.
Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.
Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.
Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.
BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.
HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.
These Apartment List observations match the exact county Census code 12057. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.
Monthly overall-rent index; missing observations are not filled from another geography.
Hillsborough’s county file presents a current-price-versus-index tension rather than a clean direction. In Zillow’s county observation for 2026-06, the median home value fell 2.56% year over year; FHFA’s 2025 annual repeat-transaction HPI rose 1.66%. These are different vintages and methods and cannot be blended. The relevant investigation is whether a property’s current income can support carrying costs; the record is less supportive of a thesis that treats either measure alone as a sale-price trend.
The Zillow median value is $380,041, while published median asking rent is $2,025 per month and stated gross yield is 6.39% before costs. This is measured market asking rent, not HUD rent. HUD’s two-bedroom FMR is a payment standard, not an estimate of asking rent or a substitute for the yield calculation. The effective property-tax rate is 0.81%; insurance, financing, HOA fees, maintenance, vacancy and property-specific assessments are not published, preventing a net-yield conclusion.
Realtor.com’s MLS snapshot for 2026-06 shows 6,037 active listings, down 10.58% year over year, while its median listing price fell 4.55%. Marketing evidence is mixed: median days on market were 63, 26.86% of listings had reductions, and the pending-to-active ratio was 39.29%. These are asking-price, visible-supply and marketing measures—not closed sales or standalone proof of buyer demand. Tax-return migration was modestly positive, with higher average AGI among in-movers than out-movers. The reported 7.59% investor share is calculated against total purchases, but its definition is limited to non-occupant purchase mortgages and does not establish cash-buyer competition.
Hurricane is the dominant hazard, and modeled climate loss equals 0.17% of building value per year; this is a modeled loss ratio, not a property insurance quote. QCEW’s 2025 annual workplace-based covered employment grew 0.75%, while average weekly covered-worker wages grew 3.66%. Trade, transportation, and utilities is the largest disclosed private supersector, not the whole county economy; QCEW is neither resident employment nor unemployment. Neighborhood-level insurance quotes, flood-zone and elevation data, building condition, lease renewals, vacancy, closed-sale comparables and debt terms are not published, preventing net-operating, hazard-cost and exit-value underwriting.
This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.
Within the selected direct-evidence set, Zillow’s June 2026 ZORI—a typical observed asking-rent index—runs from $1,464 in ZIP 33613 to $2,679 in ZIP 33602. The selected-set median is $1,781, leaving a $1,215 spread that makes ZIP-level screening more useful than a single local figure. Hillsborough County’s ZORI is $2,025, down 1.2% year over year, but the selection is not a countywide distribution. The practical question is whether a household’s budget can accommodate the current asking-rent signal and the terms of a specific available unit, not which ZIP label appears lowest or highest.
ACS 2024 five-year ZCTA data form a separate survey-based evidence universe: estimated median gross rent ranges from $1,298 to $2,270 in the displayed areas, against a county estimate of $1,667. Those estimates are not current ZORI asking rents and should not be substituted for them. HUD’s FY 2026 two-bedroom Fair Market Rent standard is another separate measure, spanning $1,730 to $2,970 across the selection, versus $1,977 countywide. The ZIP-level ZORI-to-HUD comparison ranges from 69.1% in ZIP 33511 to 106.6% in ZIP 33610. That ratio signals different positions relative to an administrative benchmark; it is not a blended rent, negotiated lease price, or quality ranking because HUD is bedroom-specific while ZORI is a typical asking-rent index.
Affordability pressure is broad in the ACS survey estimates rather than concentrated at one end of the observed-rent range. The share of renter households spending 30% or more of income on rent spans 44.0% to 68.3%, with a county estimate of 57.9%. This is a survey burden measure, not a calculation from the current ZORI index, so it should inform budget risk without being treated as a current lease quote. ACS vacancy estimates range from 4.1% to 11.5% across displayed ZCTAs. Vacancy and burden do not form a simple trade-off here: a higher survey vacancy estimate does not establish current unit availability, lower rent, or lower household burden. Renters should use the indicators separately—one about survey housing status and the other about renter budget strain.
The display includes 12 ZIP/ZCTA matches from 43 eligible matches, covering 116,225 renter households under the selection rule; it is intentionally not a complete county inventory. Each displayed ZIP is assigned to Hillsborough County by the largest HUD residential-address share, which is 100% for this set, but ZIPs can cross county lines. Census ZCTAs are statistical geographies, not identical to USPS delivery ZIPs, so ACS and ZIP-market observations do not have exact boundaries. Before acting, confirm the property’s current advertised rent, bedroom count, lease term, availability date, deposits, recurring fees, utilities, income or program eligibility rules, and precise address; compare those unit facts separately with the applicable HUD standard and ZIP-level ZORI signal.
43 ZIP profiles passed the county gate; the 12 with the most renter households are shown.
| ZIP / ZCTA | Zillow asking rent | ACS gross rent | HUD 2BR | Burden 30%+ | Vacancy | Income screen | HUD county share |
|---|---|---|---|---|---|---|---|
| 33612 | $1,545 | $1,352 | $1,750 | 62.4% | 11.5% | $62k | 100.0% |
| 33617 | $1,718 | $1,431 | $2,010 | 64.3% | 8.1% | $69k | 100.0% |
| 33613 | $1,464 | $1,298 | $1,790 | 68.3% | 10.2% | $59k | 100.0% |
| 33614 | $1,518 | $1,458 | $2,060 | 60.9% | 8.5% | $61k | 100.0% |
| 33647 | $1,862 | $1,904 | $2,510 | 53.5% | 4.1% | $74k | 100.0% |
| 33511 | $1,630 | $1,801 | $2,360 | 56.3% | 6.6% | $65k | 100.0% |
| 33578 | $1,985 | $1,829 | $2,290 | 58.0% | 8.7% | $79k | 100.0% |
| 33602 | $2,679 | $2,270 | $2,970 | 44.0% | 8.5% | $107k | 100.0% |
| 33611 | $2,480 | $1,778 | $2,490 | 51.7% | 6.7% | $99k | 100.0% |
| 33610 | $1,844 | $1,384 | $1,730 | 57.1% | 7.9% | $74k | 100.0% |
| 33615 | $1,654 | $1,656 | $2,290 | 48.3% | 8.8% | $66k | 100.0% |
| 33607 | $2,291 | $1,927 | $2,430 | 53.9% | 11.2% | $92k | 100.0% |
Open a five-digit report for asking rent, affordability, rent history and resale liquidity. Each row keeps its ZIP/ZCTA measurement scope.
| ZIP report | City label | Zillow rent | 1Y change | ACS burden 30%+ | Population |
|---|---|---|---|---|---|
| ZIP 33602 rental reportHillsborough County | Tampa, FL | $2,679 | ▼ 0.9% | 44.0% | 21,452 |
| ZIP 33611 rental reportHillsborough County | Tampa, FL | $2,480 | ▲ 0.0% | 51.7% | 36,810 |
| ZIP 33609 rental reportHillsborough County | Tampa, FL | $2,474 | ▲ 1.2% | 47.6% | 18,535 |
| ZIP 33606 rental reportHillsborough County | Tampa, FL | $2,380 | ▲ 0.8% | 46.6% | 24,570 |
| ZIP 33607 rental reportHillsborough County | Tampa, FL | $2,291 | ▼ 1.5% | 53.9% | 25,291 |
| ZIP 33619 rental reportHillsborough County | Tampa, FL | $1,971 | ▲ 0.1% | 52.5% | 41,396 |
| ZIP 33605 rental reportHillsborough County | Tampa, FL | $1,920 | ▲ 2.1% | 57.8% | 16,030 |
| ZIP 33647 rental reportHillsborough County | Tampa, FL | $1,862 | ▼ 2.1% | 53.5% | 74,844 |
| ZIP 33610 rental reportHillsborough County | Tampa, FL | $1,844 | ▼ 4.3% | 57.1% | 46,587 |
| ZIP 33634 rental reportHillsborough County | Tampa, FL | $1,774 | ▼ 1.9% | 65.6% | 21,862 |
| ZIP 33624 rental reportHillsborough County | Tampa, FL | $1,761 | ▼ 2.4% | 61.7% | 41,346 |
| ZIP 33615 rental reportHillsborough County | Tampa, FL | $1,654 | ▼ 1.8% | 48.3% | 47,245 |
| ZIP 33604 rental reportHillsborough County | Tampa, FL | $1,588 | ▼ 0.1% | 61.3% | 40,055 |
| ZIP 33612 rental reportHillsborough County | Tampa, FL | $1,545 | ▲ 2.5% | 62.4% | 49,005 |
| ZIP 33614 rental reportHillsborough County | Tampa, FL | $1,518 | ▼ 2.0% | 60.9% | 47,298 |
Zillow ZORI is an asking-rent index. ACS burden and population describe the Census ZCTA; missing observations remain n/a.
Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.
Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.
0.168% of building value expected lost per year
$3,010 median annual bill
48,852 in · 48,465 out
$78,127 arriving · $72,457 leaving
1,356 of 17,858 mortgages
Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.
A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.
| County | Population | Price | Rent | Yield | Hazard |
|---|---|---|---|---|---|
| Hillsborough County | 1,522,748 | $380k | $2,025 | 6.4% | hurricane |
| Pinellas County | 963,481 | $372k | $2,021 | 6.5% | hurricane |
| Pasco County | 611,444 | $332k | $2,029 | 7.3% | inland flooding |
| Hernando County | 207,018 | $311k | $1,848 | 7.1% | inland flooding |
No. The published rent is median market asking rent, while HUD Fair Market Rent is a two-bedroom payment standard.
No. It is a repeat-transaction appreciation index and should not be treated as a home value.
It represents annual average covered jobs located at workplaces in the county, not resident employment or unemployment.