Counties / New Jersey / Hudson County

Hudson County, NJ

FIPS 34017 · population 718,323 · part of New York, NY

$647k
Zillow home value · 2026-06
Direct county rent answer

What does rent cost in Hudson County, NJ?

The latest county-level Zillow ZORI is $3,072 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

County Zillow ZORI$3,0722026-06 · up 2.7% year over year
County ACS gross rent$1,894ACS 2024 5-year · occupied-renter survey
HUD two-bedroom FMR$2,763FY2026 · administrative standard
HUD Fair Market Rent by bedroom count in Hudson County
BedroomsHUD monthly FMRGeographyMeasurement boundary
Studio$2,407Hudson County, NJHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
1 bedroom$2,458Hudson County, NJHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
2 bedrooms$2,763Hudson County, NJHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
3 bedrooms$3,367Hudson County, NJHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
4 bedrooms$3,955Hudson County, NJHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.

Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26

The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$647k
▲ 0.5% year over year
Zillow ZHVI · direct
Median asking rent
$3,072
▲ 2.7% year over year
Zillow ZORI · direct
Gross yield
5.7%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$2,763
market rent is 1.11x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+47.5%not annualized · through 2025
0%ZILLOW ZHVI2026-06+0.5%FHFA HPI2025+9.6%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-08-02.
Owner-reported value$540k
Surveyed gross rent$1,894
Rent burden 30%+46.4%
Median year built1966
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
6.6%vacant
320,959estimated housing units
Occupied tenure69.3% renter
owner 30.7%renter 69.3%
Structure mix15.2% single-family
Single-family 15.2%20+ units 34.4%Mobile home 0.1%Other 50.2%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs272,005▼ 0.6% from the prior annual release
Covered establishments19,794annual average reporting locations
Average weekly wage$1,903▲ 4.3% from the prior annual release
Largest private supersectorTrade, transportation, and utilities26.1% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−0.6%WEEKLY WAGE+4.3%Trade, transportation, and utilities26.1%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

Resident income

How local income has compounded

BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.

Per-capita personal income19692024
Per-capita personal income history for Hudson CountyA line chart of annual BEA per-capita personal income from 1969 through 2024.$0k$45k$90k196919972024$4k$83k
Nominal annual dollars; not adjusted for inflation. A rising line can reflect wage, business-income, transfer-income and investment-income changes together.
Renter affordability

Who carries the heaviest rent burden

HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.

Share of renter households in each income band2018-2022
Renter cost burden by HAMFI income band in Hudson CountyFive horizontal bars show moderate and severe housing cost burden shares among renter households in each HUD income band.0%25%50%75%100%At or below 30% HAMFI46,69577.2% burdened30–50% HAMFI26,24078.7% burdened50–80% HAMFI34,50545.6% burdened80–100% HAMFI18,61523.3% burdenedAbove 100% HAMFI70,4707.1% burdened
Moderate: >30% to 50%Severe: >50%
Each percentage uses HUD’s published subtotal for that income band. For disclosure, HUD keeps 0 as 0, publishes 1–7 households as 4 and rounds 8 or more to the nearest 5. Independently rounded categories can differ from their displayed sum and are not forced into a percentage.
Direct local rental evidence

Recent leases and rental-market liquidity in Hudson County, NJ

These Apartment List observations match the exact county Census code 34017. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.

Direct recent-lease rent history

Monthly overall-rent index; missing observations are not filled from another geography.

$2,321$2,088$1,8542021-082026-07
Recent-lease rent$2,3212026-07 · +1.7% year over year
Rental vacancy5.3%2026-07 · -0.6 percentage points year over year
Time on market26 days2026-07 · -0.3 days year over year
County brief

What the local evidence says

01Decision frame

Hudson County poses a carry-cost and valuation-reconciliation question, not a simple momentum call. Rental buyers should investigate whether income absorbs taxes and flood exposure; buyers relying on continued appreciation should be cautious. Zillow’s county median home value in 2026-06 rose 0.51% year over year, while FHFA’s repeat-transaction HPI rose 9.56% in 2025. These are different vintages and measures: HPI is not a home value and cannot be blended with Zillow’s change.

02Housing economics

Measured median asking rent is $3,072 per month against a $647,064 median home value, with a supplied 5.70% gross yield before costs. This is an income screen, not a cash-flow conclusion. The 1.77% effective property-tax rate and $9,555 median annual tax require carrying-cost diligence. HUD FMR is a payment standard, not asking rent, and must not replace market rent in yield work. Missing operating expenses, financing, vacancy, and unit-level rents prevent a net-yield conclusion.

03Demand & competition

Realtor.com MLS evidence indicates more seller exposure, not proven buyer demand: 1,273 active listings and 9.59% of listings with price cuts, while marketing time lengthened. These are active asking-market indicators, not closed-sale prices. Tax-return migration was net negative by 798 households, while movers in averaged $24,419 less income than movers out; this is a demand-quality caution, not a forecast. Investors comprised 16.74% of purchase mortgages, signaling material participation, not its effect on rents. QCEW’s 2025 annual workplace series shows covered employment fell while average covered-worker wage rose; it is neither resident employment nor unemployment. Trade, transportation, and utilities is the largest disclosed private supersector, not the whole economy.

04Risk & next checks

Inland flood is the dominant hazard, with modeled annual climate loss equal to 0.19% of building value; that county-level ratio requires property-level flood-zone, elevation, insurance, deductible, and replacement-cost review. It does not convert to a dollar loss here. The record lacks transaction prices, property-specific tax assessments, insurance quotes, flood claims, neighborhood vacancy, and lease-up evidence. Those gaps prevent underwriting a purchase basis, all-in operating cost, hazard-adjusted return, or exit liquidity. County aggregates also cannot establish conditions for any building.

County ZIP rental landscape

How asking rent and renter pressure vary inside Hudson County, NJ

This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.

Selected ZIP range$2,301$3,940Zillow asking-rent index
Monthly spread$1,639highest minus lowest selected ZIP
Observed burden range28.2%54.6%ACS renter households paying 30%+
Renter households covered189,196across the selected ZCTAs
01 · ASKING RENT LADDERDirect ZIP ZORI
Horizontal bars compare Zillow asking-rent indexes across the selected direct-evidence ZIP set.07030$3,94007302$3,84807306$2,84807047$2,81307093$2,59707307$2,58507029$2,58407304$2,43907087$2,41907002$2,35307305$2,30207032$2,301
02 · PRESSURE MATRIXRent × observed burden
Each point is one selected ZIP and ZCTA match. Horizontal position is Zillow asking rent and vertical position is the ACS renter cost-burden share.57.1%49.3%41.4%33.6%25.7%073020708707093070300700207306073040730507047073070703207029Zillow asking-rent index →ACS burden share →
03 · BENCHMARK GAPZORI vs HUD 2BR
Bars show the percentage difference between the Zillow blended asking-rent index and the local HUD two-bedroom standard. Their housing universes differ.07030+150.6%07302+147.1%07306+108.9%07047+107.5%07093+99.3%07307+98.8%07029+98.8%07304+93.2%07087+92.5%07002+89.9%07305+88.0%07032+88.0%
WHAT THE LOCAL DISTRIBUTION SAYS

Within this selected direct-evidence set, the rent decision is not represented by one county figure: it is how a particular available unit compares with the range of current asking-rent conditions and a household’s budget. Zillow’s June 2026 ZORI, a typical observed asking-rent index, ranges from $2,301 to $3,940; its median is $2,584.50 and its spread is $1,639. ZIP 07032 occupies the low end and 07030 the high end, while the county Zillow index is $3,072. The practical question is therefore whether the actual unit, lease terms, and household circumstances make a listed rent workable, not whether a ZIP-level index describes every listing.

Those figures should remain separate from the ACS and HUD measures. ACS 2024 five-year ZCTA estimates put median gross rent between $1,537 and $3,093; they summarize survey-reported gross rent, not current asking rents. The FY 2026 HUD two-bedroom FMR is $2,616 in every shown ZIP, an administrative program standard rather than an advertised-rent measure. The Zillow index equals 88.0% to 150.6% of that ZIP FMR across the set. These parallel readings can frame a search or program-screening discussion, but they should not be averaged, substituted for each other, or interpreted as a price for a comparable two-bedroom unit.

The selected ZCTAs have renter shares from 57.1% to 80.9%, so rental conditions are central within this evidence set. In the separate ACS burden measure, the share of renter households paying at least 30% of income for rent ranges from 28.2% to 54.6%, against 46.4% countywide. A Zillow-based thirty-percent income screen runs from $92,040 to $157,600, whereas separately measured ACS median household income ranges from $64,310 to $180,579; this is a benchmark comparison, not a matched-household affordability result. ACS vacancy rates span 4.0% to 8.8%. Read burden and vacancy as separate trade-off indicators: neither establishes an available unit’s rent, condition, or bargaining position.

Coverage and crosswalk rules narrow what can be concluded from these comparisons. The display contains 12 of 14 eligible direct-ZORI ZIP/ZCTA matches and represents 189,196 renter households, but it is not an exhaustive county inventory. Each ZIP is assigned to Hudson County by the largest HUD residential-address share; ZIPs can cross county lines. ACS ZCTAs are statistical areas rather than USPS delivery ZIPs, so geographic labels and survey estimates do not exactly align. Before acting on any listing, verify the street address and county assignment, listing date and actual rent, included utilities, bedroom count, unit condition, lease length, availability, income and program eligibility, and whether the relevant HUD standard applies.

Selected ZIP evidence

Keep each source universe visible

14 ZIP profiles passed the county gate; the 12 with the most renter households are shown.

ZIP / ZCTAZillow asking rentACS gross rentHUD 2BRBurden 30%+VacancyIncome screenHUD county share
07302$3,848$3,093$2,61628.2%7.1%$154k100.0%
07087$2,419$1,537$2,61651.4%6.1%$97k100.0%
07093$2,597$1,708$2,61654.6%5.7%$104k100.0%
07030$3,940$2,938$2,61631.9%7.2%$158k100.0%
07002$2,353$1,682$2,61644.8%6.0%$94k100.0%
07306$2,848$1,694$2,61644.2%8.0%$114k100.0%
07304$2,439$1,661$2,61650.2%6.4%$98k100.0%
07305$2,302$1,712$2,61654.4%6.6%$92k100.0%
07047$2,813$1,781$2,61652.3%4.6%$113k99.9%
07307$2,585$1,780$2,61646.2%8.8%$103k100.0%
07032$2,301$1,720$2,61649.2%4.0%$92k99.9%
07029$2,584$2,195$2,61646.1%6.4%$103k100.0%
READ BEFORE USING

Zillow ZORI is a typical observed asking-rent index, not an asking price for every unit or a bedroom-specific rent. ACS figures are five-year survey estimates and can differ in timing, population, and geography from Zillow.

ZIP display assignment follows largest HUD residential-address share, even though ZIPs may cross county lines. ACS ZCTAs are not USPS delivery ZIPs, and the selected direct-evidence set excludes some eligible ZIPs and is not exhaustive.

SOURCE LEDGERCensus ACS 5-year — county housing value, tenure and stockACS 2024 5-year · pulled 2026-07-30Census ACS five-year — ZCTA housing and incomeACS 2024 5-year ZCTA · pulled 2026-08-08HUD Fair Market Rents — Section 8 standardFY2026 FMR · pulled 2026-07-26HUD-USPS ZIP-to-county residential-address crosswalkHUD-USPS 2026Q1 · pulled 2026-08-09Zillow ZHVI and ZORI — county values and rentscounty ZHVI/ZORI 2026-06 · pulled 2026-07-26Zillow ZORI — ZIP market rentsZORI ZIP 2026-06 · pulled 2026-08-08
Cities & communities

Where people live within Hudson County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Jersey City city294.1KBayonne city71.6KUnion City city66.5KHoboken city58.7KWest New York town52KKearny town40.6KSecaucus town21.8KHarrison town20.4K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

10 Census places

Population
  1. 01
    Jersey City cityIncorporated place
    294,078
  2. 02
    Bayonne cityIncorporated place
    71,553
  3. 03
    Union City cityIncorporated place
    66,463
  4. 04
    Hoboken cityIncorporated place
    58,668
  5. 05
    West New York townIncorporated place
    52,004
  6. 06
    Kearny townIncorporated place
    40,614
  7. 07
    Secaucus townIncorporated place
    21,778
  8. 08
    Harrison townIncorporated place
    20,369
  9. 09
    Guttenberg townIncorporated place
    11,754
  10. 10
    East Newark boroughIncorporated place
    2,497

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.186% of building value expected lost per year

Effective property tax1.77%

$9,555 median annual bill

02
DemandIRS SOI household flows
Net migration-798

29,626 in · 30,424 out

Arriving vs leaving income−$24,419

$108,584 arriving · $133,003 leaving

03
CompetitionHMDA financed purchases
Purchases by investors16.7%

707 of 4,223 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings1,273▲ 11.7% year over year
Median days on market42▲ 14.2% year over year
Listings price-reduced9.6%seller-concession signal
Median listing pricen/a▲ 3.8% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in New York, NY

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Hudson County718,323$647k$3,0725.7%inland flooding
Kings County2,631,580$957k$3,8084.8%inland flooding
Queens County2,323,052$744k$3,2565.3%inland flooding
New York County1,629,477$1217k$4,8334.8%inland flooding
Suffolk County1,530,146$727k$3,3495.5%inland flooding
Bronx County1,404,779$500k$2,8476.8%inland flooding
Nassau County1,389,591$860k$3,5645.0%inland flooding
Westchester County999,677$879k$3,1844.3%inland flooding
Bergen County962,316$791k$2,9164.4%inland flooding
Bear case

What can break the county thesis

  1. Property-level taxes, insurance, financing, and operating costs could erode the gross-yield screen.
  2. Flood exposure, insurability, and loss severity may differ materially from the county modeled ratio.
  3. County listing, migration, and investor data may not describe the target neighborhood or building.
Underwriting questions

Before pricing a property

Can HUD FMR be used to calculate market yield?

No. The record identifies FMR as a payment standard and separately publishes median asking rent for market-yield work.

What does the QCEW employment measure represent?

It is annual covered employment at workplaces in the county, not resident employment or unemployment.

What does the climate-loss ratio establish for a specific property?

It provides a county-level modeled annual share of building value, not a property-specific dollar loss, insurance cost, or flood claim estimate.