Counties / Tennessee / Jackson County

Jackson County, TN

FIPS 47087 · population 12,029 · part of Cookeville, TN

$238k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$238k
▲ 1.8% year over year
Zillow ZHVI · direct
ACS median gross rent
$758
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$925
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+84.4%not annualized · through 2025
0%ZILLOW ZHVI2026-06+1.8%FHFA HPI2025+12.3%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$156k
Surveyed gross rent$758
Rent burden 30%+42.0%
Median year built1989
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
18.1%vacant
5,854estimated housing units
Occupied tenure18.9% renter
owner 81.1%renter 18.9%
Structure mix71.5% single-family
Single-family 71.5%20+ units 1.1%Mobile home 24.6%Other 2.9%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs1,691▲ 11.0% from the prior annual release
Covered establishments211annual average reporting locations
Average weekly wage$924▲ 3.9% from the prior annual release
Largest private supersectorLeisure and hospitality27.1% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+11.0%WEEKLY WAGE+3.9%Leisure and hospitality27.1%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Jackson County is a diligence-first rather than yield-ready case: limited visible supply and positive mover evidence sit beside unpriced rental income and flood exposure. Income-oriented buyers should be cautious until rent and insurance are documented; asset operators can investigate county signals against parcel economics. Zillow’s county median home value is $238,118, up 1.77% year over year. The separate FHFA annual repeat-transaction HPI rose 12.25% and 84.38% over five years. FHFA is an appreciation index, not a home value; its distinct vintage and method cannot be blended with Zillow into a single growth rate.

02Housing economics

No county market rent is published, so gross yield cannot be calculated. HUD FMR is a payment standard, not an asking-rent estimate, and cannot supply the missing rent. The effective property-tax rate is 0.46%; it is a carrying-cost input, but it cannot be mechanically applied to Zillow’s median value to produce a property-specific bill. Rent, taxes, insurance, repairs and financing remain unmeasured at asset level.

03Demand & competition

Realtor.com’s MLS listing-market evidence shows 45 active listings, down 29.37%, with 61 median days on market and 22.25% price-reduced. Its pending-to-active ratio was 32.58%. Fewer visible listings coexist with concessions and marketing time; neither listings nor pending status proves closed-sale demand. Median MLS listing price rose 19.71%, an asking-price rather than transaction-price movement. Net migration of 100 tax-return households and an $8,926 income advantage for inbound movers support a demand lead, but do not establish renter demand. Investor purchase mortgages were 12 of 122 total, or 9.84%; this excludes cash purchases and does not measure investor-owned stock.

04Risk & next checks

Inland flood is the dominant hazard, and modeled annual climate loss equals 0.24% of building value; this county model does not identify parcel elevation, flood zone, deductible, coverage or premium. QCEW reports 1,691 annual average covered jobs at county workplaces, up 11.03%, with a $924 average weekly covered-worker wage. Leisure and hospitality is the largest disclosed private supersector, not the whole economy; QCEW is neither resident employment nor unemployment. Next checks: parcel flood and insurance evidence, market-rent and operating-cost comps, and closed-sale/lease evidence. Their absence prevents asset-level resilience, yield and execution-price conclusions.

Cities & communities

Where people live within Jackson County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Dodson Branch CDP1.4KGainesboro town1.1K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

2 Census places

Population
  1. 01
    Dodson Branch CDPCensus-designated place
    1,425
  2. 02
    Gainesboro townIncorporated place
    1,064

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.239% of building value expected lost per year

Effective property tax0.46%

$710 median annual bill

02
DemandIRS SOI household flows
Net migration+100

432 in · 332 out

Arriving vs leaving income+$8,926

$52,845 arriving · $43,919 leaving

03
CompetitionHMDA financed purchases
Purchases by investors9.8%

12 of 122 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings45▼ 29.4% year over year
Median days on market61▲ 0.0% year over year
Listings price-reduced22.3%seller-concession signal
Median listing pricen/a▲ 19.7% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; for a rent figure, the Cookeville, TN page covers the wider market.
Same metro

The other counties in Cookeville, TN

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Jackson County12,029$238kn/an/ainland flooding
Putnam County82,558$319k$1,5645.9%inland flooding
White County28,160$284kn/an/ainland flooding
Overton County23,065$264kn/an/ainland flooding
Bear case

What can break the county thesis

  1. Published price indicators may not translate into executable sale prices because listing measures are asking-market evidence.
  2. Unpublished market rent and operating costs can materially alter income and carrying-cost conclusions.
  3. Parcel flood exposure, insurance availability and premiums may differ sharply from county climate modeling.
Underwriting questions

Before pricing a property

Can gross yield be calculated from this record?

No. County market rent is not published, and HUD FMR is a payment standard rather than market rent.

Are the Realtor.com figures closed-sale prices?

No. They are MLS listing-market measures, including asking prices, active supply, marketing time and reductions.

What does the QCEW job count represent?

It represents annual average covered jobs at workplaces in the county, not resident employment or unemployment.