Counties / New Mexico / Los Alamos County

Los Alamos County, NM

FIPS 35028 · population 19,435 · part of Los Alamos, NM

$594k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$594k
▼ 1.1% year over year
Zillow ZHVI · direct
Median asking rent
$2,645
n/a year over year
Zillow ZORI · direct
Gross yield
5.3%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,740
market rent is 1.52x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+54.3%not annualized · through 2025
0%ZILLOW ZHVI2026-06−1.1%FHFA HPI2025−2.9%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$496k
Surveyed gross rent$1,375
Rent burden 30%+28.8%
Median year built1974
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
5.3%vacant
8,713estimated housing units
Occupied tenure25.2% renter
owner 74.8%renter 25.2%
Structure mix71.7% single-family
Single-family 71.7%20+ units 7.8%Mobile home 5.1%Other 15.3%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs22,534▼ 0.7% from the prior annual release
Covered establishments606annual average reporting locations
Average weekly wage$2,269▲ 3.6% from the prior annual release
Largest private supersectorProfessional and business services85.1% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−0.7%WEEKLY WAGE+3.6%Professional and business services85.1%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Los Alamos County is a carry-versus-exit-liquidity case for investors who can underwrite income and resale depth, not a broad demand call. Zillow's 2026-06 county median home value is $593,582 and its year-over-year movement is negative, while published median asking rent is $2,645 monthly and reported gross yield is 5.35% before costs. This warrants income screening, but negative value movement makes leverage, sale timing, and basis discipline central. Buyers needing rapid exits should be cautious.

02Housing economics

The rent figure is a market asking-rent measure; HUD's $1,740 two-bedroom Fair Market Rent is a payment standard, not an asking-rent estimate or a yield input. A 0.55% effective property-tax rate and $2,717 median annual tax add a visible carrying-cost screen, but insurance, maintenance, vacancy, and financing costs are not published, so net yield and cash flow cannot be concluded. FHFA's 2025 annual repeat-transaction HPI fell 2.91%; it corroborates Zillow's negative direction across a separately dated, methodologically different measure, not a dollar value or a rate to combine with Zillow.

03Demand & competition

Realtor.com's MLS listing-market evidence is separately labelled 2026-06: 31 active listings, down 54.07% from a year earlier. Yet median marketing time was 47 days and 13.79% of listings had price reductions. The restricted visible supply can coexist with seller concessions and slower marketing; neither active listings nor days on market is closed-sale evidence or proof of buyer demand. Verify closed transactions, pending-to-active composition, concessions, and competing property supply before relying on resale liquidity.

04Risk & next checks

QCEW annual covered workplace employment fell, while Professional and business services represented 85.10% of disclosed private covered employment; these are workplace and covered-worker measures, not resident employment, unemployment, or a forecast. Migration recorded a net loss of 40 tax-return households, and incoming movers' average AGI trailed outgoing movers' by a calculated $19,267. The record reports 11 investor purchases among 343 total purchases. Finally, inland flood is the dominant hazard and modeled annual building-value loss is 0.10%, a county-level model rather than parcel exposure. Obtain flood-zone, insurance, operating-cost, lease-comp, and sale-comp evidence; without it, net return, tenant depth, and asset-specific hazard conclusions remain unproven.

Cities & communities

Where people live within Los Alamos County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Los Alamos CDP13.3KWhite Rock CDP5.7K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

2 Census places

Population
  1. 01
    Los Alamos CDPCensus-designated place
    13,317
  2. 02
    White Rock CDPCensus-designated place
    5,716

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.101% of building value expected lost per year

Effective property tax0.55%

$2,717 median annual bill

02
DemandIRS SOI household flows
Net migration-40

820 in · 860 out

Arriving vs leaving income−$19,267

$89,489 arriving · $108,756 leaving

03
CompetitionHMDA financed purchases
Purchases by investors3.2%

11 of 343 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings31▼ 54.1% year over year
Median days on market47▲ 9.4% year over year
Listings price-reduced13.8%seller-concession signal
Median listing pricen/a▲ 4.5% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Bear case

What can break the county thesis

  1. Reported gross yield may not cover insurance, maintenance, vacancy, financing, or other operating costs that are not published.
  2. County-level inland-flood loss modeling can differ materially from parcel flood exposure and insurance availability.
  3. Limited visible inventory can make county marketing measures unstable and resale liquidity uncertain.
Underwriting questions

Before pricing a property

Can net cash flow be determined from this record?

No. Operating expenses, insurance, vacancy, maintenance, and financing costs are not published.

Does the migration evidence show higher-income households moving in?

No. Incoming movers had lower average AGI than outgoing movers, alongside a net outflow of tax-return households.

What physical hazard requires parcel-level diligence?

Inland flood is the dominant hazard, but the supplied loss measure is county-level rather than property-specific.