FIPS 06073 · population 3,288,774 · part of San Diego, CA
The latest county-level Zillow ZORI is $2,991 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.
| Bedrooms | HUD monthly FMR | Geography | Measurement boundary |
|---|---|---|---|
| Studio | $2,288 | San Diego County, CA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 1 bedroom | $2,459 | San Diego County, CA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 2 bedrooms | $3,001 | San Diego County, CA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 3 bedrooms | $3,998 | San Diego County, CA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 4 bedrooms | $4,845 | San Diego County, CA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26
Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.
Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.
Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.
Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.
BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.
HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.
These Apartment List observations match the exact county Census code 06073. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.
Monthly overall-rent index; missing observations are not filled from another geography.
San Diego County presents an income-versus-entry-cost tension. Zillow’s 2026-06 county median home value was $940,986; it fell 0.57% year over year, while the measured asking-rent series was rising. The reported gross yield is thin before costs, so buyers should test parcel-level costs and submarket leasing rather than underwrite from a county average. FHFA’s repeat-transaction HPI rose 0.66% in annual 2025 data. The different methods and labelled periods point in opposite directions; they cannot be combined into one appreciation rate.
At the Zillow observation, median asking rent was $2,991 monthly, up 1.79%, and the supplied gross yield was 3.81% before costs. Effective property tax was 0.68%; this carrying cost is material against the reported yield. HUD’s two-bedroom FMR is a payment standard, not a market-rent estimate, and cannot be used to derive yield. Missing operating-expense, insurance, financing, vacancy and repair evidence prevents a cash-flow judgment.
Demand and buyer competition are mixed. Tax-return movers produced a net loss of 5,524 households, although arrivals had higher average income than departures; this does not establish tenure, neighborhood choice or lease demand. Investor purchases numbered 2,313, a 10.53% share of purchases, requiring bid-set review without establishing who ultimately rents. QCEW’s annual 2025 workplace data show covered employment slightly lower and the covered-worker average weekly wage higher; Education and health services was the largest disclosed private supersector. These are county workplace jobs, not resident employment, unemployment or a demand forecast.
Risk limits require further diligence. Modeled expected annual climate loss equals 0.24% of building value, and the dominant hazard is inland flood; county modeling cannot establish a parcel’s elevation, drainage, insurance terms or deductible. Realtor.com’s 2026-06 MLS evidence shows its median listing asking price down 6.63% year over year and marketing time longer. It is listing-market evidence, not a closed-sale price or proof of buyer demand. Missing parcel flood, insurance-quote and closed-sale evidence prevents hazard-cost and exit-price conclusions.
This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.
Across the selected direct-evidence set, Zillow’s June 2026 ZORI ranges from $2,147 in ZIP 92105 to $3,384 in ZIP 92109—a $1,237 span around a $2,649 median. These are typical observed asking-rent index values, not quotes for like-for-like units. With 12 matches shown from 76 eligible, the decision is not simply choosing the lowest index: prospective renters should determine how much current rent variation their budget can absorb while recognizing that the displayed comparison is selective. The county ZORI is $2,991, but it is a reference rather than evidence that any ZIP or property should be priced at that level. Annual ZORI movement among the shown records ranges from -0.57% to 2.48%, which describes recent variation rather than a forecast.
The rent measures answer separate questions and should not be blended. ACS 2024 five-year median gross rent, a survey estimate, ranges from $1,670 to $2,731 across the shown matches. HUD FY2026 two-bedroom Fair Market Rents range from $2,340 to $4,310 and are administrative bedroom-specific standards, not observed asking rents. The supplied Zillow-to-HUD two-bedroom comparison runs from 68.7% in ZIP 92101 to 106.1% in ZIP 91950. That ratio positions a typical asking-rent index against a HUD standard; it is not a like-for-like unit comparison, a measure of what tenants pay, or an affordability finding.
Within the ACS five-year estimates, the share of renters reporting rent burdens of 30%+ ranges from 42.5% to 62.4%, compared with 57.8% countywide. ZIP 92109 combines the lowest shown burden share with the highest shown vacancy rate, 15.4%, while ZIP 92105 has a 58.8% burden share and the lowest shown vacancy rate, 4.3%. This is a useful screening contrast, not evidence that vacancy causes burden or that either measure describes current unit availability. Lower surveyed burden does not guarantee a low current asking index, and higher burden does not identify whether an applicant can secure a particular unit. Review both measures alongside the current listing and the household’s own income and monthly obligations.
Coverage and mapping limit how far this comparison can travel. The selected direct-evidence set is not an exhaustive county inventory, and its ordering by renter households is not a complete submarket ranking. The supplied HUD-USPS crosswalk assigns each displayed match to San Diego County by its largest residential-address share; every displayed match has a 100% primary-county share in this packet. Census ZCTAs remain statistical areas rather than USPS delivery ZIPs, so these labels should not be treated as neighborhood boundaries. Before acting on a listing, verify the street address and county assignment, exact bedroom count, advertised rent, concessions, lease term, utility responsibility, availability date, occupancy rules, and the household-specific affordability calculation.
76 ZIP profiles passed the county gate; the 12 with the most renter households are shown.
| ZIP / ZCTA | Zillow asking rent | ACS gross rent | HUD 2BR | Burden 30%+ | Vacancy | Income screen | HUD county share |
|---|---|---|---|---|---|---|---|
| 92101 | $2,963 | $2,412 | $4,310 | 50.5% | 12.7% | $119k | 100.0% |
| 92104 | $2,602 | $1,993 | $3,090 | 47.9% | 5.6% | $104k | 100.0% |
| 92109 | $3,384 | $2,421 | $3,710 | 42.5% | 15.4% | $135k | 100.0% |
| 92105 | $2,147 | $1,759 | $2,430 | 58.8% | 4.3% | $86k | 100.0% |
| 92115 | $2,470 | $1,979 | $2,820 | 60.8% | 6.3% | $99k | 100.0% |
| 91910 | $2,585 | $2,022 | $2,780 | 57.6% | 5.8% | $103k | 100.0% |
| 92122 | $3,266 | $2,731 | $3,940 | 52.0% | 7.5% | $131k | 100.0% |
| 92103 | $2,696 | $2,138 | $3,390 | 45.4% | 8.3% | $108k | 100.0% |
| 92126 | $3,022 | $2,711 | $3,720 | 45.9% | 4.3% | $121k | 100.0% |
| 91911 | $2,775 | $2,078 | $2,820 | 62.4% | 7.0% | $111k | 100.0% |
| 91950 | $2,482 | $1,670 | $2,340 | 58.4% | 6.4% | $99k | 100.0% |
| 92116 | $2,518 | $1,942 | $3,040 | 46.9% | 5.9% | $101k | 100.0% |
Open a five-digit report for asking rent, affordability, rent history and resale liquidity. Each row keeps its ZIP/ZCTA measurement scope.
| ZIP report | City label | Zillow rent | 1Y change | ACS burden 30%+ | Population |
|---|---|---|---|---|---|
| ZIP 92130 rental reportSan Diego County | San Diego, CA | $4,252 | ▲ 2.3% | 49.6% | 60,768 |
| ZIP 92109 rental reportSan Diego County | San Diego, CA | $3,384 | ▲ 2.3% | 42.5% | 44,820 |
| ZIP 92122 rental reportSan Diego County | San Diego, CA | $3,266 | ▲ 0.9% | 52.0% | 45,411 |
| ZIP 92108 rental reportSan Diego County | San Diego, CA | $3,039 | ▼ 0.7% | 55.2% | 26,790 |
| ZIP 92124 rental reportSan Diego County | San Diego, CA | $3,037 | ▲ 0.8% | 60.0% | 30,474 |
| ZIP 92126 rental reportSan Diego County | San Diego, CA | $3,022 | ▲ 1.6% | 45.9% | 76,059 |
| ZIP 92154 rental reportSan Diego County | San Diego, CA | $2,999 | ▼ 0.5% | 59.7% | 80,445 |
| ZIP 92101 rental reportSan Diego County | San Diego, CA | $2,963 | ▲ 1.3% | 50.5% | 51,805 |
| ZIP 92058 rental reportSan Diego County | Oceanside, CA | $2,892 | ▲ 4.8% | 70.3% | 49,834 |
| ZIP 91911 rental reportSan Diego County | Chula Vista, CA | $2,775 | ▲ 1.0% | 62.4% | 85,542 |
| ZIP 92114 rental reportSan Diego County | San Diego, CA | $2,644 | ▲ 9.3% | 57.4% | 65,745 |
| ZIP 92104 rental reportSan Diego County | San Diego, CA | $2,602 | ▲ 0.4% | 47.9% | 47,410 |
| ZIP 91910 rental reportSan Diego County | Chula Vista, CA | $2,585 | ▼ 0.1% | 57.6% | 77,123 |
| ZIP 92115 rental reportSan Diego County | San Diego, CA | $2,470 | ▲ 1.1% | 60.8% | 66,264 |
| ZIP 92027 rental reportSan Diego County | Escondido, CA | $2,247 | ▲ 1.7% | 55.1% | 54,113 |
| ZIP 92020 rental reportSan Diego County | El Cajon, CA | $2,174 | ▲ 0.8% | 65.4% | 57,842 |
| ZIP 92105 rental reportSan Diego County | San Diego, CA | $2,147 | ▲ 0.8% | 58.8% | 71,411 |
Zillow ZORI is an asking-rent index. ACS burden and population describe the Census ZCTA; missing observations remain n/a.
Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.
Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.
0.245% of building value expected lost per year
$5,774 median annual bill
68,029 in · 73,553 out
$90,050 arriving · $86,132 leaving
2,313 of 21,968 mortgages
Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.
Yes. Median asking rent is published.
No. It is a payment standard.
Inland flood.