Counties / Nebraska / Saunders County

Saunders County, NE

FIPS 31155 · population 23,048 · part of Omaha, NE

$364k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$364k
▲ 5.9% year over year
Zillow ZHVI · direct
ACS median gross rent
$960
occupied-unit survey; not current asking rent
Census ACS · surveyed
Gross yield
n/a
gross yield cannot be computed without measured market rent
requires both measured price and measured rent
HUD 2-bed standard
$1,089
the Section 8 payment standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+51.8%not annualized · through 2025
0%ZILLOW ZHVI2026-06+5.9%FHFA HPI2025+1.8%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$272k
Surveyed gross rent$960
Rent burden 30%+40.2%
Median year built1973
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
13.4%vacant
10,276estimated housing units
Occupied tenure17.9% renter
owner 82.1%renter 17.9%
Structure mix89.6% single-family
Single-family 89.6%20+ units 1.0%Mobile home 3.0%Other 6.4%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs6,045▲ 2.2% from the prior annual release
Covered establishments680annual average reporting locations
Average weekly wage$979▲ 2.0% from the prior annual release
Largest private supersectorTrade, transportation, and utilities23.7% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+2.2%WEEKLY WAGE+2.0%Trade, transportation, and utilities23.7%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

The decision tension is value momentum versus unmeasured rental income. In 2026-06, Zillow’s county median home value was $363,890, up 5.86% year over year; FHFA’s annual 2025 repeat-transaction HPI rose 1.82%. Investors depending on appreciation should investigate that difference before treating it as trend confirmation: the Zillow value measure and FHFA transaction index have different methods and vintages, and neither is a closed-sale price. Cautious buyers should not use Omaha context as evidence for this county.

02Housing economics

Housing economics cannot yet support a yield screen. County market asking rent is not published, so gross yield cannot be computed from the value figure. HUD’s two-bedroom FMR is $1,089 per month, but it is a payment standard rather than an estimate of market rent. The effective property-tax rate is 1.30%, a carrying-cost input that still needs parcel assessment and tax-bill verification. Insurance, utilities, repairs, vacancy and financing terms are not published; without them, net operating income and debt-service coverage remain untested.

03Demand & competition

At 2026-06, Realtor.com’s MLS evidence points to more visible supply but not a settled demand reading: 59 active listings, up 9.26%, had a median 36 days on market, and the record reports price reductions. That mix calls for property-level comparable-sale and concession checks. These are listing-market measures—asking inventory, marketing time and seller concessions—not closed-sale prices or proof of buyer demand.

04Risk & next checks

Tax-return migration was narrowly positive, while inbound movers’ average income exceeded outbound movers’ by a calculated $29,428; this does not establish renter demand or tenure. Investor mortgages numbered 22 of 330 total purchase mortgages, an observable nonoccupant channel but not evidence on buyer or property type. The 2025 QCEW covers employment at workplaces rather than resident employment; Trade, transportation, and utilities is its largest disclosed private supersector by covered employment, not the whole economy. Inland flood is the dominant hazard, and modeled annual climate loss equals 0.19% of building value. Next checks are flood-zone and insurance records, lease-market comps, parcel taxes and closed-sale comparisons.

Cities & communities

Where people live within Saunders County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Wahoo city4.9KAshland city3.1KYutan city1.8KCeresco village1.2KCedar Bluffs village782Mead village607Valparaiso village524Prague village310
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

16 Census places

Population
  1. 01
    Wahoo cityIncorporated place
    4,929
  2. 02
    Ashland cityIncorporated place
    3,071
  3. 03
    Yutan cityIncorporated place
    1,832
  4. 04
    Ceresco villageIncorporated place
    1,225
  5. 05
    Cedar Bluffs villageIncorporated place
    782
  6. 06
    Mead villageIncorporated place
    607
  7. 07
    Valparaiso villageIncorporated place
    524
  8. 08
    Prague villageIncorporated place
    310
  9. 09
    Weston villageIncorporated place
    256
  10. 10
    Ithaca villageIncorporated place
    183
  11. 11
    Leshara villageIncorporated place
    177
  12. 12
    Memphis villageIncorporated place
    130
Show 4 more places
  1. 13
    Colon villageIncorporated place
    102
  2. 14
    Malmo villageIncorporated place
    95
  3. 15
    Morse Bluff villageIncorporated place
    70
  4. 16
    Wann CDPCensus-designated place
    18

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.186% of building value expected lost per year

Effective property tax1.30%

$3,531 median annual bill

02
DemandIRS SOI household flows
Net migration+9

662 in · 653 out

Arriving vs leaving income+$29,428

$98,488 arriving · $69,060 leaving

03
CompetitionHMDA financed purchases
Purchases by investors6.7%

22 of 330 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings59▲ 9.3% year over year
Median days on market36▼ 19.2% year over year
Listings price-reduced11.1%seller-concession signal
Median listing pricen/a▼ 9.2% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

No rent index is published for this county.Zillow’s county rent series does not cover every county, and estimating one from a neighbouring county would be a guess wearing a number’s clothes. Everything above is measured here; for a rent figure, the Omaha, NE page covers the wider market.
Same metro

The other counties in Omaha, NE

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Saunders County23,048$364kn/an/ainland flooding
Douglas County590,736$300k$1,4485.8%inland flooding
Sarpy County197,389$361k$1,4664.9%inland flooding
Pottawattamie County93,424$245k$1,3566.7%inland flooding
Cass County27,161$316k$1,2764.8%inland flooding
Washington County21,106$406kn/an/ainland flooding
Harrison County14,632$232kn/an/ainland flooding
Mills County14,568$288kn/an/ainland flooding
Bear case

What can break the county thesis

  1. Actual market rent and unreported operating costs may not support the observed value basis.
  2. Countywide MLS listing conditions may not match closed-sale comparables or the target property’s buyer segment.
  3. Parcel-specific flood exposure and insurance availability may be worse than the county-level modeled loss ratio.
Underwriting questions

Before pricing a property

Can gross yield be calculated from this record?

No. County market asking rent is not published, and HUD Fair Market Rent is a payment standard rather than market rent.

What does the record show about investor purchase participation?

Investor mortgages numbered 22 of 330 total purchase mortgages; buyer and property details are not published.

Does the QCEW evidence measure resident employment?

No. It measures annual covered employment at workplaces in the county, not resident employment or unemployment.