Counties / Texas / Tom Green County

Tom Green County, TX

FIPS 48451 · population 119,577 · part of San Angelo, TX

$234k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$234k
▼ 1.2% year over year
Zillow ZHVI · direct
Median asking rent
$1,306
▲ 5.1% year over year
Zillow ZORI · direct
Gross yield
6.7%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,339
market rent is 0.97x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+41.7%not annualized · through 2025
0%ZILLOW ZHVI2026-06−1.2%FHFA HPI2025+3.0%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$197k
Surveyed gross rent$1,154
Rent burden 30%+49.1%
Median year built1980
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
10.6%vacant
52,318estimated housing units
Occupied tenure34.8% renter
owner 65.1%renter 34.8%
Structure mix74.3% single-family
Single-family 74.3%20+ units 8.8%Mobile home 5.1%Other 11.9%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs49,922▼ 0.5% from the prior annual release
Covered establishments3,041annual average reporting locations
Average weekly wage$1,112▲ 3.2% from the prior annual release
Largest private supersectorTrade, transportation, and utilities22.7% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−0.5%WEEKLY WAGE+3.2%Trade, transportation, and utilities22.7%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Tom Green County presents a yield-versus-exit-price tension: Zillow’s $234,188 median home value in 2026-06 was down 1.23% year over year, while the published median asking rent was $1,306 per month, up 5.1%, and the stated gross yield was 6.69% before operating costs. This merits investigation by investors who can verify property-level expenses and rent durability; buyers relying on near-term value appreciation should be cautious. These are county measures, not a metro claim.

02Housing economics

Carrying costs are material: the effective property-tax rate is 1.29%, and the median annual tax is $2,532; neither figure establishes the tax bill for a specific asset. HUD’s two-bedroom FMR is a payment standard, not asking rent, and must not substitute for market rent or yield. FHFA’s 2025 repeat-transaction HPI rose 3% year over year. It supports a different directional signal from Zillow’s later decline, but it is an index—not a value—and its distinct vintage and method should not be blended with Zillow.

03Demand & competition

Realtor.com’s matching source-period MLS evidence shows shrinking visible supply, longer marketing time, and price reductions; it is an asking-market signal, not a closed-sale price or proof of buyer demand. The record counts 202 investor purchases among 1,382 total purchases (14.62%), a meaningful but non-majority mortgage-purchase presence. Tax-return flows were equal inbound and outbound, while incoming movers had higher average AGI; that does not establish tenant demand. In QCEW’s annual county record, covered workplace employment fell 0.52% as average weekly wage rose 3.25%; these are not resident employment or an outlook.

04Risk & next checks

Inland flood is the dominant hazard, and modeled climate loss equals 0.10% of building value per year; that model is not a parcel-specific loss or insurance quote. Next checks are flood-zone and elevation records, insurance premiums and deductibles, property condition, vacancy and operating-expense history, rent comparables, closed-sale comparables, and debt terms. These items are not published in the record; without them, it cannot establish net yield, debt coverage, a property’s tax bill, or resale liquidity.

Cities & communities

Where people live within Tom Green County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
San Angelo city99.7KGrape Creek CDP4KCarlsbad CDP831Christoval CDP490
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

4 Census places

Population
  1. 01
    San Angelo cityIncorporated place
    99,674
  2. 02
    Grape Creek CDPCensus-designated place
    4,036
  3. 03
    Carlsbad CDPCensus-designated place
    831
  4. 04
    Christoval CDPCensus-designated place
    490

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.095% of building value expected lost per year

Effective property tax1.29%

$2,532 median annual bill

02
DemandIRS SOI household flows
Net migration+0

3,155 in · 3,155 out

Arriving vs leaving income+$4,606

$58,143 arriving · $53,537 leaving

03
CompetitionHMDA financed purchases
Purchases by investors14.6%

202 of 1,382 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings596▼ 23.6% year over year
Median days on market53▲ 11.6% year over year
Listings price-reduced16.1%seller-concession signal
Median listing pricen/a▲ 7.5% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in San Angelo, TX

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Tom Green County119,577$234k$1,3066.7%inland flooding
Irion County1,409$262kn/an/awildfire
Bear case

What can break the county thesis

  1. Parcel-level flood exposure, insurance pricing, and deductibles could make the stated gross yield uneconomic.
  2. Vacancy, operating expenses, and property-specific tax bills are not published, preventing conversion of gross yield into net cash flow.
  3. MLS listing signals and county workplace data may not translate into closed-sale liquidity or tenant demand for a particular submarket.
Underwriting questions

Before pricing a property

Is the published market rent the same as HUD’s Fair Market Rent?

No. The published figure is median asking market rent; HUD’s two-bedroom FMR is a payment standard.

Can a net operating yield be calculated from this record?

No. Vacancy, operating expenses, insurance costs, debt terms, and property-specific taxes are not published.

Does FHFA HPI provide a current home value for a specific property?

No. It is a repeat-transaction appreciation index, not a dollar valuation for a home.