ZIP reports / NC / 27517
ZIP rental intelligence · 2026-06

ZIP 27517, Chapel Hill, NC

Asking rent, household capacity, housing stock and local context—kept at their original geographic and measurement scopes.

Direct local rent answer

What does rent cost in ZIP 27517?

The latest Zillow ZORI for ZIP 27517 is $1,700 per month in 2026-06. It is a typical observed asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

Zillow asking-rent index$1,7002026-06 · down 2.4% year over year
ACS median gross rent$1,638ACS 2024 5-year survey · ±$74 margin of error
HUD two-bedroom standard$1,711Administrative FMR/SAFMR · not asking rent
Bedroom-level rent benchmarks in ZIP 27517
BedroomsModelled asking-rent lensHUD standardHow to use it
Studio$1,408ZORI scaled by the local HUD bedroom ladder$1,417HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
1 bedroom$1,497ZORI scaled by the local HUD bedroom ladder$1,507HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
2 bedrooms$1,700ZORI scaled by the local HUD bedroom ladder$1,711HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
3 bedrooms$2,103ZORI scaled by the local HUD bedroom ladder$2,117HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
4 bedrooms$2,511ZORI scaled by the local HUD bedroom ladder$2,527HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.

Bedroom estimates are modelled, not observed rents. Zillow, Census ACS and HUD describe different housing universes and remain separate throughout this report.Zillow pulled 2026-08-08

Median household income$128,683ACS 2024 5-year · ±$8,805 MOE
Renter share32.6%4,111 renter households
Rent burden 30%+45.8%1,881 observed households
Housing vacancy6.2%829 of 13,437 units
Six views · one local decision

Read the measures together, without merging them

ZORI tracks observed asking rent, ACS describes occupied renter homes, and HUD publishes an administrative benchmark. The charts preserve those differences and add wider context only where the geography is named.

Three definitions of rent

Useful as a spread, not interchangeable observations.

Three rent measures for ZIP 27517Zillow asking-rent index$1,700ACS median gross rent$1,638HUD two-bedroom standard$1,711

Affordability screen

Annual income implied by 30% of the current ZIP ZORI.

Income screen for ZIP 27517ACS median household income$128,683Income at 30% of ZIP ZORI$68,000

Bedroom ladder

Modelled from ZIP ZORI using the local HUD ladder.

Modelled bedroom rent ladder for ZIP 27517Studio$1,408One bedroom$1,497Two bedrooms$1,700Three bedrooms$2,103Four bedrooms$2,511

Observed renter burden

ACS ZCTA households with computable gross-rent burden.

Observed renter cost burden in ZCTA 2751730% or more of income1,881 householdsBelow 30%2,230 households

ZIP versus wider rent context

Each bar retains its own ZIP, city, county or metro scope.

Asking-rent context for ZIP 27517ZIP 27517$1,700Chapel Hill city$1,763Orange County county$1,685Durham-Chapel Hill, NC metro$1,691

Monthly asking-rent history

Direct Zillow ZORI observations over the latest five years. Missing months remain visible gaps.

Five-year direct Zillow asking-rent history for ZIP 27517; missing months remain gaps$1,806$1,670$1,535$1,4002021-062023-122026-06
Five-year change
17.7%exact same-month endpoints
Largest observed drawdown
4.2%peak to a later observed month
Annualized monthly variability
3.8%64 consecutive returns
Monthly coverage
100.0%65 of 65 months
Decision brief

What the evidence says for ZIP 27517

Rent and resale are moving in opposite directions in ZIP 27517. The current Zillow ZORI is $1,700 in June 2026, down 2.4% from the same month a year earlier, while the Redfin median sold price rose 12.4% to $714,838. Annualized ZIP ZORI divided by that sold price produces a 2.85% cross-source screening ratio. It is only a comparison screen between an asking-rent index and a resale median, not a cap rate, property yield, net return, or expected return. The immediate decision tension is therefore a softer asking-rent reading alongside a stronger reported ZIP resale-price reading.

The historical asking-rent path puts that split in perspective. Exact same-month annualized Zillow ZORI history shows a one-year change of -2.4%, a three-year change of 0.1%, and a five-year change of 3.3%. Recent direction breaks from, rather than confirms, the longer five-year upward path. Annualized monthly-return variability of 3.8% signals that a current rent snapshot deserves measured confidence instead of being treated as a fixed market level. Separately, the maximum drawdown was 4.2%, showing the largest historical retreat in the observed series. Coverage is complete across 65 observations and 64 consecutive monthly returns. Among history-eligible ZIPs, transparent national discovery ranks were 2,702 for momentum and 2,481 for stability, where a lower rank is higher. These are backward-looking measurements, not forecasts or investment recommendations.

Redfin supplies direct rolling-three-month ZIP resale evidence through June 30, 2026, and it describes for-sale transactions rather than rental transactions. Its median sold price was $714,838, with 158 homes sold and a median 25 days on market. Inventory stood at 171 homes, up 31.5% year over year, alongside 3.3 months of supply. Sale-to-list activity was 98.75% on average, while 25.4% of homes sold above list price. Those resale signals show active transaction conditions and higher reported prices even as the asking-rent index declined over one year. That tension challenges any simple reading that the current rent movement and resale evidence point in the same direction; neither series establishes the economics of a particular property.

The bedroom figures are modelled estimates, not measured bedroom rents. They scale the $1,700 ZIP ZORI with the supplied local HUD bedroom ladder, producing modelled monthly estimates of $1,408 for a studio, $1,497 for one bedroom, $1,700 for two bedrooms, $2,103 for three bedrooms, and $2,511 for four bedrooms. The FY2026 HUD FMR/SAFMR two-bedroom standard is $1,711, placing the modelled two-bedroom figure 0.6% below that administrative benchmark. HUD FMR/SAFMR is a bedroom-specific administrative standard, not an asking-rent observation. The ladder is useful for maintaining a locally consistent bedroom relationship, but it cannot identify actual advertised rents, available units, lease concessions, building quality, or utility terms.

ACS provides a different affordability and rent universe. In the matched ACS 2024 five-year ZCTA survey, median gross rent for occupied renter homes was $1,638; gross rent includes selected utilities, unlike Zillow ZORI's typical observed asking-rent index blended across rental types. The current asking-rent index is 3.8% above that survey median. A 30% required-income screen on $1,700 produces $68,000, while median household income in the ZCTA is $128,683 and the asking-rent-to-income comparison is 15.9%. This is arithmetic, not advice or an applicant qualification rule. Meanwhile, 1,881 of 4,111 renter households reported paying 30% or more of income toward rent, a 45.8% burden share. That aggregate burden cannot prove affordability or hardship for any particular unit or household.

The ACS housing-stock picture adds another constraint on interpretation. The ZCTA has 13,437 housing units and a 6.2% vacancy rate, with renter households representing 32.6% of occupied homes. Its structure mix includes both single-family homes and large multifamily buildings, so the blended asking-rent index should not be read as a pure apartment measure or a pure detached-home measure. There were 95 vacant units classified for rent, but that count does not establish current listing availability, lease readiness, condition, bedroom count, or concession terms. Vacancy is an area-level stock measure; it is not proof that a specific property is available or that its rent should match the ZIP index.

For wider context rather than ZIP substitution, the Chapel Hill city-context asking-rent figure is $1,763, the Orange County context asking-rent figure is $1,685, and the Durham-Chapel Hill, NC metro context asking-rent figure is $1,691. The ZIP reading is therefore below the city-context figure and slightly above the county and metro context figures, but those broader geographies do not replace direct ZIP evidence. City, county, and metro renter-share and vacancy measures also reflect wider populations and housing stocks. The five-digit label 27517 is both a Zillow ZIP market identifier and a Census ZCTA match. A ZCTA is a statistical area and is not identical to a USPS delivery ZIP, so address-level market assignment and service boundaries may differ from this statistical match.

The evidence should be used as a bounded comparison set, not as a forecast, recommendation, or substitute for property records. Zillow supplies the current and historical asking-rent index; ACS describes surveyed occupied renter homes and household conditions; HUD supplies an administrative bedroom standard; and Redfin records direct ZIP resale conditions. Before applying these aggregates to a listing, verify the currently advertised rent, bedroom count, included utilities, lease term, concessions, availability date, and address-market mapping. For a resale comparison, review property-specific closed sales, listing changes, condition, and transaction terms rather than treating ZIP median sold price as a comp. Does the specific property’s current lease and resale evidence actually match the separate source universes summarized here?

Decision signals

What deserves a closer property-level check

Rent history has softened against a positive longer record

At $1,700, ZIP Zillow ZORI is 2.4% below a year earlier, while the five-year same-month annualized change remains positive at 3.3%. The one-year decline interrupts the longer record rather than validating a continuing rise. Complete coverage supports continuity, but 3.8% annualized variability and a 4.2% maximum drawdown warrant caution when relying on one current index observation.

Bedroom estimates are a HUD-scaled model, not lease evidence

The bedroom ladder translates the blended ZIP asking-rent index into modelled estimates ranging from $1,408 for a studio to $2,511 for four bedrooms. The two-bedroom estimate of $1,700 is close to the $1,711 HUD standard. That proximity does not make either figure an observed two-bedroom asking rent, because HUD is an administrative standard and the model does not capture property condition, utility treatment, or concessions.

Area income comparison and renter burden tell different stories

The arithmetic 30% screen produces $68,000 of required annual income for the current $1,700 asking-rent index, below the ZCTA median household income of $128,683. Yet 45.8% of surveyed renter households reported rent burdens at or above 30% of income. The income comparison is not an applicant test, and the burden share cannot determine whether a particular renter can afford a particular home.

Resale evidence challenges the one-year rent signal

Redfin's direct rolling-three-month ZIP resale observation reported a $714,838 median sold price, up 12.4% year over year, with 158 homes sold and 3.3 months of supply. That contrasts with the one-year Zillow ZORI decline. The 2.85% rent-price screening ratio is useful only as a cross-source comparison; it does not measure property income, operating costs, financing, or investment performance.

  • The central rent index is a blended typical asking-rent measure rather than a catalog of available units, so it can differ from the rent, utility treatment, bedroom count, condition, and concessions of any specific listing.
  • ACS median gross rent and renter-burden results are five-year survey measures for occupied renter homes, with selected utilities included in gross rent, making them unsuitable as direct current asking-rent or unit-level affordability evidence.
  • The bedroom figures inherit the ZIP ZORI level and HUD ladder proportions, so they may not reflect the actual rent spread between bedroom sizes in currently advertised properties.
  • Redfin resale metrics summarize direct ZIP for-sale transactions over a rolling period, and higher median sold prices do not establish rental demand, lease economics, or likely performance for a particular property.
Direct ZIP resale evidence

For-sale liquidity inside ZIP 27517

Redfin reports these as a rolling three-month ZIP observation through 2026-06-30. They describe the for-sale market, not rental vacancy or the rent of a particular property.

Median sale price$714,838+12.4% year over year
Homes sold158rolling three-month observation
Median days on market25 daysfor-sale listing absorption
Months of supply3.3resale inventory relative to sales pace

Activity and available supply

Direct ZIP counts remain separate because each describes a different stage of the resale funnel.

Direct resale activity for ZIP 27517Active listings345Inventory171Pending sales167Homes sold158

Counter-signals before underwriting

A price alone does not reveal how quickly buyers are absorbing available homes.

Inventory direction

171 observed inventory · +31.5% year over year.

Price realization

98.8% average sale-to-list ratio · 25.4% sold above original list.

Early absorption

43.1% went off market within two weeks; compare this with 25 median days on market.

Measurement boundary

Small ZIP samples can move sharply. This rolling period smooths monthly noise but does not replace current address-level sale and rent comparables.

Redfin Data Center · updated 2026-07-03 · exact five-digit ZIP key. Implausible source values are withheld as n/a rather than repaired or inherited from a broader geography.

Wider market evidence

Listing and rental liquidity around the ZIP

These measures are not ZIP observations. They are labelled county or metro context so they can challenge the local story without being copied into it.

Orange County listing conditions

470 active Realtor.com listings · 51 median days on market · 17.9% price-reduced share · 2026-06.

Durham-Chapel Hill, NC resale supply

3.0 months of supply · 32 median days on market · 31.2% listings with price drops · Redfin 2026-05-01.

Apartment List metro liquidity

10.5% reported apartment vacancy · n/a. These are direct metro observations and do not describe a particular ZIP unit.

Property-level next step

Compare live same-bedroom listings, concessions, utilities, condition and days listed inside ZIP 27517. The report frames the market; it does not replace a rent roll, lease review or address-level comparable set.

Questions this report can answer

Scope-aware answers

What does the Zillow rent figure measure?

Zillow ZORI is a ZIP-level typical observed asking-rent index blended across rental types. It is useful for the current market signal and the historical series, but it is not a lease-level quote, a utility-inclusive measure, or a measured bedroom-specific rent for an individual home.

Why do Zillow, ACS, and HUD rent figures differ?

They describe separate evidence universes. Zillow measures typical observed asking rents, ACS reports a five-year survey median gross rent among occupied renter homes and includes selected utilities, and HUD FMR or SAFMR is an administrative bedroom-specific standard. Differences between them should not be treated as data errors or direct rent comparisons.

What does the rent-price screening ratio mean?

The screening ratio annualizes ZIP Zillow ZORI and divides it by Redfin's ZIP median sold price. It is a cross-source screening comparison only. It is not a cap rate, net return, expected return, property yield, or estimate of actual property economics because expenses and property-level conditions are not included.

What should be checked before applying these ZIP measures to a property?

Confirm the address is mapped appropriately, then verify the current advertised rent, bedroom count, included utilities, lease length, concessions, availability, and condition. For a purchase comparison, review property-specific closed sales, listing history, transaction terms, and relevant costs because ZIP-level Redfin resale statistics are not individual property comps.