As of June 2026, Zillow's ZIP-level ZORI for 32211 is $1,410 per month, a typical observed asking-rent index blended across rental types rather than a lease quote for every home. The one-year same-month change was 0.4%, while the three-year and five-year same-month annualized changes were 4.2% and 5.3%. That progression says the latest year breaks from, rather than confirms, the stronger longer backward-looking path. The history contains 86 monthly observations with full available coverage. Annualized monthly-return variability is 4.7%, so a single current rent snapshot deserves moderate rather than absolute confidence because index movement has not been trivial. Separately, the maximum drawdown was 10.0%, documenting a material historical retreat from an earlier index peak. These are backward-looking measurements, not forecasts or investment conclusions.
The five-digit label is both a Zillow ZIP market identifier and a Census ZCTA match. A ZCTA is a statistical area and is not identical to a USPS delivery ZIP. The ACS 2024 five-year survey reports a $1,185 median gross rent for occupied renter homes, including selected utilities, versus Zillow's $1,410 asking-rent index; the index is 19.0% higher. ACS also reports median household income of $57,021. Annualizing the Zillow figure and applying the 30% screen produces required income of $56,400 and an asking-rent-to-income share of 29.7%. That screen is arithmetic only, not advice, an applicant qualification rule, or evidence about a particular household's lease payment.
Bedroom figures should be read as modelled estimates, never as measured bedroom rents. Scaling ZIP ZORI through the local HUD ladder produces monthly estimates of $1,151 for a studio, $1,172 for one bedroom, $1,410 for two bedrooms, $1,742 for three bedrooms, and $2,177 for four bedrooms. The underlying HUD standards are $1,110, $1,130, $1,360, $1,680, and $2,100, respectively. HUD FMR or SAFMR is an administrative, bedroom-specific standard rather than an asking-rent series. The modelled two-bedroom estimate sits 3.7% above the corresponding HUD standard, but that difference does not establish the asking rent, quality, availability, or utility treatment of any actual two-bedroom unit.
Housing composition and renter burden add an important counterweight to the headline asking-rent screen. The matched ZCTA has 15,454 housing units, including 10,080 single-family units, and its overall vacancy rate is 9.0%. Renters occupy 44.3% of occupied homes. Among renter households, 3,655, or 58.7%, report spending at least 30% of income on gross rent in the ACS survey. There are 610 vacant units classified for rent, but that category does not prove current availability, affordability, condition, lease terms, or bedroom mix for a specific unit. Survey-based burden and vacancy measures describe aggregates and carry survey uncertainty.
Wider geographies establish context but do not replace ZIP evidence: the City of Jacksonville context asking-rent index is $1,599.67, Duval County context is $1,616, and the Jacksonville, FL metro context is $1,708. Each is higher than the ZIP's direct Zillow index, but each covers a broader geography. The Jacksonville, FL metro context also reports median household income of $79,643 and a rent-to-income measure of 25.7%, which is lower than the ZIP's arithmetic asking-rent share. These comparisons frame the ZIP within city, county, and metro benchmarks; they do not show that every local renter or property differs from those wider areas in the same way.
Redfin's direct rolling-three-month ZIP resale observation through June 30, 2026 belongs entirely to the for-sale market. Median sold price was $274,938, down 0.02% year over year; 141 homes sold, and median days on market were 42. Inventory was 85 homes, down 42.6%, with 1.8 months of supply. Average sale-to-list was 98.56%, while 25.57% of homes sold above list. Those are resale liquidity, pricing, marketing-time, inventory, and sale-to-list signals, not rental transactions or property-level rental economics. Annualized ZIP ZORI divided by median sold price produces a 6.15% cross-source screening ratio only; it is not a cap rate, net return, expected return, or property yield.
The resale evidence creates a useful tension rather than a simple confirmation. Short resale supply and active transaction counts coexist with an essentially flat sold-price change, while the rent index has slowed sharply relative to its longer history and the ACS burden share remains substantial. Thus, the cross-source screening ratio may look notable without resolving the household affordability or rent-growth question. Transparent national discovery ranks among history-eligible ZIPs are 1,445 for momentum, 2,774 for stability, and 2,366 for the balanced measure, where lower rank is higher. These ranks are descriptive discovery tools, not quality grades, forecasts, or investment recommendations.
Several limits should remain attached to any use of this ZIP profile. Zillow measures a blended asking-rent index, ACS measures occupied renter homes over a five-year survey period, HUD supplies an administrative standard, and Redfin measures direct ZIP resale activity over a rolling window. Before applying any aggregate result to a property, verify current listing rent, lease term, bedroom count, included utilities, concessions, fees, condition, and actual availability. For a resale comparison, verify the specific home's sale date, property type, list history, and relevant physical characteristics. Which property-level facts would materially change the comparison between the listed rent, the modelled bedroom estimate, and the observed resale benchmark?