Counties / Florida / Duval County

Duval County, FL

FIPS 12031 · population 1,023,153 · part of Jacksonville, FL

$297k
Zillow home value · 2026-06
Direct county rent answer

What does rent cost in Duval County, FL?

The latest county-level Zillow ZORI is $1,616 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

County Zillow ZORI$1,6162026-06 · up 1.0% year over year
County ACS gross rent$1,475ACS 2024 5-year · occupied-renter survey
HUD two-bedroom FMR$1,658FY2026 · administrative standard
HUD Fair Market Rent by bedroom count in Duval County
BedroomsHUD monthly FMRGeographyMeasurement boundary
Studio$1,355Duval County, FLHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
1 bedroom$1,382Duval County, FLHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
2 bedrooms$1,658Duval County, FLHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
3 bedrooms$2,043Duval County, FLHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
4 bedrooms$2,561Duval County, FLHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.

Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26

The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$297k
▼ 1.7% year over year
Zillow ZHVI · direct
Median asking rent
$1,616
▲ 1.0% year over year
Zillow ZORI · direct
Gross yield
6.5%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,658
market rent is 0.97x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+52.5%not annualized · through 2025
0%ZILLOW ZHVI2026-06−1.7%FHFA HPI2025+0.3%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-08-02.
Owner-reported value$304k
Surveyed gross rent$1,475
Rent burden 30%+56.3%
Median year built1986
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
8.7%vacant
454,740estimated housing units
Occupied tenure41.8% renter
owner 58.2%renter 41.8%
Structure mix64.4% single-family
Single-family 64.4%20+ units 11.7%Mobile home 3.5%Other 20.4%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs560,965▼ 0.5% from the prior annual release
Covered establishments34,446annual average reporting locations
Average weekly wage$1,449▲ 5.2% from the prior annual release
Largest private supersectorTrade, transportation, and utilities24.3% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−0.5%WEEKLY WAGE+5.2%Trade, transportation, and utilities24.3%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

Resident income

How local income has compounded

BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.

Per-capita personal income19692024
Per-capita personal income history for Duval CountyA line chart of annual BEA per-capita personal income from 1969 through 2024.$0k$35k$70k196919972024$4k$63k
Nominal annual dollars; not adjusted for inflation. A rising line can reflect wage, business-income, transfer-income and investment-income changes together.
Renter affordability

Who carries the heaviest rent burden

HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.

Share of renter households in each income band2018-2022
Renter cost burden by HAMFI income band in Duval CountyFive horizontal bars show moderate and severe housing cost burden shares among renter households in each HUD income band.0%25%50%75%100%At or below 30% HAMFI34,23072.4% burdened30–50% HAMFI25,80587.3% burdened50–80% HAMFI37,79564.0% burdened80–100% HAMFI17,51530.1% burdenedAbove 100% HAMFI52,7056.4% burdened
Moderate: >30% to 50%Severe: >50%
Each percentage uses HUD’s published subtotal for that income band. For disclosure, HUD keeps 0 as 0, publishes 1–7 households as 4 and rounds 8 or more to the nearest 5. Independently rounded categories can differ from their displayed sum and are not forced into a percentage.
Direct local rental evidence

Recent leases and rental-market liquidity in Duval County, FL

These Apartment List observations match the exact county Census code 12031. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.

Direct recent-lease rent history

Monthly overall-rent index; missing observations are not filled from another geography.

$1,456$1,380$1,3042021-082026-07
Recent-lease rent$1,3292026-07 · -0.2% year over year
Rental vacancy7.0%2026-07 · -0.1 percentage points year over year
Time on market26 days2026-07 · +0.6 days year over year
County brief

What the local evidence says

01Decision frame

Duval County presents a pricing-versus-income decision: Zillow’s county observation for 2026-06 places median home value at $297,493 after a 1.69% year-over-year decline, while median asking rent was $1,616 per month, supporting the supplied 6.52% gross yield before costs. This warrants investigation by buyers who can validate property-specific rent and insurance; caution is warranted for buyers relying on price appreciation or thin operating margins.

02Housing economics

That is measured asking market rent, not HUD’s $1,658 Fair Market Rent payment standard; FMR does not establish achievable rent or yield. The effective property-tax rate is 0.75%, making tax diligence part of the carrying-cost test. Separately, FHFA’s repeat-transaction HPI rose 0.26% in annual 2025 and 52.49% cumulatively over its supplied multi-year interval; it is an index, not a home value, and its distinct vintage and method cannot be combined with Zillow’s value change.

03Demand & competition

Demand evidence is mixed rather than proof of absorption. Tax-return migration shows a net gain of 2,106 households, yet average income of incoming movers was $945 below outgoing movers’; that combination does not establish purchasing power. Investor participation was 10.13% of 13,164 purchases, showing non-owner competition but not cash-buyer activity or rental demand. In QCEW county workplace data for 2025, covered employment declined 0.45%, while average covered-worker weekly wage rose 5.15%; Trade, transportation, and utilities was the largest disclosed private supersector, not the whole economy. These are workplace measures, not resident employment, unemployment, or a forecast.

04Risk & next checks

Risk limits remain material. Modeled annual climate loss is 0.14% of building value and the dominant hazard is inland flood; this is not a parcel-level flood determination, insurance quote, or dollar loss. Realtor.com’s MLS listing data for 2026-06 describe the asking market, not sales: active listings are visible supply, days on market are marketing time, and price reductions are seller concessions; the pending ratio alone does not prove demand. Missing parcel flood zone and elevation, insurance and repair costs, debt terms, vacancy, operating expenses, lease comps, and closed-sale comparables prevent net-cash-flow, debt-coverage, and exit-price conclusions.

County ZIP rental landscape

How asking rent and renter pressure vary inside Duval County, FL

This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.

Selected ZIP range$1,197$1,753Zillow asking-rent index
Monthly spread$556highest minus lowest selected ZIP
Observed burden range44.3%64.5%ACS renter households paying 30%+
Renter households covered113,663across the selected ZCTAs
01 · ASKING RENT LADDERDirect ZIP ZORI
Horizontal bars compare Zillow asking-rent indexes across the selected direct-evidence ZIP set.32246$1,75332225$1,71532244$1,68632218$1,67132224$1,64232216$1,64032207$1,58032256$1,56732205$1,53832257$1,47532210$1,36132209$1,197
02 · PRESSURE MATRIXRent × observed burden
Each point is one selected ZIP and ZCTA match. Horizontal position is Zillow asking rent and vertical position is the ACS renter cost-burden share.67.0%60.7%54.4%48.1%41.8%322563221032246322443221632218322073220932257322243222532205Zillow asking-rent index →ACS burden share →
03 · BENCHMARK GAPZORI vs HUD 2BR
Bars show the percentage difference between the Zillow blended asking-rent index and the local HUD two-bedroom standard. Their housing universes differ.32216+107.2%32207+105.3%32205+101.9%32218+100.1%32209+99.8%32244+98.6%32210+96.5%32257+91.0%32225+88.9%32246+85.5%32224+85.1%32256+78.3%
WHAT THE LOCAL DISTRIBUTION SAYS

Across the displayed direct-evidence ZIP/ZCTA matches, the June 2026 Zillow ZORI—the typical observed asking-rent index—runs from $1,197 in 32209 to $1,753 in 32246, a $556 spread. The selected-set median is $1,610, close to the county Zillow figure of $1,616. That spread makes the operative choice less about finding a single county rent than testing whether an individual unit’s price, bedroom count, lease terms, and availability fit the renter’s budget. The display covers 113,663 renter households but remains a selected sample, rather than a complete ranking of county rental stock.

Do not combine the measures into one rent estimate. The county’s $1,616 Zillow ZORI and $1,658 FY2026 two-bedroom HUD FMR differ in purpose, and neither is the ACS five-year county median gross rent of $1,475. Within the displayed set, Zillow’s index ranges from 78.4% to 107.2% of the corresponding local two-bedroom FMR. At the low-ratio end, 32256 has a $1,567 ZORI against a $2,000 FMR. These comparisons are useful for comparing a current typical asking-rent benchmark with an administrative screen, but they do not establish a bedroom-specific market quote or the rent on a particular available home.

ACS burden and vacancy measurements identify a separate decision trade-off, rather than a price forecast. Across displayed ZCTAs, 44.3% to 64.5% of renter households spent 30% or more of income on gross rent, compared with 56.3% countywide. The vacancy rate spans 5.3% to 18.0%, against 8.7% countywide. ZIP 32209 combines the selected set’s low $1,197 ZORI with its high 18.0% vacancy rate and a 59.9% burden rate. Thus, a lower typical asking-rent index does not, on its own, signify lower measured household cost burden or settle the availability question for a specific property.

Geography and coverage constrain any ZIP-level reading. Census ZCTAs are statistical areas rather than USPS delivery ZIPs, and ZIPs can cross county lines. The display assigns a ZIP to Duval County using the largest HUD residential-address county share; shown shares range from 99.87% to 100.0%. This supports display assignment but does not turn a ZCTA into a precise property service area. Before choosing a property, confirm the quoted rent for the exact unit, bedroom count, lease term, included utilities and fees, current availability, income or program eligibility, and actual ZIP/county location. Apply each source separately: Zillow for current typical asking-rent context, ACS for five-year household conditions, and HUD for the bedroom-specific administrative standard.

Selected ZIP evidence

Keep each source universe visible

26 ZIP profiles passed the county gate; the 12 with the most renter households are shown.

ZIP / ZCTAZillow asking rentACS gross rentHUD 2BRBurden 30%+VacancyIncome screenHUD county share
32256$1,567$1,698$2,00049.2%7.5%$63k100.0%
32210$1,361$1,293$1,41059.7%8.8%$54k100.0%
32246$1,753$1,761$2,05047.2%6.7%$70k100.0%
32244$1,686$1,470$1,71053.4%6.0%$67k100.0%
32216$1,640$1,364$1,53059.0%7.1%$66k100.0%
32218$1,671$1,503$1,67052.8%8.2%$67k100.0%
32207$1,580$1,266$1,50044.3%13.5%$63k100.0%
32209$1,197$1,062$1,20059.9%18.0%$48k100.0%
32257$1,475$1,518$1,62059.5%5.3%$59k100.0%
32224$1,642$1,764$1,93064.5%6.4%$66k99.9%
32225$1,715$1,729$1,93050.4%6.4%$69k100.0%
32205$1,538$1,263$1,51049.2%10.4%$62k100.0%
READ BEFORE USING

ACS ZCTA income, gross-rent, burden, and vacancy figures are ACS 2024 five-year survey estimates. They are not current listing observations, and ZCTAs are statistical areas rather than identical USPS delivery ZIPs.

The shown direct-evidence set is selected and not an exhaustive county inventory. ZIPs may cross county lines; assignment uses the county with the largest HUD residential-address share, so it does not prove every address is within Duval County.

SOURCE LEDGERCensus ACS 5-year — county housing value, tenure and stockACS 2024 5-year · pulled 2026-07-30Census ACS five-year — ZCTA housing and incomeACS 2024 5-year ZCTA · pulled 2026-08-08HUD Fair Market Rents — Section 8 standardFY2026 FMR · pulled 2026-07-26HUD-USPS ZIP-to-county residential-address crosswalkHUD-USPS 2026Q1 · pulled 2026-08-09Zillow ZHVI and ZORI — county values and rentscounty ZHVI/ZORI 2026-06 · pulled 2026-07-26Zillow ZORI — ZIP market rentsZORI ZIP 2026-06 · pulled 2026-08-08
Cities & communities

Where people live within Duval County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Jacksonville city977.7KJacksonville Beach city23.7KAtlantic Beach city13.4KNeptune Beach city7.2KBaldwin town1.3K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

5 Census places

Population
  1. 01
    Jacksonville cityIncorporated place
    977,670
  2. 02
    Jacksonville Beach cityIncorporated place
    23,654
  3. 03
    Atlantic Beach cityIncorporated place
    13,363
  4. 04
    Neptune Beach cityIncorporated place
    7,168
  5. 05
    Baldwin townIncorporated place
    1,298

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.136% of building value expected lost per year

Effective property tax0.75%

$2,264 median annual bill

02
DemandIRS SOI household flows
Net migration+2,106

31,125 in · 29,019 out

Arriving vs leaving income−$945

$67,267 arriving · $68,212 leaving

03
CompetitionHMDA financed purchases
Purchases by investors10.1%

1,334 of 13,164 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings3,809▼ 19.3% year over year
Median days on market57▼ 12.3% year over year
Listings price-reduced24.4%seller-concession signal
Median listing pricen/a▼ 1.9% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Jacksonville, FL

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Duval County1,023,153$297k$1,6166.5%inland flooding
St. Johns County306,934$493k$2,1165.1%inland flooding
Clay County227,584$339k$1,8756.6%inland flooding
Nassau County97,859$486k$2,2385.5%inland flooding
Baker County28,430$322kn/an/ainland flooding
Bear case

What can break the county thesis

  1. Property-specific flood exposure and insurance pricing could make countywide climate and yield measures inadequate.
  2. The target property’s achievable rent, vacancy, expenses, and condition may differ from county median asking-rent evidence.
  3. Listing-market data are not closed sales, so unobserved sale comparables and financing terms could change entry and exit economics.
Underwriting questions

Before pricing a property

What market rent and gross yield are published?

Median asking market rent is $1,616 per month, and the supplied gross yield is 6.52% before costs.

What does the record show about investor competition?

It reports 1,334 investor purchases, representing a 10.13% investor share among 13,164 purchases.

Which carrying-cost and hazard indicators are published?

The effective property-tax rate is 0.75%, median annual property tax is $2,264, the dominant hazard is inland flood, and modeled annual climate loss is 0.14% of building value.