At the June 2026 reporting endpoint, Zillow's ZIP-level ZORI for 74136 is $878 per month, down from the matching month a year earlier. ZORI is a typical observed asking-rent index blended across rental types, rather than a quoted rent for one dwelling. The label is both a Zillow ZIP market identifier and a matched Census ZCTA: a ZCTA is a statistical area and is not identical to a USPS delivery ZIP. The matched ACS 2024 five-year survey instead reports a $989 median gross rent for occupied renter homes, including selected utilities. Its higher level records a different survey universe from current advertised asking rents; it neither converts ZORI into a lease quote nor shows what any particular household pays.
The cooling category comes from precise same-month history: a 0.62% annualized decline over 1 year, compared with positive annualized changes of 2.35% over 3 years and 4.99% over 5 years. Thus recent direction breaks from, rather than confirms, the longer upward path. Monthly rent changes annualize to 3.39% variability, which argues for reading the current index alongside the multi-period record rather than treating one snapshot as a stable path. Separately, the worst peak-to-trough drawdown was 3.48%. The supplied history has complete coverage. Its transparent national discovery ranks are 2,108 for momentum, 2,131 for stability, and 2,482 for balanced performance; lower ranks are higher. All are backward-looking measurements, not forecasts or investment recommendations.
The resale record sets up the main cross-market tension. Redfin's direct rolling-three-month ZIP resale observation shows a $299,932 median sold price, 4.32% higher year over year, even as Zillow's current asking-rent index moved lower. It also records 108 homes sold and a 27-day median marketing time. Inventory was 87 homes, or 2.4 months of supply; the average sale-to-list ratio was 96.53%, and 15.25% of sales closed above list. These are for-sale transaction, inventory, and marketing signals—not rental transactions, rental comparables, or property economics. The sale-price rise challenges any simple conclusion that the rent cooling history represents a broad price decline; it also does not overturn the separate income screen or ACS burden result.
The required income associated with the monthly index at the 30% screen is $35,120 annually. This is arithmetic—annualized index divided by the screen—not advice, a household budget, or an applicant qualification rule. For broad income context, the ACS median household income is $51,820, and the index's annualized amount equals 20.3% of that figure; the comparison does not substitute household income for renter income. ACS also counts 9,638 renter-occupied homes, of which 4,710 are in households spending the threshold or more of income on gross rent, a 48.9% burden share. That survey burden statistic cannot prove the burden of a particular unit or future lease.
The bedroom figures are modelled estimates, not measured bedroom rents. Scaling ZIP ZORI with the local HUD ladder produces $674 for a studio, $709 for one bedroom, $878 for two bedrooms, $1,159 for three bedrooms, and $1,342 for four bedrooms each month. The two-bedroom figure is the scaling anchor, not evidence that the observed index describes a two-bedroom unit. HUD's FY2026 FMR/SAFMR schedule supplies a bedroom-specific administrative standard for the ladder; it is not asking rent, and the scaled results do not document lease terms, utilities, condition, or availability.
The matched ACS stock count frames the rental data without identifying available units. Of 16,309 housing units, 1,489 were vacant, a 9.1% ZCTA vacancy rate. Renters occupied 65.0% of occupied units. Structure data distinguish single-family units from units in large multifamily buildings, describing published stock categories rather than the location, condition, or pricing of active listings. Vacancy is an area-level status classification, so it cannot establish that a specific home is vacant, offered for rent, suitable for a renter, or attainable at the ZORI level.
In wider geographic context, the Tulsa city-context rent is $1,272, the Tulsa County-context rent is $1,352, and the Tulsa, OK metro-context rent is $1,361; each is broader context, not a ZIP measurement. The local index is lower than all three, but that does not make them rental comparables or reveal why they differ. They contain geography and rental mixes outside the ZIP identifier, while the ACS ZCTA survey and Zillow asking-rent index already differ in purpose, timing, and coverage. The comparison is useful for scale, not for substituting a city, county, or metro figure for the ZIP reading.
One cross-source screen annualizes ZIP ZORI and divides it by the median sold price, producing 3.51%. It is only a screening ratio, not a cap rate, net return, expected return, or property yield; it contains neither matched property characteristics nor operating costs or financing terms. Needed checks are the actual unit's advertised rent, bedroom count, fees and utilities, lease terms, condition, availability, and date. For the resale side, checks include the sold homes' property type, condition, list-price history, closing date, and whether they are comparable to the unit under review. Do the unit and sale records actually align closely enough for the conflicting asking-rent, survey, and resale signals to inform the property under review?