Counties / Oklahoma / Tulsa County

Tulsa County, OK

FIPS 40143 · population 680,794 · part of Tulsa, OK

$256k
Zillow home value · 2026-06
Direct county rent answer

What does rent cost in Tulsa County, OK?

The latest county-level Zillow ZORI is $1,352 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

County Zillow ZORI$1,3522026-06 · up 3.1% year over year
County ACS gross rent$1,110ACS 2024 5-year · occupied-renter survey
HUD two-bedroom FMR$1,217FY2026 · administrative standard
HUD Fair Market Rent by bedroom count in Tulsa County
BedroomsHUD monthly FMRGeographyMeasurement boundary
Studio$933Tulsa County, OKHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
1 bedroom$987Tulsa County, OKHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
2 bedrooms$1,217Tulsa County, OKHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
3 bedrooms$1,602Tulsa County, OKHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
4 bedrooms$1,858Tulsa County, OKHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.

Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26

The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$256k
▲ 2.8% year over year
Zillow ZHVI · direct
Median asking rent
$1,352
▲ 3.1% year over year
Zillow ZORI · direct
Gross yield
6.3%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,217
market rent is 1.11x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+50.5%not annualized · through 2025
0%ZILLOW ZHVI2026-06+2.8%FHFA HPI2025+3.0%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-08-02.
Owner-reported value$230k
Surveyed gross rent$1,110
Rent burden 30%+45.9%
Median year built1979
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
8.6%vacant
297,882estimated housing units
Occupied tenure40.3% renter
owner 59.7%renter 40.3%
Structure mix71.2% single-family
Single-family 71.2%20+ units 8.7%Mobile home 2.1%Other 18.0%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs371,622▲ 0.8% from the prior annual release
Covered establishments26,658annual average reporting locations
Average weekly wage$1,276▲ 4.4% from the prior annual release
Largest private supersectorTrade, transportation, and utilities21.4% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+0.8%WEEKLY WAGE+4.4%Trade, transportation, and utilities21.4%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

Resident income

How local income has compounded

BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.

Per-capita personal income19692024
Per-capita personal income history for Tulsa CountyA line chart of annual BEA per-capita personal income from 1969 through 2024.$0k$45k$90k196919972024$4k$84k
Nominal annual dollars; not adjusted for inflation. A rising line can reflect wage, business-income, transfer-income and investment-income changes together.
Renter affordability

Who carries the heaviest rent burden

HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.

Share of renter households in each income band2018-2022
Renter cost burden by HAMFI income band in Tulsa CountyFive horizontal bars show moderate and severe housing cost burden shares among renter households in each HUD income band.0%25%50%75%100%At or below 30% HAMFI21,93073.1% burdened30–50% HAMFI17,22580.4% burdened50–80% HAMFI23,98541.0% burdened80–100% HAMFI12,05510.8% burdenedAbove 100% HAMFI30,8202.9% burdened
Moderate: >30% to 50%Severe: >50%
Each percentage uses HUD’s published subtotal for that income band. For disclosure, HUD keeps 0 as 0, publishes 1–7 households as 4 and rounds 8 or more to the nearest 5. Independently rounded categories can differ from their displayed sum and are not forced into a percentage.
Direct local rental evidence

Recent leases and rental-market liquidity in Tulsa County, OK

These Apartment List observations match the exact county Census code 40143. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.

Direct recent-lease rent history

Monthly overall-rent index; missing observations are not filled from another geography.

$1,105$1,020$9352021-082026-07
Recent-lease rent$1,1052026-07 · +1.0% year over year
Rental vacancy5.6%2026-07 · +0.4 percentage points year over year
Time on market24 days2026-07 · -1.5 days year over year
County brief

What the local evidence says

01Decision frame

Tulsa County presents a valuation-to-income tension: a $255,631 Zillow median home value and $1,352 median asking rent in its 2026-06 county observation produce a 6.35% gross yield before costs. This warrants investigation for buyers who can validate property-level rents and flood exposure; caution is warranted where taxes, insurance, and repairs erode the spread. The record supports a county screen, not a property decision.

02Housing economics

Zillow's county value increased 2.79% year over year. FHFA's separate 2025 annual repeat-transaction HPI rose 3.04%; it tracks resale-price direction rather than a home value and should not be blended with Zillow's result. The effective property-tax rate is 0.97%, a direct carrying-cost input alongside unreported insurance, maintenance, financing, and flood-related costs. HUD's two-bedroom FMR is published, but it is a payment standard, not a market-rent estimate; the measured asking rent, rather than FMR, underlies the reported yield.

03Demand & competition

Realtor.com's MLS listing-market evidence shows active inventory up 3.15% year over year and 21.45% of listings price-reduced. Those are visible-supply and seller-concession signals, not closed-sale pricing or stand-alone proof of buyer demand. QCEW's 2025 county workplace series reports covered employment up 0.81%; its wage is a covered-worker average, and Trade, transportation, and utilities is the largest disclosed private supersector, not the entire economy. Tax-return moves yielded net in-migration of 419 households, while incoming movers’ average income was $5,717 below outgoing movers’. Investor purchases were 14.13% of total purchases, indicating a material buyer segment but not its bidding behavior or ownership outcomes.

04Risk & next checks

Inland flood is the dominant hazard, and modeled expected annual climate loss equals 0.14% of building value; this is modeled loss, not a property-specific insurance quote. The thesis could fail if flood insurance or repair costs overwhelm gross yield, if listing concessions reflect a deeper liquidity shift, or if lower-income in-movers do not sustain local rent collections. Next checks are address-level flood zone and insurance quotes, achieved rents and vacancy, debt terms, tax assessment, and sale comparables. Published evidence does not provide those inputs, so it cannot establish net yield, debt-service coverage, or exit liquidity.

County ZIP rental landscape

How asking rent and renter pressure vary inside Tulsa County, OK

This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.

Selected ZIP range$878$1,601Zillow asking-rent index
Monthly spread$723highest minus lowest selected ZIP
Observed burden range39.3%48.9%ACS renter households paying 30%+
Renter households covered68,006across the selected ZCTAs
01 · ASKING RENT LADDERDirect ZIP ZORI
Horizontal bars compare Zillow asking-rent indexes across the selected direct-evidence ZIP set.74012$1,60174105$1,52374129$1,48574135$1,44174055$1,36274112$1,33674106$1,26974137$1,20074133$1,16674146$1,12774115$1,11274136$878
02 · PRESSURE MATRIXRent × observed burden
Each point is one selected ZIP and ZCTA match. Horizontal position is Zillow asking rent and vertical position is the ACS renter cost-burden share.51.4%47.8%44.1%40.5%36.8%741337413674012741057405574135741127411574106741377414674129Zillow asking-rent index →ACS burden share →
03 · BENCHMARK GAPZORI vs HUD 2BR
Bars show the percentage difference between the Zillow blended asking-rent index and the local HUD two-bedroom standard. Their housing universes differ.74129+137.5%74105+119.0%74106+117.5%74135+117.2%74012+112.7%74112+105.2%74115+102.0%74055+98.0%74146+96.3%74137+85.7%74133+77.7%74136+70.2%
WHAT THE LOCAL DISTRIBUTION SAYS

Within the selected direct-evidence ZIP/ZCTA matches assigned to Tulsa County, Zillow ZORI spans from $878 in ZIP 74136 to $1,601 in ZIP 74012. The displayed-set median is $1,302.50, yielding a $723 spread; the county Zillow figure is $1,352. The practical question is consequently not whether a single countywide rent is right, but whether a specific available unit's asking position, bedroom count, and lease terms make sense against the relevant ZIP's observed asking-rent context. This is a wide selected-set range, not a ranking of all county locations or properties. A lower or higher index alone does not tell a renter which unit fits their budget, because unit size and contract terms still require direct confirmation.

Zillow's ZORI is a typical observed asking-rent index and should remain separate from ACS and HUD. The ACS five-year county median gross rent is $1,110, a survey estimate of gross rents paid, while the county Zillow index is $1,352. In the displayed ZCTAs, ACS median gross rent ranges from $861 to $1,297; that survey range has different coverage and a different reference period than the shown ZORI range, so the two should not be blended or treated as a price trend. HUD's two-bedroom FMR is an administrative standard rather than an asking-rent measure: it is $1,217 countywide and ranges from $1,080 to $1,500 in the displayed ZIPs. The ZIP ZORI-to-HUD ratios run from 70.24% to 137.5%, useful only as a screening comparison to that bedroom-specific standard.

Pressure and availability indicators present a different decision lens. ACS estimates that 45.88% of county renter households spend at least 30% of income on rent; among the shown ZCTAs, the comparable burden share ranges from 39.34% to 48.89%. This is a measure of households with higher rent-to-income shares, not a statement about the rent of a vacant listing. ACS vacancy ranges from 3.71% to 17.54% across the displayed set, compared with 8.55% countywide. These variations can guide questions about current choice and household budget exposure, but neither establishes that vacancy causes rent changes or that a ZIP's burden rate applies to every renter. A prospective renter should separately test the advertised payment against income, including recurring non-rent charges.

Coverage and geography qualify every comparison. The selection contains 12 of 31 eligible direct-ZORI ZIP/ZCTA matches, ordered by renter-household count and covering 68,006 renter households; it is not an exhaustive county or local-area inventory. Census ZCTAs are statistical areas, not USPS delivery ZIPs. Moreover, ZIPs can cross county lines and were displayed under the county holding the largest HUD residential-address share; that share ranges from 72.2% to 100.0% among the shown records. Before acting on a ZIP comparison, verify the street address's jurisdiction and unit details: current advertised rent, bedroom count, lease length, deposits, utilities, required fees, concessions, availability date, and whether the listing terms match the comparison measure. These property-level checks are necessary because ZIP-level indices and survey estimates cannot price a particular unit.

Selected ZIP evidence

Keep each source universe visible

31 ZIP profiles passed the county gate; the 12 with the most renter households are shown.

ZIP / ZCTAZillow asking rentACS gross rentHUD 2BRBurden 30%+VacancyIncome screenHUD county share
74133$1,166$1,197$1,50044.0%5.8%$47k100.0%
74136$878$989$1,25048.9%9.1%$35k100.0%
74012$1,601$1,297$1,42039.4%4.9%$64k100.0%
74105$1,523$992$1,28044.0%9.9%$61k100.0%
74055$1,362$1,268$1,39041.1%3.7%$54k72.2%
74135$1,441$966$1,23048.9%9.6%$58k100.0%
74112$1,336$1,095$1,27039.3%10.3%$53k100.0%
74115$1,112$1,018$1,09043.6%10.9%$44k100.0%
74106$1,269$893$1,08047.4%17.5%$51k97.5%
74137$1,200$1,202$1,40044.5%5.6%$48k100.0%
74146$1,127$861$1,17043.0%5.8%$45k100.0%
74129$1,485$987$1,08041.9%8.3%$59k100.0%
READ BEFORE USING

Zillow ZORI is a typical observed asking-rent index, not a record of every advertised unit or a bedroom-specific lease quote. ACS ZCTA and county figures are five-year survey estimates, so timing, sampling, geography, and measure definitions differ from Zillow.

ZIPs may cross county lines; this display assigns each ZIP to the county with the largest HUD residential-address share. Census ZCTAs are not USPS delivery ZIPs, and the selected direct-evidence ZIP set is expressly not an exhaustive county inventory.

SOURCE LEDGERCensus ACS 5-year — county housing value, tenure and stockACS 2024 5-year · pulled 2026-07-30Census ACS five-year — ZCTA housing and incomeACS 2024 5-year ZCTA · pulled 2026-08-08HUD Fair Market Rents — Section 8 standardFY2026 FMR · pulled 2026-07-26HUD-USPS ZIP-to-county residential-address crosswalkHUD-USPS 2026Q1 · pulled 2026-08-09Zillow ZHVI and ZORI — county values and rentscounty ZHVI/ZORI 2026-06 · pulled 2026-07-26Zillow ZORI — ZIP market rentsZORI ZIP 2026-06 · pulled 2026-08-08
Cities & communities

Where people live within Tulsa County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Tulsa city*413.8KBroken Arrow city*118.2KOwasso city*40.2KBixby city*30.2KJenks city27.1KSapulpa city*22.6KSand Springs city*20.1KGlenpool city14.2K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

17 Census places

Population
  1. 01
    Tulsa cityIncorporated place · spans 4 counties
    413,794
  2. 02
    Broken Arrow cityIncorporated place · spans 2 counties
    118,180
  3. 03
    Owasso cityIncorporated place · spans 2 counties
    40,151
  4. 04
    Bixby cityIncorporated place · spans 2 counties
    30,155
  5. 05
    Jenks cityIncorporated place
    27,102
  6. 06
    Sapulpa cityIncorporated place · spans 2 counties
    22,570
  7. 07
    Sand Springs cityIncorporated place · spans 2 counties
    20,117
  8. 08
    Glenpool cityIncorporated place
    14,151
  9. 09
    Collinsville cityIncorporated place · spans 2 counties
    8,878
  10. 10
    Skiatook cityIncorporated place · spans 2 counties
    8,632
  11. 11
    Mannford townIncorporated place · spans 3 counties
    3,269
  12. 12
    Turley CDPCensus-designated place
    2,968
Show 5 more places
  1. 13
    Oakhurst CDPCensus-designated place · spans 2 counties
    2,175
  2. 14
    Sperry townIncorporated place · spans 2 counties
    1,066
  3. 15
    Liberty townIncorporated place · spans 2 counties
    179
  4. 16
    Leonard CDPCensus-designated place
    165
  5. 17
    Lotsee townIncorporated place
    4

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.142% of building value expected lost per year

Effective property tax0.97%

$2,227 median annual bill

02
DemandIRS SOI household flows
Net migration+419

15,651 in · 15,232 out

Arriving vs leaving income−$5,717

$59,851 arriving · $65,568 leaving

03
CompetitionHMDA financed purchases
Purchases by investors14.1%

1,073 of 7,595 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings2,097▲ 3.1% year over year
Median days on market50▲ 8.1% year over year
Listings price-reduced21.4%seller-concession signal
Median listing pricen/a▼ 1.9% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Tulsa, OK

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Tulsa County680,794$256k$1,3526.3%inland flooding
Rogers County98,610$287k$1,4446.0%inland flooding
Wagoner County86,609$286k$1,6216.8%inland flooding
Creek County72,830$221k$1,2746.9%inland flooding
Osage County45,997$221kn/an/ainland flooding
Okmulgee County36,899$135kn/an/ainland flooding
Pawnee County15,795$179kn/an/ainland flooding
Bear case

What can break the county thesis

  1. Flood insurance and repair costs may overwhelm gross yield.
  2. MLS concessions may signal weaker liquidity than county metrics reveal.
  3. Lower-income incoming movers may not support rent collections.
Underwriting questions

Before pricing a property

What does the published gross yield include?

Annual market rent before costs; it is not net yield.

Can HUD FMR replace the published market rent?

No. It is a two-bedroom payment standard, not an asking-rent estimate.

Does the record establish address-level flood cost?

No. It provides county-level modeled loss and identifies inland flood as the dominant hazard.