ZIP reports / NV / 89146
ZIP rental intelligence · 2026-06

ZIP 89146, Las Vegas, NV

Asking rent, household capacity, housing stock and local context—kept at their original geographic and measurement scopes.

Direct local rent answer

What does rent cost in ZIP 89146?

The latest Zillow ZORI for ZIP 89146 is $1,598 per month in 2026-06. It is a typical observed asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

Zillow asking-rent index$1,5982026-06 · down 0.4% year over year
ACS median gross rent$1,528ACS 2024 5-year survey · ±$96 margin of error
HUD two-bedroom standard$1,735Administrative FMR/SAFMR · not asking rent
Bedroom-level rent benchmarks in ZIP 89146
BedroomsModelled asking-rent lensHUD standardHow to use it
Studio$1,228ZORI scaled by the local HUD bedroom ladder$1,333HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
1 bedroom$1,361ZORI scaled by the local HUD bedroom ladder$1,478HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
2 bedrooms$1,598ZORI scaled by the local HUD bedroom ladder$1,735HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
3 bedrooms$2,222ZORI scaled by the local HUD bedroom ladder$2,413HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.
4 bedrooms$2,546ZORI scaled by the local HUD bedroom ladder$2,764HUD FMR/SAFMR administrative benchmarkCompare with current same-bedroom listings; do not average these two measures.

Bedroom estimates are modelled, not observed rents. Zillow, Census ACS and HUD describe different housing universes and remain separate throughout this report.Zillow pulled 2026-08-08

Median household income$62,899ACS 2024 5-year · ±$6,219 MOE
Renter share58.6%4,725 renter households
Rent burden 30%+55.9%2,640 observed households
Housing vacancy6.5%563 of 8,628 units
Six views · one local decision

Read the measures together, without merging them

ZORI tracks observed asking rent, ACS describes occupied renter homes, and HUD publishes an administrative benchmark. The charts preserve those differences and add wider context only where the geography is named.

Three definitions of rent

Useful as a spread, not interchangeable observations.

Three rent measures for ZIP 89146Zillow asking-rent index$1,598ACS median gross rent$1,528HUD two-bedroom standard$1,735

Affordability screen

Annual income implied by 30% of the current ZIP ZORI.

Income screen for ZIP 89146ACS median household income$62,899Income at 30% of ZIP ZORI$63,920

Bedroom ladder

Modelled from ZIP ZORI using the local HUD ladder.

Modelled bedroom rent ladder for ZIP 89146Studio$1,228One bedroom$1,361Two bedrooms$1,598Three bedrooms$2,222Four bedrooms$2,546

Observed renter burden

ACS ZCTA households with computable gross-rent burden.

Observed renter cost burden in ZCTA 8914630% or more of income2,640 householdsBelow 30%2,085 households

ZIP versus wider rent context

Each bar retains its own ZIP, city, county or metro scope.

Asking-rent context for ZIP 89146ZIP 89146$1,598Las Vegas city$1,722Clark County county$1,748Las Vegas-Henderson-Paradise, NV metro$1,748

Monthly asking-rent history

Direct Zillow ZORI observations over the latest five years. Missing months remain visible gaps.

Five-year direct Zillow asking-rent history for ZIP 89146; missing months remain gaps$1,676$1,563$1,450$1,3372021-062023-122026-06
Five-year change
16.0%exact same-month endpoints
Largest observed drawdown
7.7%peak to a later observed month
Annualized monthly variability
4.7%99 consecutive returns
Monthly coverage
100.0%100 of 100 months
Decision brief

What the evidence says for ZIP 89146

At $1,598 in June 2026, Zillow's ZIP-level ZORI for 89146—a Zillow ZIP market identifier that matches a Census ZCTA—was below the $1,722 rent figure in Las Vegas city context and the shared $1,748 rent figure in Clark County context and Las Vegas-Henderson-Paradise, NV metro context. A ZCTA is a Census statistical area, not identical to a USPS delivery ZIP. Zillow ZORI is a typical observed asking-rent index blended across rental types, rather than a price quote for a particular dwelling. This is the central current contrast: the ZIP index is lower than wider-area context while the latest annual movement is negative, so neither an individual listing nor broader rents should be substituted for the ZIP index.

The index's retreat is recent relative to its full observed path. Direct Zillow ZIP ZORI history retains 100 observations with 100% coverage. On exact same-month comparisons, the one-year annualized change was -0.43%, whereas the three-year rate was +0.41% and the five-year rate +3.01%. Thus the latest direction breaks from—not confirms—the modest three-year rise and stronger five-year rise. Annualized monthly-return variability of 4.69% classifies the series as high variability, which reduces the confidence that should be placed in a single current rent snapshot. Separately, the historical maximum drawdown reached -7.67%, showing a material past peak-to-trough decline within the window. Among history-eligible ZIPs, transparent national discovery ranks were 2,469 for momentum, 2,778 for stability, and 2,810 for the balanced measure, with lower ranks higher; these backward-looking measurements are not forecasts or investment recommendations.

The gap between rent sources is definitional, not a clean measure of appreciation or value. The matched ZCTA's ACS 2024 five-year median gross rent was $1,528; ACS is a survey of occupied renter homes and gross rent includes selected utilities, so it is not a current asking-rent series. HUD's FY2026 two-bedroom Fair Market Rent standard was $1,735. That administrative standard is bedroom-specific and is not an asking rent. Scaling the ZIP ZORI by the local HUD ladder produces modelled monthly ZIP estimates—not measured bedroom rents—of $1,228 for a studio, $1,361 for one bedroom, $1,598 for two, $2,222 for three, and $2,546 for four. The two-bedroom model equals the all-type index by construction, leaving no observed bedroom-rent conclusion.

The income and burden measures put the ZORI into a separate household screen. The ZCTA's ACS median household income was $62,899, versus $63,920 required for the arithmetic screen that allocates 30% of income to the current index; the difference is $1,021. This comparison uses a household median, not a renter-specific income or a unit-level test. It is arithmetic only, not advice and not an applicant qualification rule. ACS estimated 4,725 occupied renter homes, of which 2,640 had gross-rent burdens at or above 30%, a 55.87% share. Those burden estimates describe surveyed renter households, including the survey's gross-rent utility treatment; they neither determine any renter's ability to pay nor establish the burden for a particular available unit.

Supply-side survey context is also mixed. In the matched ZCTA, ACS estimates 8,628 housing units and a 6.53% vacancy rate, while renters occupy 58.59% of occupied homes. The supplied stock counts include 4,024 single-family units and 947 units in large multifamily structures, a composition that prevents an all-type ZORI from being read as a like-for-like price for either form. Vacancy is a count-based area condition rather than proof that a particular listed unit is vacant, rentable, or comparable. Las Vegas city context, Clark County context, and Las Vegas-Henderson-Paradise, NV metro context are wider-geography comparisons, not ZIP evidence.

The direct rolling-three-month Redfin ZIP resale observation points to a different market universe. Median sold price was $508,885, up 9.44% year over year, with 61 homes sold, a median 57 days on market, and 82 homes of inventory. Its 4.1 months of supply represents the resale market's listed supply relative to its sales pace, not rental vacancy or leasing demand. Average sale-to-list was 97.44%, and 13.57% of sales closed above list. Taken together, the price increase contrasts with the recent ZORI decline, while the marketing time, supply measure, and below-list average do not signal an unqualified resale tightness. Redfin describes for-sale transactions, not rental transactions. Annualizing ZIP ZORI and dividing by median sold price gives a 3.77% cross-source screening ratio only; it does not provide property-level economics, costs, or an outcome measure.

Read together, the evidence is deliberately unresolved rather than mutually confirming. Zillow is a current blended asking-rent index; the ACS rent and burden measures are multi-year survey estimates for occupied renter homes; HUD is an administrative benchmark; and Redfin is a rolling resale observation. The ZIP rent level is lower than the named city, county, and metro context figures, yet the recent rent path is down while the resale price observation rose from its earlier comparison. That tension requires source separation, not a conclusion that either market causes the other. ACS margins of error and the ZORI's high historical variability further limit confidence in a precise point-in-time comparison. None supplies a particular property's condition, exact utility package, actual transaction rent, operating costs, or buyer and seller terms.

Concrete property-level checks should preserve those boundaries: record the dated advertised rent, exact bedroom count, whether the stated price includes the same utilities captured by gross rent, availability, lease terms, and property type before comparing it with ZORI or the modelled ladder. For a sale comparison, confirm the sale date, closing price, marketing history, and whether the sale property matches the address and property type being examined; do not use area vacancy, burden, or the screening ratio as proof about that property. This packet does not establish a future rent, resale outcome, tenant qualification, or transaction price. The unresolved question is: does the specific listing's date, bedroom configuration, utility treatment, and transaction status actually match the metric being applied?

Decision signals

What deserves a closer property-level check

Recent rent softness breaks the multi-year path

Zillow's June 2026 ZIP ZORI is $1,598, with a -0.43% exact same-month annualized one-year change. That is a reversal from the +0.41% three-year and +3.01% five-year rates. Because the history is classified high variability and has a 4.69% annualized monthly-return measure, the current index is useful as a current benchmark but not a stable stand-in for every listing.

Income screen is narrow and burden data are broad

The $63,920 30% required-income screen is $1,021 above the ZCTA's $62,899 median household income. It is a mechanical comparison using the ZIP asking-rent index and is neither tenant advice nor an approval test. ACS reports that 55.87% of renter households are burdened at or above 30%, but the survey cannot identify the burden or affordability of a specific unit or applicant.

Resale price growth does not resolve rental conditions

Within Redfin's direct rolling-three-month ZIP resale observation, the $508,885 median sold price increased 9.44% year over year. However, 57 median days on market, 4.1 months of supply, a 97.44% sale-to-list average, and only 13.57% sold above list indicate that the resale evidence is not interchangeable with rental demand. It contrasts with the recent ZORI decline rather than proving a common market outcome.

Bedroom figures are constructed comparators

The displayed studio-through-four-bedroom amounts are modelled monthly ZIP estimates made by scaling the all-type ZORI with the local HUD ladder. They are not measured bedroom rents, tenant-paid amounts, or lease comparables. HUD Fair Market Rent is an administrative bedroom-specific standard, while ACS gross rent covers occupied renter homes and selected utilities. These source differences explain why similar dollar levels do not create a single rent measure.

  • The ZORI index blends rental types, and its high historical variability means a dated advertised rent, bedroom count, utility package, and lease terms may differ materially without contradicting the index.
  • ACS is a five-year survey with reported margins of error and a gross-rent definition for occupied renter homes; it cannot be treated as current listing inventory or a direct rent quote.
  • HUD bedroom standards and the resulting modelled estimates are not observed leases. Applying them to a particular unit without confirming bedroom count and actual advertised terms risks a false comparison.
  • Redfin resale metrics reflect a rolling ZIP sales window. Sold prices, marketing time, supply, and sale-to-list outcomes do not establish rental transactions, vacancy conditions, or property-level economics.
Direct ZIP resale evidence

For-sale liquidity inside ZIP 89146

Redfin reports these as a rolling three-month ZIP observation through 2026-06-30. They describe the for-sale market, not rental vacancy or the rent of a particular property.

Median sale price$508,885+9.4% year over year
Homes sold61rolling three-month observation
Median days on market57 daysfor-sale listing absorption
Months of supply4.1resale inventory relative to sales pace

Activity and available supply

Direct ZIP counts remain separate because each describes a different stage of the resale funnel.

Direct resale activity for ZIP 89146Active listings149Inventory82Pending sales69Homes sold61

Counter-signals before underwriting

A price alone does not reveal how quickly buyers are absorbing available homes.

Inventory direction

82 observed inventory · +13.5% year over year.

Price realization

97.4% average sale-to-list ratio · 13.6% sold above original list.

Early absorption

23.2% went off market within two weeks; compare this with 57 median days on market.

Measurement boundary

Small ZIP samples can move sharply. This rolling period smooths monthly noise but does not replace current address-level sale and rent comparables.

Redfin Data Center · updated 2026-07-03 · exact five-digit ZIP key. Implausible source values are withheld as n/a rather than repaired or inherited from a broader geography.

Wider market evidence

Listing and rental liquidity around the ZIP

These measures are not ZIP observations. They are labelled county or metro context so they can challenge the local story without being copied into it.

Clark County listing conditions

10,140 active Realtor.com listings · 55 median days on market · 23.3% price-reduced share · 2026-06.

Las Vegas-Henderson-Paradise, NV resale supply

4.0 months of supply · 55 median days on market · 28.3% listings with price drops · Redfin 2026-05-01.

Apartment List metro liquidity

7.5% reported apartment vacancy · 30 days on market. These are direct metro observations and do not describe a particular ZIP unit.

Property-level next step

Compare live same-bedroom listings, concessions, utilities, condition and days listed inside ZIP 89146. The report frames the market; it does not replace a rent roll, lease review or address-level comparable set.

Questions this report can answer

Scope-aware answers

Why does the report distinguish the ZIP label from a USPS ZIP?

The matched label lets the report place the Zillow ZIP-level asking-rent index beside ACS survey measures. A ZCTA is a Census statistical area, while a USPS delivery ZIP is a postal delivery geography. The packet explicitly says they are not identical, so the match permits area-level comparison without converting the Census area into a USPS delivery ZIP.

How were the bedroom estimates created?

Each displayed bedroom figure is calculated by scaling the all-type ZIP ZORI using the relative local HUD bedroom ladder. This produces a modelled monthly ZIP estimate for each size, including the two-bedroom value that equals ZORI by construction. The calculation does not observe bedroom-specific leases, individual listing prices, or the attributes of a particular property.

Does the 30% screen qualify a renter?

No. The screen only converts the ZIP asking-rent index into annual income using the stipulated 30% share. The ACS median is a household-level area statistic, while the burden measure summarizes surveyed renter households. Neither figure is an applicant record, an approval standard, or a determination of the actual rent and selected utilities attached to a specific available unit.

Why not treat the 3.77% figure as a property return?

That figure is obtained by annualizing the ZIP ZORI and dividing it by the Redfin median sold price, which pairs distinct rental and resale evidence universes. It excludes property-specific terms and does not connect an observed sale to an observed rent. It is useful only as a cross-source screening ratio and supplies neither a forecast nor a property-level economic result.