Cities / Florida / Nassau County / Fernandina Beach
RentMarker city housing analysis
City housing brief · Incorporated place

Fernandina Beach, FL

City evidence stays city-level. County, metro and national records appear separately to explain the wider market without changing the city figures.

City gross yield4.7%ZORI × 12 ÷ ZHVI · before costs
Direct city rent answer

What does rent cost in Fernandina Beach, FL?

The latest city-level Zillow ZORI for Fernandina Beach is $2,403 per month in 2026-06. It measures a typical asking-rent market across rental types—not an arithmetic average or an address-level rent estimate.

City Zillow ZORI$2,4032026-06 · up 12.8% year over year
City ACS gross rent$1,259ACS 2024 5-year occupied-renter survey
HUD two-bedroom context$1,658Nassau County administrative standard
How to read the rent answer for Fernandina Beach
MeasureCurrent valueGeographyMeasurement boundary
Zillow ZORI$2,403Fernandina Beach cityTypical observed asking-rent index; not a unit quote.
Census ACS gross rent$1,259Fernandina Beach citySurvey estimate for occupied renter homes, including specified utilities.
HUD 2BR FMR$1,658Nassau CountyAdministrative bedroom standard; wider context, never substituted as city rent.

For a property decision, match bedroom count, condition, utilities, concessions, lease timing and nearby comparable listings. Wider county and metro evidence below stays explicitly labelled.Zillow pulled 2026-07-29

City market snapshot

Four figures that frame the city

Typical home value
$613k
▼ 1.6% year over year
Zillow ZHVI · 2026-06
Observed market rent
$2,403
▲ 12.8% year over year
Zillow ZORI · 2026-06
Entry affordability
6.3x
home value ÷ household income
Zillow + Census ACS
Population
13,420
▲ 8.5% between ACS vintages
ACS 2024 5-year
Current measured evidence

Use the source-dated charts while the narrative is refreshed

The city facts below remain available because they are generated directly from the current public records. The written interpretation will return only after it matches the same evidence set.

Housing system

Market movement and the stock underneath it

Five-year path

Price and rent, rebased to 100

ZHVI +32.0%ZORI +46.5%
14712195202120222023202420252026
Each series starts at 100 so their direction can be compared without pretending that a home value and a monthly rent share the same unit.
Housing stock

Tenure and vacancy

ACS
19.5%RENTER
Owner occupied80.5%
Renter occupied19.5%
Vacant units20.9%

Median structure year 1986

Tenure uses occupied units; vacancy uses all housing units.
Measurement matrix

Two sources, two different questions

SourceHome valueMonthly rent
Zillow market index$613.4K$2.4K
ACS occupied housing$555.4K$1.3K
Zillow measures current market indexes. ACS reports surveyed owner value and gross rent for occupied housing. The rows are context, not interchangeable estimates.
Direct city depth

Households and housing form behind the medians

Median household income$98k

Annual ACS household measure.

Rent-to-income screen29.4%

Annual ZORI divided by ACS median income.

ACS rent burden57.6%

Renters paying at least 30% of household income toward gross rent.

Average household size2.02

People per occupied housing unit.

Single-family stock75.1%

Detached and attached one-unit structures.

Large multifamily stock5.4%

Housing in structures with 20 or more units.

Vacant and for rent14.1%

Share of vacant units listed by ACS as for rent, not a market vacancy rate.

Unemployment2.7%

Share of the civilian labor force.

Poverty11.3%

ACS population for whom poverty status is determined.

These are citywide context measures. They cannot tell you the rent, vacancy, expenses or tenant demand for a particular neighborhood or property.
Closest market alternatives

Three useful contrasts, not a synthetic winner

The peer set broadens the decision without mixing geographies. Price, rent and housing characteristics remain city-level for every place.

Comparable market profile

Entry price, rent and gross yield

Fernandina Beach, FLJacksonville, FLNaples, FLWilliamsburg, VA
Typical home valueZillow ZHVIFernandina Beach$613.4KJacksonville$287.9KNaples$548.9KWilliamsburg$473.3KObserved market rentZillow ZORI / monthFernandina Beach$2.4KJacksonville$1.6KNaples$2.7KWilliamsburg$2.1KGross yieldZORI × 12 ÷ ZHVIFernandina Beach4.7%Jacksonville6.7%Naples5.8%Williamsburg5.2%
Bars begin at zero within each measure. Gross yield is a screening ratio before financing, taxes, insurance, vacancy, maintenance or management costs.
Same metro01

Jacksonville, FL

Compared with Fernandina Beach, typical home value is $326k lower, monthly rent is $803 lower, and gross yield is 2.0 percentage points higher.

Rent burden 30%+
56.6%
Renter share
42.4%
One-unit stock
64.3%
20+ unit stock
11.6%
Same state02

Naples, FL

Compared with Fernandina Beach, typical home value is $64k lower, monthly rent is $251 higher, and gross yield is 1.1 percentage points higher.

Rent burden 30%+
69.7%
Renter share
17.9%
One-unit stock
33.9%
20+ unit stock
41.6%
Closest data profile03

Williamsburg, VA

Compared with Fernandina Beach, typical home value is $140k lower, monthly rent is $345 lower, and gross yield is 0.5 percentage points higher.

Rent burden 30%+
63.3%
Renter share
46.8%
One-unit stock
59.2%
20+ unit stock
10.0%

These are analytical alternatives, not recommendations. The structural measures come from Census ACS; price and rent use the Zillow releases shown on each card and in the source ledger below.

Wider market context

What surrounds the city without being mistaken for it

The layers below answer different questions. County records describe listing, migration, financing and hazard conditions around the city; metro records describe jobs, supply and permits; the mortgage rate is national.

Same measure, wider boundary

City marker against intersecting counties

CityCounty range
Typical home value$486.2K$486.2K$613.4KObserved market rent$2.2K$2.2K$2.4K
Both levels use Zillow indexes, but the county records cover land and housing outside the city. The comparison supplies context; it does not replace the city value.
Same Zillow index families

City limits versus the linked metro

Fernandina BeachMetro
Observed market rentMetro $1.7KCity $2.4K · +40.7%Typical home valueMetro $353.7KCity $613.4K · +73.4%Gross yieldMetro 5.8%City 4.7% · -18.8%
Zillow ZORI and ZHVI use the same release month at both boundaries. Gross yield is rent × 12 ÷ home value; the metro contains the city and is context, not a substitute.

Search all direct city–metro gaps in the interactive atlas.

COUNTY LAYER

The intersecting county

This boundary extends beyond the city and is shown only as context.

2026-06
Active listings
772
Listing DOM
71 days
FHFA one-year
▲ 0.9%
Net migration
1,283
Investor share
5.9%
Effective property tax
0.70%
Top hazard
inland flooding
Expected loss ratio
0.14%
METRO LAYER

Jacksonville, FL

Open metro analysis →
Job growth▼ 0.4%12m to 2026-06
Permitted units12,2682026 YTD through M06
Permits / 1,0007.3broader metro population
Months of supply3.82026-05-01
Median DOM62 daysRedfin metro tracker
Price drops31.8%Redfin metro tracker
Wider-context figures are not inputs to the city gross yield and are never used to fill a missing city price, rent or ACS measure.
Sources and geography

What belongs to this city page

Census recognizes this as Fernandina Beach city. The place intersects Nassau County.