Counties / Kentucky / Bullitt County

Bullitt County, KY

FIPS 21029 · population 84,027 · part of Louisville, KY

$299k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$299k
▲ 0.8% year over year
Zillow ZHVI · direct
Median asking rent
$1,513
▲ 6.6% year over year
Zillow ZORI · direct
Gross yield
6.1%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,272
market rent is 1.19x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+45.8%not annualized · through 2025
0%ZILLOW ZHVI2026-06+0.8%FHFA HPI2025+3.4%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$247k
Surveyed gross rent$987
Rent burden 30%+45.1%
Median year built1993
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
5.5%vacant
33,608estimated housing units
Occupied tenure15.1% renter
owner 84.9%renter 15.1%
Structure mix82.6% single-family
Single-family 82.6%20+ units 0.9%Mobile home 7.4%Other 9.1%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs29,306▼ 1.6% from the prior annual release
Covered establishments1,893annual average reporting locations
Average weekly wage$1,066▲ 6.0% from the prior annual release
Largest private supersectorTrade, transportation, and utilities50.0% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS−1.6%WEEKLY WAGE+6.0%Trade, transportation, and utilities50.0%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Bullitt County presents a yield-versus-resilience tension: published market rent supports stated gross yield, but flood exposure and unmeasured operating costs may absorb it. Operators able to validate site-specific flood costs and expenses should investigate; buyers relying on gross yield or thin liquidity assumptions should be cautious. At Zillow’s 2026-06 county observation, median home value was $299,486, median asking rent was $1,513 monthly, and gross yield was 6.06%. This is asking rent, not collected rent.

02Housing economics

Within Zillow’s observation, rent rose 6.62% year over year while home value rose 0.81%, improving gross-yield arithmetic but not establishing net return. FHFA’s 2025 repeat-transaction HPI increased 3.38% annually; it is an appreciation index, not a home value, and its distinct period and method cannot be averaged with Zillow’s change. HUD’s two-bedroom FMR is a payment standard, not an asking-rent estimate. The 0.83% effective property-tax rate is a carrying cost against gross yield. Missing insurance, maintenance, vacancy, utilities, management, financing and capital-expenditure data prevent a net-cash-flow conclusion.

03Demand & competition

Realtor.com’s 2026-06 MLS listing-market evidence shows active listings up 21.92% year over year and 24.87% of listings reduced in price. Those are visible supply and seller-concession signals, not closed-sale prices or buyer-demand proof. Tax-return migration was net positive by 341 households, and inbound movers’ average AGI exceeded outbound movers’ by $1,222; this identifies a favorable composition difference, not renter demand. Investor mortgages were 4.27% of 1,193 purchases, limiting the measured nonoccupant presence, but cash buyers and investor ownership are not published.

04Risk & next checks

Inland flood is the dominant hazard, while modeled annual climate loss equals 0.18% of building value; neither county-level measure identifies a property’s flood zone, insurability or deductible. QCEW’s 2025 annual workplace series recorded lower covered employment and higher average covered wages; trade, transportation, and utilities was the largest disclosed private supersector. These are county workplace measures, not resident employment or unemployment. Parcel elevation, flood-insurance quotes, claims history and drainage data are needed to assess asset risk; closed-sale comps and unit-level operating statements are needed to set acquisition price and net income.

Cities & communities

Where people live within Bullitt County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Mount Washington city18.5KShepherdsville city14.5KHillview city8.8KPioneer Village city2.7KLebanon Junction city2.3KBrooks CDP2.1KHebron Estates city1.3KFox Chase city610
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

9 Census places

Population
  1. 01
    Mount Washington cityIncorporated place
    18,480
  2. 02
    Shepherdsville cityIncorporated place
    14,533
  3. 03
    Hillview cityIncorporated place
    8,797
  4. 04
    Pioneer Village cityIncorporated place
    2,723
  5. 05
    Lebanon Junction cityIncorporated place
    2,327
  6. 06
    Brooks CDPCensus-designated place
    2,069
  7. 07
    Hebron Estates cityIncorporated place
    1,276
  8. 08
    Fox Chase cityIncorporated place
    610
  9. 09
    Hunters Hollow cityIncorporated place
    357

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.185% of building value expected lost per year

Effective property tax0.83%

$2,050 median annual bill

02
DemandIRS SOI household flows
Net migration+341

2,716 in · 2,375 out

Arriving vs leaving income+$1,222

$56,730 arriving · $55,508 leaving

03
CompetitionHMDA financed purchases
Purchases by investors4.3%

51 of 1,193 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings223▲ 21.9% year over year
Median days on market39▼ 5.5% year over year
Listings price-reduced24.9%seller-concession signal
Median listing pricen/a▲ 6.1% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Louisville, KY

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Bullitt County84,027$299k$1,5136.1%inland flooding
Jefferson County783,022$271k$1,4006.2%inland flooding
Clark County124,354$270k$1,3045.8%inland flooding
Floyd County80,918$292k$1,1934.9%inland flooding
Oldham County69,257$453k$1,8925.0%inland flooding
Shelby County49,096$329k$1,4725.4%inland flooding
Nelson County47,606$270k$1,1675.2%inland flooding
Harrison County39,859$272kn/an/ainland flooding
Meade County30,158$274k$8653.8%inland flooding
Bear case

What can break the county thesis

  1. Parcel flood exposure, insurability or drainage could differ sharply from county modeled risk.
  2. Unpublished operating costs and financing terms could eliminate gross-yield margin.
  3. Listing-market and migration indicators may not translate into closed-sale pricing or lease absorption.
Underwriting questions

Before pricing a property

Is a market-rent measure published?

Yes. The record publishes median monthly asking rent and a corresponding gross yield.

What is the dominant county hazard?

Inland flood.

Which disclosed private supersector is largest?

Trade, transportation, and utilities.