Counties / Georgia / Forsyth County

Forsyth County, GA

FIPS 13117 · population 267,287 · part of Atlanta, GA

$620k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$620k
▼ 2.8% year over year
Zillow ZHVI · direct
Median asking rent
$2,312
▲ 1.3% year over year
Zillow ZORI · direct
Gross yield
4.5%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,820
market rent is 1.27x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+66.6%not annualized · through 2025
0%ZILLOW ZHVI2026-06−2.8%FHFA HPI2025+2.4%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$550k
Surveyed gross rent$2,090
Rent burden 30%+45.7%
Median year built2004
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
3.8%vacant
92,575estimated housing units
Occupied tenure15.6% renter
owner 84.4%renter 15.6%
Structure mix90.5% single-family
Single-family 90.5%20+ units 3.4%Mobile home 2.5%Other 3.6%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs90,133▲ 1.5% from the prior annual release
Covered establishments9,296annual average reporting locations
Average weekly wage$1,276▲ 2.2% from the prior annual release
Largest private supersectorTrade, transportation, and utilities23.8% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+1.5%WEEKLY WAGE+2.2%Trade, transportation, and utilities23.8%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Forsyth County’s tension is a high entry basis alongside modest income yield and mixed price signals. Investors able to test property-level operating costs should investigate; buyers needing quick resale evidence or thin carrying-cost margins should be cautious. Zillow’s 2026-06 median home value was $620,071, down 2.76% year over year, while FHFA’s 2025 repeat-transaction HPI rose 2.35%. These are different vintages and methods, so they are a conflict to diligence, not a single appreciation measure.

02Housing economics

At $2,312 per month, published median asking rent supports a stated 4.47% gross yield before vacancy, management, insurance, maintenance, financing, and taxes. HUD’s two-bedroom FMR of $1,820 is a payment standard, not asking-rent evidence; it cannot substitute for the market-rent measure. The effective property-tax rate is 0.73%, and median annual tax is $4,020. Together, a costly asset, limited gross yield and known tax carrying cost leave little basis here for net-cash-flow underwriting without property-specific expenses.

03Demand & competition

MLS listing-market evidence is softer but not conclusive demand evidence: 1,370 active Realtor.com listings were 12.48% higher year over year, and 30.36% had a price reduction. These are visible supply and seller-concession signals, not closed-sale outcomes. Annual QCEW workplace covered employment increased 1.53%; Trade, transportation, and utilities is the largest disclosed private supersector, which does not describe the entire economy. Tax-return migration was net positive by 375 households, and incoming movers’ average income exceeded outgoing movers’ by a calculated $12,771. Against 3,788 total purchases, investor mortgage participation was 6.47%, so non-occupant competition is present but not the dominant observed channel.

04Risk & next checks

Risk limits remain material. Inland flood is the dominant hazard, while modeled annual building-value loss is 0.13%; the ratio frames recurring exposure but is not a property insurance quote or a dollar loss. The thesis could fail if flood-zone or insurance costs erase the gross-yield margin, if listing concessions translate into weaker closed prices, or if the migration signal does not correspond to renters or submarket demand. Missing property-level insurance, flood-zone, condition, financing, vacancy, operating-expense, closed-sale and rent-by-unit data prevents a net yield, cap-rate, resale, or deal-level demand conclusion.

Cities & communities

Where people live within Forsyth County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Cumming city8.5K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

1 Census places

Population
  1. 01
    Cumming cityIncorporated place
    8,469

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.126% of building value expected lost per year

Effective property tax0.73%

$4,020 median annual bill

02
DemandIRS SOI household flows
Net migration+375

8,508 in · 8,133 out

Arriving vs leaving income+$12,771

$116,139 arriving · $103,368 leaving

03
CompetitionHMDA financed purchases
Purchases by investors6.5%

245 of 3,788 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings1,370▲ 12.5% year over year
Median days on market44▼ 3.3% year over year
Listings price-reduced30.4%seller-concession signal
Median listing pricen/a▼ 1.8% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Atlanta, GA

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Forsyth County267,287$620k$2,3124.5%inland flooding
Fulton County1,076,561$421k$1,9075.4%inland flooding
Gwinnett County979,864$411k$1,8485.4%inland flooding
Cobb County775,208$429k$1,7524.9%inland flooding
DeKalb County765,351$339k$1,7816.3%inland flooding
Clayton County298,924$231k$1,5968.3%inland flooding
Cherokee County281,032$479k$2,1375.3%inland flooding
Henry County249,960$323k$1,8556.9%inland flooding
Paulding County178,909$346k$2,0937.2%inland flooding
Bear case

What can break the county thesis

  1. Flood-zone status and insurance costs could consume the available gross-yield margin.
  2. MLS price reductions could be followed by weaker closed-sale pricing.
  3. Net migration may not translate into renter demand for the specific property type or location.
Underwriting questions

Before pricing a property

Can gross yield be calculated from the supplied record?

Yes. Published market asking rent and a stated gross yield are supplied; the yield is before operating and financing costs.

Can HUD Fair Market Rent be used as the county’s asking-rent estimate?

No. The supplied two-bedroom FMR is a HUD payment standard, not measured market asking rent.

What employment measure is available?

Annual QCEW covered employment at workplaces in Forsyth County; it is not resident employment, unemployment, or a forecast.