Counties / Georgia / Paulding County

Paulding County, GA

FIPS 13223 · population 178,909 · part of Atlanta, GA

$346k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$346k
▼ 0.6% year over year
Zillow ZHVI · direct
Median asking rent
$2,093
▲ 1.9% year over year
Zillow ZORI · direct
Gross yield
7.2%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,820
market rent is 1.15x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+60.4%not annualized · through 2025
0%ZILLOW ZHVI2026-06−0.6%FHFA HPI2025−0.1%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$326k
Surveyed gross rent$1,772
Rent burden 30%+45.7%
Median year built2002
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
4.9%vacant
63,118estimated housing units
Occupied tenure19.2% renter
owner 80.8%renter 19.2%
Structure mix91.1% single-family
Single-family 91.1%20+ units 1.5%Mobile home 3.2%Other 4.2%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs30,813▲ 2.6% from the prior annual release
Covered establishments3,014annual average reporting locations
Average weekly wage$989▲ 5.5% from the prior annual release
Largest private supersectorTrade, transportation, and utilities26.0% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+2.6%WEEKLY WAGE+5.5%Trade, transportation, and utilities26.0%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Paulding County presents a yield-versus-liquidity tension: Zillow’s county release labeled 2026-06 reports a $346,459 median home value, down 0.58% year over year, alongside $2,093 median monthly asking rent and a 7.25% gross yield before costs. This merits investigation by operators able to verify property-level expenses; buyers counting on easy resale should be cautious. The FHFA repeat-transaction HPI annual observation labeled 2025 also declined. It supports the softer direction but is an index, not a home value, and cannot be combined with Zillow’s differently timed measure.

02Housing economics

Market rent—not HUD FMR—underlies the stated yield. HUD’s $1,820 FMR is a payment standard, not an estimate of asking rent, and must not replace measured market rent in a yield calculation. Carrying costs begin with an effective property-tax rate of 0.80% and median annual tax of $2,619; insurance, maintenance, financing, vacancy and utility costs are not published. Therefore, the record permits gross, not net, yield underwriting.

03Demand & competition

Household movement supplies a limited demand indicator: net migration was 1,105 tax-return households, and in-movers had higher average AGI than out-movers. This does not establish tenant absorption or buyer depth. Investors accounted for 4.85% of purchase mortgages to non-occupants, a county-level measure of mortgaged investor activity rather than total investor demand. Realtor.com MLS evidence shows median listing price down 1.33%, marketing time at 47 days, and 24.88% of listings price-reduced. These are asking-market supply and seller-concession signals, not sale prices or proof of buyer demand.

04Risk & next checks

QCEW reports 2.60% growth in annual covered employment at county workplaces; it does not measure resident employment or forecast labor conditions. Trade, transportation, and utilities is the largest disclosed private supersector, not the entire economy. The modeled annual climate-loss ratio is 0.12%, consistent with inland-flood exposure, but it cannot identify parcel risk. Next checks are flood-zone determination and insurance quotes, property-level taxes and condition, achievable rent and vacancy, and recent closed comparable sales; absent data on these items prevents net cash-flow, insurance, and exit-price conclusions.

Cities & communities

Where people live within Paulding County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Dallas city14.7KHiram city5.2KBraswell town*400
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

3 Census places

Population
  1. 01
    Dallas cityIncorporated place
    14,714
  2. 02
    Hiram cityIncorporated place
    5,231
  3. 03
    Braswell townIncorporated place · spans 2 counties
    400

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.122% of building value expected lost per year

Effective property tax0.80%

$2,619 median annual bill

02
DemandIRS SOI household flows
Net migration+1,105

7,568 in · 6,463 out

Arriving vs leaving income+$3,433

$61,024 arriving · $57,591 leaving

03
CompetitionHMDA financed purchases
Purchases by investors4.9%

149 of 3,072 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings947▲ 1.1% year over year
Median days on market47▲ 3.3% year over year
Listings price-reduced24.9%seller-concession signal
Median listing pricen/a▼ 1.3% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Atlanta, GA

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Paulding County178,909$346k$2,0937.2%inland flooding
Fulton County1,076,561$421k$1,9075.4%inland flooding
Gwinnett County979,864$411k$1,8485.4%inland flooding
Cobb County775,208$429k$1,7524.9%inland flooding
DeKalb County765,351$339k$1,7816.3%inland flooding
Clayton County298,924$231k$1,5968.3%inland flooding
Cherokee County281,032$479k$2,1375.3%inland flooding
Forsyth County267,287$620k$2,3124.5%inland flooding
Henry County249,960$323k$1,8556.9%inland flooding
Bear case

What can break the county thesis

  1. Unpublished insurance, maintenance, vacancy and financing costs could erase the gross-yield appeal.
  2. Inland-flood exposure may create parcel-specific insurance or repair burdens beyond the county climate model.
  3. MLS concessions leave closed-sale pricing and lease-up conditions unverified.
Underwriting questions

Before pricing a property

Which rent measure supports the stated gross yield?

The $2,093 median monthly asking market rent supports it; HUD’s $1,820 FMR is a payment standard and is not market rent.

Are Zillow and FHFA measuring the same price period or method?

No. Zillow’s county observation is labeled 2026-06, while FHFA’s annual repeat-transaction index is labeled 2025; FHFA is not a dollar home-value measure.

How prevalent is mortgaged investor buying?

Non-occupant investor mortgages were 4.85% of purchase mortgages, or 149 of 3,072 purchases.