Counties / Tennessee / Anderson County

Anderson County, TN

FIPS 47001 · population 79,153 · part of Knoxville, TN

$320k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$320k
▲ 4.3% year over year
Zillow ZHVI · direct
Median asking rent
$1,644
▼ 1.5% year over year
Zillow ZORI · direct
Gross yield
6.2%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,471
market rent is 1.12x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+78.3%not annualized · through 2025
0%ZILLOW ZHVI2026-06+4.3%FHFA HPI2025+3.4%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$239k
Surveyed gross rent$1,031
Rent burden 30%+44.7%
Median year built1977
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
8.7%vacant
35,880estimated housing units
Occupied tenure28.3% renter
owner 71.7%renter 28.3%
Structure mix74.5% single-family
Single-family 74.5%20+ units 4.6%Mobile home 10.2%Other 10.8%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs46,588▲ 1.2% from the prior annual release
Covered establishments1,964annual average reporting locations
Average weekly wage$1,596▲ 3.9% from the prior annual release
Largest private supersectorManufacturing34.5% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+1.2%WEEKLY WAGE+3.9%Manufacturing34.5%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Anderson County presents a price-versus-rent tension: Zillow’s 2026-06 median home value was $320,269, up 4.31% year over year, while its market asking rent weakened. FHFA’s 2025 repeat-transaction HPI rose 3.36%, supporting Zillow’s price direction, but it is not a home value and its period is not matched to Zillow’s. Investors reliant on current income should investigate; buyers assuming appreciation or cheap carrying costs should be cautious.

02Housing economics

Measured market rent was $1,644 monthly, down 1.46%, and the supplied gross yield was 6.16% before costs. Against the home-value increase, that rent decline, the 0.54% effective property-tax rate and $1,289 median annual tax weaken the current income case; parcel tax bills can differ. HUD’s two-bedroom FMR is a payment standard, not an asking-rent estimate, and cannot substitute for market rent or infer yield.

03Demand & competition

Demand evidence is mixed rather than a clean absorption signal. Net inward migration of tax-return households coincided with higher average AGI for inbound movers ($63,446) than outbound movers ($57,474), but it does not locate renter demand or destinations. Investor purchases were 59 of 962 total purchases, a limited share of recorded activity, so their presence does not establish deep investor liquidity. Annual QCEW county workplace data show covered employment rose; Manufacturing is the largest disclosed private supersector. This is not resident employment or unemployment.

04Risk & next checks

Realtor.com’s separate 2026-06 MLS listing-market reading shows increased active listings, shorter marketing time and reported price reductions. These are visible-supply, marketing-time and seller-concession indicators, not sale prices or proof of buyer demand. Inland flood is the dominant hazard, while modeled annual building-value loss is 0.16%; property-specific flood exposure, insurance and mitigation require diligence. Missing closed-sale comparables, submarket vacancy, operating expenses, insurance quotes, financing terms and flood-zone history prevent a net-cash-flow, resale-liquidity or property-level risk conclusion. Next checks are lease comps, tax bills, flood records and insurance terms.

Cities & communities

Where people live within Anderson County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Oak Ridge city*32.7KClinton city10.2KOliver Springs town*3.3KRocky Top city*1.6KNorris city1.5KAndersonville CDP353Briceville CDP175
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

7 Census places

Population
  1. 01
    Oak Ridge cityIncorporated place · spans 2 counties
    32,693
  2. 02
    Clinton cityIncorporated place
    10,239
  3. 03
    Oliver Springs townIncorporated place · spans 3 counties
    3,281
  4. 04
    Rocky Top cityIncorporated place · spans 2 counties
    1,607
  5. 05
    Norris cityIncorporated place
    1,485
  6. 06
    Andersonville CDPCensus-designated place
    353
  7. 07
    Briceville CDPCensus-designated place
    175

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.158% of building value expected lost per year

Effective property tax0.54%

$1,289 median annual bill

02
DemandIRS SOI household flows
Net migration+501

2,977 in · 2,476 out

Arriving vs leaving income+$5,972

$63,446 arriving · $57,474 leaving

03
CompetitionHMDA financed purchases
Purchases by investors6.1%

59 of 962 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings211▲ 5.5% year over year
Median days on market52▼ 5.5% year over year
Listings price-reduced27.5%seller-concession signal
Median listing pricen/a▲ 1.6% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Knoxville, TN

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Anderson County79,153$320k$1,6446.2%inland flooding
Knox County494,148$384k$1,7685.5%inland flooding
Blount County139,333$399k$1,8685.6%inland flooding
Loudon County58,580$455k$1,7774.7%inland flooding
Roane County55,208$304k$1,3625.4%inland flooding
Campbell County39,761$248kn/an/ainland flooding
Grainger County24,266$286kn/an/ainland flooding
Morgan County21,361$221kn/an/ainland flooding
Union County20,431$299kn/an/ainland flooding
Bear case

What can break the county thesis

  1. Countywide market rent and median tax may not match the subject property’s achievable rent or assessed bill.
  2. Listing-market conditions may not translate into closed-sale pricing or resale liquidity.
  3. Parcel-level flood exposure, insurance and mitigation costs may exceed county-level modeled risk.
Underwriting questions

Before pricing a property

Can HUD FMR be used as the county’s asking rent?

No. The record identifies it as a two-bedroom payment standard, separate from measured market asking rent.

What does the employment series measure?

Annual covered employment at workplaces in the county; it is not resident employment or unemployment.

Which physical risk has been identified?

Inland flood; the record also provides a modeled annual building-value loss ratio, not parcel-specific exposure.