Loudon presents a cost-sensitive income question rather than a simple appreciation case: Zillow’s county median home value was $454,770 against $1,777 monthly median asking rent, producing a supplied 4.69% gross yield before costs. Investigate properties whose rent, tax and flood exposure can be documented; be cautious where carrying costs erase that county-level gross spread. These are market medians, not a subject-property valuation or lease quote.
Zillow’s 2026-06 price measure and FHFA’s 2025 annual HPI both increased in their respective observations, but they cannot be combined into one growth rate: FHFA is a repeat-transaction appreciation index, not a dollar home value. HUD’s two-bedroom FMR is a payment standard rather than an asking-rent estimate, so it cannot replace measured market rent in yield work. The effective property-tax rate was 0.33%, with $1,162 median annual tax; both belong in carrying-cost testing, but neither supplies insurance, maintenance, vacancy or financing cost.
Realtor.com’s MLS listing-market evidence showed 330 active listings and a 24.7% price-reduced share. They measure visible supply and seller concessions, not closed-sale prices or buyer demand by themselves. Tax-return migration was net positive by 963 households, and movers in reported average income $30,403 above movers out. Against 913 total purchases, the reported nonoccupant purchase-mortgage share was 5.59%; that shows participation, not investors’ bid behavior, cash use or neighborhood concentration.
QCEW’s 2025 annual covered workplace employment rose 2.10%; it is neither resident employment nor an unemployment series. Trade, transportation, and utilities was the largest disclosed private supersector by employment, not the entire economy. Inland flood is the dominant hazard, while modeled expected annual building-value loss was 0.16%, not a property-level insurance quote. Next checks need parcel flood-zone and insurance evidence, closed-sale comparables, unit-specific rent and vacancy, operating costs, and financing terms; without them, net yield, debt coverage and acquisition pricing cannot be determined.