Counties / South Carolina / Richland County

Richland County, SC

FIPS 45079 · population 422,117 · part of Columbia, SC

$248k
Zillow home value · 2026-06
Direct county rent answer

What does rent cost in Richland County, SC?

The latest county-level Zillow ZORI is $1,502 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

County Zillow ZORI$1,5022026-06 · up 1.4% year over year
County ACS gross rent$1,228ACS 2024 5-year · occupied-renter survey
HUD two-bedroom FMR$1,276FY2026 · administrative standard
HUD Fair Market Rent by bedroom count in Richland County
BedroomsHUD monthly FMRGeographyMeasurement boundary
Studio$1,032Richland County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
1 bedroom$1,164Richland County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
2 bedrooms$1,276Richland County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
3 bedrooms$1,623Richland County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
4 bedrooms$1,911Richland County, SCHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.

Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26

The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$248k
▲ 1.4% year over year
Zillow ZHVI · direct
Median asking rent
$1,502
▲ 1.4% year over year
Zillow ZORI · direct
Gross yield
7.3%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,276
market rent is 1.18x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+54.1%not annualized · through 2025
0%ZILLOW ZHVI2026-06+1.4%FHFA HPI2025+3.1%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-08-02.
Owner-reported value$243k
Surveyed gross rent$1,228
Rent burden 30%+58.5%
Median year built1989
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
10.5%vacant
187,611estimated housing units
Occupied tenure39.7% renter
owner 60.3%renter 39.7%
Structure mix67.4% single-family
Single-family 67.4%20+ units 9.6%Mobile home 4.5%Other 18.5%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs228,984▲ 0.5% from the prior annual release
Covered establishments12,742annual average reporting locations
Average weekly wage$1,253▲ 3.8% from the prior annual release
Largest private supersectorEducation and health services19.1% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+0.5%WEEKLY WAGE+3.8%Education and health services19.1%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

Resident income

How local income has compounded

BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.

Per-capita personal income19692024
Per-capita personal income history for Richland CountyA line chart of annual BEA per-capita personal income from 1969 through 2024.$0k$35k$70k196919972024$3k$61k
Nominal annual dollars; not adjusted for inflation. A rising line can reflect wage, business-income, transfer-income and investment-income changes together.
Renter affordability

Who carries the heaviest rent burden

HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.

Share of renter households in each income band2018-2022
Renter cost burden by HAMFI income band in Richland CountyFive horizontal bars show moderate and severe housing cost burden shares among renter households in each HUD income band.0%25%50%75%100%At or below 30% HAMFI17,77577.1% burdened30–50% HAMFI10,60583.1% burdened50–80% HAMFI14,35055.8% burdened80–100% HAMFI7,32525.5% burdenedAbove 100% HAMFI15,3854.0% burdened
Moderate: >30% to 50%Severe: >50%
Each percentage uses HUD’s published subtotal for that income band. For disclosure, HUD keeps 0 as 0, publishes 1–7 households as 4 and rounds 8 or more to the nearest 5. Independently rounded categories can differ from their displayed sum and are not forced into a percentage.
Direct local rental evidence

Recent leases and rental-market liquidity in Richland County, SC

These Apartment List observations match the exact county Census code 45079. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.

Direct recent-lease rent history

Monthly overall-rent index; missing observations are not filled from another geography.

$1,241$1,166$1,0912021-082026-07
Recent-lease rent$1,2392026-07 · +1.0% year over year
Rental vacancy5.0%2026-07 · -0.1 percentage points year over year
Time on marketn/an/a
County brief

What the local evidence says

01Decision frame

Richland County presents an income-versus-liquidity tension: measured market rent supports a published gross yield, while visible MLS conditions require conservative exit work. Income-focused underwriters should investigate property-level cash flow; appreciation-dependent underwriting warrants caution. Zillow county data for 2026-06 show a $247,539 median home value and $1,502 monthly median asking rent, supporting the published 7.28% gross yield before costs. County medians do not establish the rent, condition, financing, or sale outcome of a specific asset.

02Housing economics

The measured rent is market asking rent. HUD’s $1,276 two-bedroom Fair Market Rent is a payment standard, not an estimate of asking rent, although it is below the measured market rent. The 0.67% effective property-tax rate is a carrying cost against gross yield. Zillow’s county value measure rose 1.37%, while FHFA’s repeat-transaction HPI rose 3.07% in annual 2025. These are different vintages and methods: the HPI is an appreciation index, not a dollar home value, and their changes cannot be averaged.

03Demand & competition

Realtor.com’s 2026-06 MLS listing-market evidence has lower median listing price year over year, more active listings, longer median days on market, and a material price-reduced share. Median listing price is an asking price; active listings are visible supply; days on market measure marketing time; and reductions signal seller concessions. None is a closed-sale price or proof of buyer demand alone. QCEW’s 2025 record describes annual covered employment at county workplaces and covered-worker wages; Education and health services is the largest disclosed private supersector by employment, not the whole economy or a resident-employment or unemployment measure.

04Risk & next checks

Inland flood is the dominant hazard, and modeled climate loss equals 0.12% of building value per year; it is a modeled county-level expectation, not a property loss estimate. Tax-return flows show net migration of 188, but inbound movers’ average income is $818 lower than outbound movers’, so migration alone does not establish demand quality. Investors account for 7.47% of 5,786 purchases, indicating participation rather than a measure of all buyers or housing stock. Missing submarket closed sales, property-level flood and insurance terms, vacancy, operating expenses, and lease data prevent underwriting net yield, liquidity, and hazard-adjusted cash flow.

County ZIP rental landscape

How asking rent and renter pressure vary inside Richland County, SC

This view uses 10 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.

Selected ZIP range$1,161$1,822Zillow asking-rent index
Monthly spread$661highest minus lowest selected ZIP
Observed burden range45.3%61.8%ACS renter households paying 30%+
Renter households covered62,813across the selected ZCTAs
01 · ASKING RENT LADDERDirect ZIP ZORI
Horizontal bars compare Zillow asking-rent indexes across the selected direct-evidence ZIP set.29063$1,82229229$1,77629201$1,67929209$1,53629205$1,48929206$1,45329223$1,43429203$1,31929204$1,28629210$1,161
02 · PRESSURE MATRIXRent × observed burden
Each point is one selected ZIP and ZCTA match. Horizontal position is Zillow asking rent and vertical position is the ACS renter cost-burden share.64.3%59.0%53.6%48.2%42.8%29210292232920329201292092922929205292042920629063Zillow asking-rent index →ACS burden share →
03 · BENCHMARK GAPZORI vs HUD 2BR
Bars show the percentage difference between the Zillow blended asking-rent index and the local HUD two-bedroom standard. Their housing universes differ.29063+142.8%29229+139.2%29201+131.6%29209+120.4%29205+116.7%29206+113.9%29223+112.4%29203+103.4%29204+100.8%29210+91.0%
WHAT THE LOCAL DISTRIBUTION SAYS

Within the selected direct-evidence set assigned to Richland County, Zillow’s June 2026 ZORI—the typical observed asking-rent index—runs from $1,161 in ZIP 29210 to $1,822 in ZIP 29063, a $661 spread, with a $1,471 median. That is a material range around the county Zillow reading of $1,502 rather than a single local price point. The practical question is whether a current property’s asking rent, unit size and lease costs fit a household budget at the relevant point in this selected distribution; the figures do not represent every county ZIP or every listing. The endpoints make comparison shopping across the selected set useful before comparing property-level characteristics.

HUD’s two-bedroom Fair Market Rent is a $1,276 administrative standard, not an asking-rent measure. At the selected low end, ZORI is 9.0% below that benchmark; at the high end, it is 42.8% above. In contrast, ACS five-year ZCTA median gross rent is a survey estimate for a different period and concept: across the selected ZCTAs, it ranges from $1,031 to $1,653, while the county ACS figure is $1,228. ZORI represents a typical observed asking-rent index; the ACS figure is not a current asking-rent quote for a given property. These series answer different questions, so neither ACS values nor the HUD standard should be blended into a Zillow asking-rent estimate.

Affordability and vacancy should be read as a survey-based trade-off, not as a signal of current listing availability. Across the selected ZCTAs, the ACS share of renter households with rent burdens of 30% or more spans 45.3% to 61.8%, while ACS vacancy ranges from 3.4% to 22.6%; the county burden share is 58.5%. The 29201 ZIP/ZCTA match pairs the highest burden share and vacancy rate. Its $1,679 ZORI corresponds to $67,160 in annual income at a 30% rent-to-income rule, versus a $32,297 ZCTA median household income. That gap is a budget-screening flag in aggregate data, not evidence about any particular applicant, unit, or landlord.

Coverage is limited to the selected direct-ZORI matches: they encompass 62,813 renter households, but the direct-evidence set is explicitly not an exhaustive county or area inventory. ACS ZCTAs are statistical areas rather than USPS delivery ZIPs, and ZIPs crossing county lines were assigned by the largest HUD residential-address share; among those shown, that share ranges from 72.9% to 100%. Before acting on any range, verify the property’s current advertised rent, bedroom count, utilities and other recurring charges, lease term, availability, and its actual location and county assignment.

Selected ZIP evidence

Keep each source universe visible

All 10 eligible direct-evidence ZIP profiles are shown.

ZIP / ZCTAZillow asking rentACS gross rentHUD 2BRBurden 30%+VacancyIncome screenHUD county share
29210$1,161$1,117$1,27657.1%10.8%$46k72.9%
29223$1,434$1,277$1,27657.4%6.5%$57k100.0%
29203$1,319$1,110$1,27651.3%16.8%$53k100.0%
29201$1,679$1,174$1,27661.8%22.6%$67k100.0%
29209$1,536$1,326$1,27651.4%8.7%$61k100.0%
29229$1,776$1,640$1,27660.7%6.3%$71k100.0%
29205$1,489$1,109$1,27650.5%16.2%$60k100.0%
29204$1,286$1,031$1,27654.1%10.5%$51k100.0%
29206$1,453$1,419$1,27647.6%9.3%$58k100.0%
29063$1,822$1,653$1,27645.3%3.4%$73k94.1%
READ BEFORE USING

ZORI is a typical observed asking-rent index, while ACS income, gross-rent, burden, vacancy, and tenure figures are ACS five-year survey estimates. Different reference periods, populations, and definitions mean arithmetic comparisons are screening context rather than a unified measure.

ZCTAs are statistical geographies, not USPS delivery ZIPs. ZIPs may span county lines and are assigned here using their largest HUD residential-address share; the selected direct-evidence ZIP set is not exhaustive, so omitted ZIPs and properties may have different values.

SOURCE LEDGERCensus ACS 5-year — county housing value, tenure and stockACS 2024 5-year · pulled 2026-07-30Census ACS five-year — ZCTA housing and incomeACS 2024 5-year ZCTA · pulled 2026-08-08HUD Fair Market Rents — Section 8 standardFY2026 FMR · pulled 2026-07-26HUD-USPS ZIP-to-county residential-address crosswalkHUD-USPS 2026Q1 · pulled 2026-08-09Zillow ZHVI and ZORI — county values and rentscounty ZHVI/ZORI 2026-06 · pulled 2026-07-26Zillow ZORI — ZIP market rentsZORI ZIP 2026-06 · pulled 2026-08-08
Cities & communities

Where people live within Richland County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Columbia city*139.6KSt. Andrews CDP19.9KWest Columbia city*18KDentsville CDP15.2KCayce city*13.7KIrmo town*11.8KForest Acres city10.5KWoodfield CDP9.5K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

17 Census places

Population
  1. 01
    Columbia cityIncorporated place · spans 2 counties
    139,643
  2. 02
    St. Andrews CDPCensus-designated place
    19,868
  3. 03
    West Columbia cityIncorporated place · spans 2 counties
    17,963
  4. 04
    Dentsville CDPCensus-designated place
    15,209
  5. 05
    Cayce cityIncorporated place · spans 2 counties
    13,741
  6. 06
    Irmo townIncorporated place · spans 2 counties
    11,813
  7. 07
    Forest Acres cityIncorporated place
    10,530
  8. 08
    Woodfield CDPCensus-designated place
    9,465
  9. 09
    Lake Murray of Richland CDPCensus-designated place
    7,023
  10. 10
    Blythewood townIncorporated place · spans 2 counties
    5,731
  11. 11
    Capitol View CDPCensus-designated place
    4,374
  12. 12
    Arthurtown CDPCensus-designated place
    3,272
Show 5 more places
  1. 13
    Hopkins CDPCensus-designated place
    1,985
  2. 14
    Gadsden CDPCensus-designated place
    1,443
  3. 15
    Olympia CDPCensus-designated place
    935
  4. 16
    Arcadia Lakes townIncorporated place
    901
  5. 17
    Eastover townIncorporated place
    485

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.124% of building value expected lost per year

Effective property tax0.67%

$1,637 median annual bill

02
DemandIRS SOI household flows
Net migration+188

13,638 in · 13,450 out

Arriving vs leaving income−$818

$57,511 arriving · $58,329 leaving

03
CompetitionHMDA financed purchases
Purchases by investors7.5%

432 of 5,786 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings1,511▲ 21.8% year over year
Median days on market41▲ 10.8% year over year
Listings price-reduced21.1%seller-concession signal
Median listing pricen/a▼ 3.4% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Columbia, SC

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Richland County422,117$248k$1,5027.3%inland flooding
Lexington County304,887$276k$1,6797.3%inland flooding
Kershaw County68,314$261k$1,7758.2%inland flooding
Fairfield County20,550$194k$2,05612.7%inland flooding
Saluda County19,131$211kn/an/ainland flooding
Calhoun County14,182$207kn/an/ainland flooding
Bear case

What can break the county thesis

  1. Property-level flood exposure, insurance terms, and repair costs are not published, so county climate modeling may not represent the asset.
  2. Vacancy, operating expenses, and lease terms are not published, so gross yield may not translate into net cash flow.
  3. MLS indicators are listing-market evidence and submarket closed-sale comparables are absent, so resale liquidity and pricing may differ from county signals.
Underwriting questions

Before pricing a property

Is HUD Fair Market Rent an estimate of market asking rent?

No. It is a two-bedroom payment standard, while the record separately publishes market asking rent.

What is the dominant hazard identified for the county?

Inland flood.

What is the largest disclosed private supersector by employment?

Education and health services.