All homes and bedroom counts
Markets / California / Yuba City
RENTAL MARKET INTELLIGENCE
Yuba City, CA
Yuba City merits investigation by income-focused buyers who accept modest pricing leverage and can underwrite flood exposure.
Median price$434k
Median rent$2,011
Gross yield5.6%
Job growth▲ 2.1%
Composite Market ScoreRank #203 of 571 scored US market areas
Direct rental answer
How much is rent in Yuba City, CA?
Zillow's metro-wide Observed Rent Index is $2,011 per month for 2026-06-30. That is up 3.48% from a year earlier.
Occupied rental units paying rent
Two-bedroom standard
These figures are not averaged together. Zillow and Realtor describe asking-rent markets, ACS measures rent paid by surveyed households, and HUD publishes administrative bedroom standards.
Exact county schedules
HUD rent benchmarks inside Yuba City
Every row keeps its own county FIPS schedule. No county is selected as a metro proxy and no synthetic metro FMR is calculated.
| County | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| Sutter County, CAFIPS 06101 | $1,166 | $1,272 | $1,550 | $2,156 | $2,600 |
| Yuba County, CAFIPS 06115 | $1,166 | $1,272 | $1,550 | $2,156 | $2,600 |
The read
Why this market scores where it does
Yuba City merits investigation by income-focused buyers who accept modest pricing leverage and can underwrite flood exposure. Buyers requiring strong affordability or low physical risk should avoid it. The setup is mixed: rents and jobs are rising while home values have edged down.
Median asking rent rose 3.48% and CES employment grew 2.12%, while median home value slipped 0.61% to $433,851. This combines improving operating signals with entry-price softness, not proof of future gains. Gross yield is 5.56%, but rent absorbs 30.87% of median household income, making tenant affordability a concern.
There is evidence of negotiating room: listings show 3.3 months of supply and 26.62% price drops. However, net migration was -88 households, and inland flood is the dominant hazard. The published climate loss ratio is 0.1915% of building value annually, so property-level exposure and insurance terms require careful review.
Frequently Asked Investor Questions
How does the published rent benchmark compare with current asking rent?
Median asking rent is $2,011 per month, versus a published fair-market rent benchmark of $1,550.
How much buyer leverage is visible in the listing data?
The market has 3.3 months of supply, a median of 31 days on market, and price drops on 26.62% of listings.
Are household flows supportive?
Household counts were net negative: 4,010 moved in and 4,098 moved out, producing net migration of -88; average inbound mover income was $57,628 versus $56,827 outbound.
Investor Quick Takeaways
Gross Yield: 5.6%
Computed from the current Zillow rent and home-value medians.
Rent Momentum: ▲ 3.48%
Zillow ZORI rent growth trend over trailing 12 months.
Investor Activity: 5.1%
Originated investment purchase share (CFPB HMDA).
Climate Exposure: FEMA NRI
Annualized loss ratio evaluated for flood & hurricane risk.
Put the evidence to work
Test the market, then test the deal
Keep Yuba City as the starting point or move into a more specific property and rent check.
Run cash flowStarts with this market's measured price and rentSave to shortlistCompare this metro with up to four other placesCheck rent by ZIPMove from metro context to a local rent benchmarkFind a comparison marketRead a curated two-market decision analysisShare this analysisEmail the canonical link without adding page scriptsReport a data issueSend the figure, source and release period to review
Market pulse
The current market in eight signals
Fast-moving Redfin conditions sit beside the slower fundamentals so a buyer can separate today's negotiating climate from the long-run investment case.
Months of supply3.3 mo.▼ from 3.5 mo. a year ago
Median days on market31 days▼ from 41 days a year ago
Listings with price drops26.6%▼ from 33.3% a year ago
Sale-to-list ratio99.2%2026-05-01
Home value growth▼ 0.6%Zillow ZHVI · trailing 12 months
Rent growth▲ 3.48%Zillow ZORI · trailing 12 months
Gross rental yield5.6%Rent × 12 ÷ price
Payroll job growth▲ 2.1%CES · 12m to 2026-06
Release-to-release evidence
What actually changed
This comparison exists because at least one underlying source period advanced. Rebuilding the same data never creates a new observation.
Published score held steady55→55
0 ptsThe published component scores did not move in this release.
Weights were unchanged at metro-2026-07-v2-omb2023, so the movement comes from refreshed evidence and percentile ranks.
The named source periods advanced, but the measured values on this page held steady.
The one chart
Rents versus prices, indexed to 2019
Both series start at 100. The gap between the lines is the investment case, and which line is closing it tells you what kind of market this is.
Reindexed Price vs. Rent Growth
2019 = 100 · annual · 2019–2026
Since 2019, prices are up 42% and rents 51%. Rents running ahead of prices is what lifts yield. ✓ recomputed from series
Composite breakdown
What each component measures
Weights are published, not hidden, and the arithmetic is shown. Five components, each measured as a national percentile across all tracked metros.
Published arithmeticComponent × weight = points
55| Signal | Score | Weight | Points |
|---|---|---|---|
| Job growth | 97 | 30% | 29.10 |
| Rent trend | 53 | 25% | 13.25 |
| Affordability | 15 | 15% | 2.25 |
| Supply pressure | 44 | 15% | 6.60 |
| Climate risk | 26 | 15% | 3.90 |
| Published score | 55 | ||
Yuba City, CA scoreRank #203
55Job growth97/100
CES employment grew 2.12% year over year -> the employment backdrop supports rental demand, without guaranteeing property-level performance.
Rent trend53/100
Median asking rent rose 3.48% and gross yield is 5.56% -> income metrics are positive, but gross yield does not establish net return.
Affordability15/100
A 5.55 price-to-income ratio and 30.87% rent-to-income ratio -> affordability is a weak point for buyers and tenants.
Supply pressure44/100
3.3 months of supply, 31 median days on market, and 26.62% price drops -> current listings show some negotiating room, while the 708-permit total warrants monitoring.
Climate risk26/100
Inland flood is the dominant hazard and the annual climate loss ratio is 0.1915% -> flood exposure and insurance terms are central underwriting checks.
The numbers
What this market costs and what it earns
Every derived ratio below recomputes from the same source record used by the article and score.
ZHVI Median Price
$434k
YoY ▼ 0.6%
ZORI Median Rent
$2,011
YoY ▲ 3.48%
Gross Rental Yield
5.6%
Rent × 12 ÷ price
$2,011 × 12 ÷ $433,851
Job Growth (YoY)
▲ 2.1%
CES payrolls
Job signal 97/100
Median Household Income
$78k
Census ACS 5-year
Rent Burden
30.9%
Annual rent ÷ household income
Price-to-Income
5.5x
Median value ÷ household income
HUD 2BR Fair Market Rent
$1,550
Market rent 129.7% of FMR
Historical affordability context
Compare aligned 2019 and 2024 asking-rent and nominal household-income endpoints across the direct-overlap metro set.
Independent rent evidence
One market, several legitimate rent benchmarks
These releases observe different homes and different moments. RentMarker keeps them separate: ZORI remains the scoring baseline, while the other sources test how sensitive the market story is to bedroom mix and measurement method.
Monthly benchmark4 of 4 reported values
Zero-based scale$2,011Primary RentMarker baseline
2026-06-30
All homes and bedroom counts
A smoothed metro rent index for observed rentals; it is the primary rent used by RentMarker scores and career ratios.
View source release ↗$1,272−$739 vs ZORI
FY2026 FMR
One-bedroom standard
An administrative gross-rent benchmark used by HUD programs; it is neither a listing median nor a prediction of one lease.
View source release ↗$1,550−$461 vs ZORI
FY2026 FMR
Two-bedroom standard
An administrative gross-rent benchmark used by HUD programs; it is neither a listing median nor a prediction of one lease.
View source release ↗$1,386−$625 vs ZORI
ACS 2024 5-year
Occupied rental units paying rent
A five-year survey estimate of contract rent plus applicable tenant-paid utilities; it is not a current asking-rent index.
View source release ↗Take the next step
Keep Yuba City as context, then replace market-wide evidence with the candidate property's facts.
Regional price level
What feels expensive inside Yuba City
BEA compares each category with the United States, which equals 100. This is a 2024 price-level comparison—not annual inflation.
BEA Regional Price Parities · 2024US = 100
Occupation wage lens
How asking rent sits against major local occupations
Annualized Zillow asking rent is divided by each BLS annual median wage. This is a screening ratio for one wage, not a household budget or affordability verdict.
Six largest published major groupsannual rent ÷ median wage
Office and Administrative Support Occupations$50,340 median wage
47.9%
Transportation and Material Moving Occupations$47,060 median wage
51.3%
Educational Instruction and Library Occupations$64,460 median wage
37.4%
Healthcare Support Occupations$34,320 median wage
70.3%
Food Preparation and Serving Related Occupations$38,990 median wage
61.9%
Sales and Related Occupations$38,770 median wage
62.2%
Supply pipeline
What is being built, and for whom
Permits are the 12-to-24 month early warning. The total matters less than the mix: apartments compete with a rental the day they open.
National supply context
Compare this authorization pipeline with asking-rent growth, jobs and for-sale liquidity across the evidence-complete metro set.
Building permits by structure type
units per year · latest year annualised
624 units authorised in 2026, 2% of them in 5+ unit buildings. This is a single-family building cycle, so the competition is other houses, not new apartments. ✓ recomputed from series
Who is arriving, and who is buying
Demand, and the competition for it
Tax filings say how many households moved and what they earn; mortgage disclosures say how many local purchases went to someone who will not live there. Moves between counties inside this metro are netted out of both flow figures.
Net Household Move
−88
4,010 in vs 4,098 out (IRS SOI)
▼ 2.2% of arriving households
Mover Income Gap
+$801
Arriving $57,628 vs leaving $56,827
Average AGI per tax return (IRS SOI)
Investor Purchase Share
5.1%
94 of 1,831 originated purchase loans
CFPB HMDA 2024
Dominant Hazard
inland flooding
0.192% building value annual loss ratio
FEMA NRI · risk type: water
Compare yield and FEMA exposure →Households arrive mainly from: Sacramento County · Placer County · Butte County · Yolo County · Nevada County
✓ 4,010 in − 4,098 out = -88 netDirect market links
Where tax-return households moved from and to
These are the largest flows where both counties map to a RentMarker market area. They are a documented subset of the all-US IRS totals above.
Leading inbound markets
- Sacramento, CA1,586 arriving
- Chico, CA285 arriving
- San Francisco, CA168 arriving
Leading outbound markets
- Sacramento, CA1,167 leaving
- Chico, CA407 leaving
- Truckee, CA104 leaving
The other side
What would make this a bad buy
Generated from the same figures with the instruction to argue against the score, and published unedited. A page that only agrees with itself is an advertisement.
Three ways the case breaks
- Net migration was -88 households, so household flows do not provide a positive demand signal.
- Rent equals 30.87% of median household income, indicating limited tenant affordability.
- Inland flood is the dominant hazard, with a 0.1915% annual climate loss ratio that adds physical-loss and insurance risk.
Inside this metro area
Move from the market-area average to local evidence
Use the available county and city pages to add local price, rent, housing, migration and hazard context to the market-area view.
Statistical peers
Market areas that behave like Yuba City
Nearest neighbours on price level, income, yield and job growth — not on geography. Every market page gets a different peer set, which is the point.
| Market area | Score | Price | Rent | Yield | Job Growth |
|---|---|---|---|---|---|
| Yuba City, CA (Target) | 55 | $434k | $2,011 | 5.6% | ▲ 2.1% |
| Traverse City, MI | 71 | $427k | $1,960 | 5.5% | ▲ 2.5% |
| Daphne, AL | 53 | $376k | $1,702 | 5.4% | ▲ 2.3% |
| Redding, CA | 60 | $377k | $1,650 | 5.3% | ▲ 2.1% |
| State College, PA | 79 | $356k | $1,809 | 6.1% | ▲ 2.3% |
Provenance
Where every figure came from
“Checked nightly” means every source is re-pulled and re-verified each night. It does not mean every source moves nightly — the release column tells you how fresh each number can possibly be.
| Dataset Source | Method | Release Period | Pulled Date |
|---|---|---|---|
| Census ACS 5-year — household income and gross rent | direct | ACS 2024 5-year | 2026-08-05 |
| Census ACS 5-year — historical household income | direct | ACS 2019 and 2024 5-year | 2026-08-05 |
| Census ACS 5-year — population | direct | ACS 2024 5-year | 2026-07-26 |
| Apartment List Rent Estimates — recent-lease rent index | direct | Apartment List 2026-07 | 2026-08-08 |
| Apartment List Time on Market — listing liquidity | direct | Apartment List 2026-07 | 2026-08-08 |
| Apartment List Vacancy Index — rental vacancy | direct | Apartment List 2026-07 | 2026-08-08 |
| BEA County Personal Income — income and population | direct | 2024 County Personal Income (released 2026-02-05); history 1969-2024 | 2026-08-03 |
| BEA Regional Price Parities — metropolitan price levels | direct | 2024 Regional Price Parities (released 2026-02-19); history 2008-2024 | 2026-08-03 |
| BLS CES — payroll employment | direct | CES SM current | 2026-07-26 |
| BLS LAUS — resident employment | direct | LAUS current | 2026-07-26 |
| BLS OEWS — occupation employment and wages | direct | May 2025 OEWS estimates (released 2026-05-15) | 2026-08-03 |
| BLS QCEW — county employment and wages | direct | annual county employment and wages 2021-2025; latest 2025 vs 2024 | 2026-08-02 |
| OMB/BLS delineation — metro geography | direct | OMB July 2023 delineation | 2026-07-30 |
| Census Building Permits Survey — permitted units | direct | BPS through 2026 | 2026-07-26 |
| Census ACS 5-year — city population, households and housing | direct | ACS 2024 5-year | 2026-07-29 |
| Census ACS 5-year — county housing value, tenure and stock | direct | ACS 2024 5-year | 2026-07-30 |
| Census ACS 5-year — cities and communities | direct | ACS 2024 5-year | 2026-07-30 |
| Census ACS five-year — ZCTA housing and income | direct | ACS 2024 5-year ZCTA | 2026-08-08 |
| FEMA National Risk Index — hazard loss ratios | modelled | NRI counties (FEMA ArcGIS) | 2026-07-26 |
| FHFA House Price Index — annual county appreciation | direct | annual county HPI history 1975-2025; latest 2025 | 2026-08-02 |
| HMDA / CFPB — purchases by occupancy type | direct | HMDA 2024 purchase originations | 2026-07-26 |
| HUD CHAS — renter burden by HAMFI income band | direct | HUD CHAS 2018-2022 ACS 5-year (released 2025-12-23) | 2026-08-03 |
| HUD Fair Market Rents — Section 8 standard | direct | FY2026 FMR | 2026-07-26 |
| HUD USPS crosswalk and Small Area FMRs — ZIP rent fallback | direct | ZIP-CBSA 2025Q4 + SAFMR FY2026 | 2026-07-26 |
| HUD-USPS ZIP-to-county residential-address crosswalk | direct | HUD-USPS 2026Q1 | 2026-08-09 |
| IRS SOI — county migration and mover income | direct | SOI migration 2022-2023 | 2026-07-26 |
| Freddie Mac PMMS — mortgage rates | direct | week of 2026-07-30 | 2026-08-06 |
| Census ACS 5-year — effective property tax | direct | ACS 2024 5-year | 2026-08-06 |
| Realtor.com Economic Research — county listing inventory | direct | county inventory 2026-06 | 2026-07-28 |
| Realtor.com Rental Report — top-50 asking rents | direct | top-50 rental asking rents 2026-05 | 2026-08-05 |
| Redfin Data Center — inventory, days on market, and price cuts | direct | metro tracker through 2026-05-01 | 2026-07-26 |
| Redfin Data Center — ZIP resale activity and supply | direct | ZIP rolling 3 months through 2026-06-30; updated 2026-07-03 | 2026-08-12 |
| USDA ERS — Rural-Urban Continuum Codes | direct | USDA ERS 2023 Rural-Urban Continuum Codes | 2026-08-02 |
| Zillow ZHVI and ZORI — county values and rents | direct | county ZHVI/ZORI 2026-06 | 2026-07-26 |
| Zillow ZHVI — metro home values | direct | Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv | 2026-07-26 |
| Zillow ZHVI — city home values | direct | zillow_zhvi_city.csv | 2026-07-29 |
| Zillow ZORI — metro market rents | direct | Metro_zori_uc_sfrcondomfr_sm_sa_month.csv | 2026-07-26 |
| Zillow ZORI — city market rents | direct | zillow_zori_city.csv | 2026-07-29 |
| Zillow ZORI - metro market rents, not seasonally adjusted | direct | Metro_zori_uc_sfrcondomfr_sm_month.csv | 2026-08-15 |
| Zillow ZORI — ZIP market rents | direct | ZORI ZIP 2026-06 | 2026-08-08 |