Counties / Texas / Harris County

Harris County, TX

FIPS 48201 · population 4,838,303 · part of Houston, TX

$282k
Zillow home value · 2026-06
Direct county rent answer

What does rent cost in Harris County, TX?

The latest county-level Zillow ZORI is $1,600 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.

County Zillow ZORI$1,6002026-06 · down 0.2% year over year
County ACS gross rent$1,401ACS 2024 5-year · occupied-renter survey
HUD two-bedroom FMR$1,573FY2026 · administrative standard
HUD Fair Market Rent by bedroom count in Harris County
BedroomsHUD monthly FMRGeographyMeasurement boundary
Studio$1,280Harris County, TXHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
1 bedroom$1,323Harris County, TXHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
2 bedrooms$1,573Harris County, TXHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
3 bedrooms$2,116Harris County, TXHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.
4 bedrooms$2,639Harris County, TXHUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent.

Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26

The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$282k
▼ 2.3% year over year
Zillow ZHVI · direct
Median asking rent
$1,600
▼ 0.2% year over year
Zillow ZORI · direct
Gross yield
6.8%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,573
market rent is 1.02x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

The annual signals disagree
FHFA five-year cumulative+30.7%not annualized · through 2025
0%ZILLOW ZHVI2026-06−2.3%FHFA HPI2025+0.6%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-08-02.
Owner-reported value$277k
Surveyed gross rent$1,401
Rent burden 30%+53.8%
Median year built1988
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
8.4%vacant
1,917,790estimated housing units
Occupied tenure45.3% renter
owner 54.7%renter 45.3%
Structure mix60.3% single-family
Single-family 60.3%20+ units 18.5%Mobile home 2.5%Other 18.7%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs2,456,206▲ 0.4% from the prior annual release
Covered establishments122,766annual average reporting locations
Average weekly wage$1,760▲ 3.3% from the prior annual release
Largest private supersectorTrade, transportation, and utilities23.0% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+0.4%WEEKLY WAGE+3.3%Trade, transportation, and utilities23.0%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

Resident income

How local income has compounded

BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.

Per-capita personal income19692024
Per-capita personal income history for Harris CountyA line chart of annual BEA per-capita personal income from 1969 through 2024.$0k$40k$80k196919972024$4k$80k
Nominal annual dollars; not adjusted for inflation. A rising line can reflect wage, business-income, transfer-income and investment-income changes together.
Renter affordability

Who carries the heaviest rent burden

HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.

Share of renter households in each income band2018-2022
Renter cost burden by HAMFI income band in Harris CountyFive horizontal bars show moderate and severe housing cost burden shares among renter households in each HUD income band.0%25%50%75%100%At or below 30% HAMFI158,74080.7% burdened30–50% HAMFI132,05087.0% burdened50–80% HAMFI164,12554.0% burdened80–100% HAMFI81,97523.1% burdenedAbove 100% HAMFI231,3055.8% burdened
Moderate: >30% to 50%Severe: >50%
Each percentage uses HUD’s published subtotal for that income band. For disclosure, HUD keeps 0 as 0, publishes 1–7 households as 4 and rounds 8 or more to the nearest 5. Independently rounded categories can differ from their displayed sum and are not forced into a percentage.
Direct local rental evidence

Recent leases and rental-market liquidity in Harris County, TX

These Apartment List observations match the exact county Census code 48201. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.

Direct recent-lease rent history

Monthly overall-rent index; missing observations are not filled from another geography.

$1,356$1,310$1,2632021-082026-07
Recent-lease rent$1,2962026-07 · -2.5% year over year
Rental vacancy8.3%2026-07 · -0.5 percentage points year over year
Time on market31 days2026-07 · -1.3 days year over year
County brief

What the local evidence says

01Decision frame

Harris County presents a yield-versus-resilience decision: the supplied 6.8% gross yield rests on Zillow’s June 2026 median home value of $282,169, while valuation softness, carrying costs and inland-flood exposure constrain the margin of safety. Income-oriented buyers should investigate property-level rent durability and insurance; buyers relying on appreciation or narrow operating margins should be cautious. The published median asking market rent, rather than a subsidy benchmark, underlies the stated pre-cost gross yield.

02Housing economics

At Zillow’s vintage, median value declined 2.34% year over year and median asking rent declined 0.16%; cost coverage should be tested rather than assuming price growth. Published market rent is slightly above the $1,573 HUD two-bedroom FMR, but that FMR is a payment standard, not an asking-rent estimate. The 1.62% effective property-tax rate is a material carrying-cost input. FHFA’s 2025 repeat-transaction HPI increased 0.62%; it is an index, not a home value, and uses a different method and vintage from Zillow, so the series should not be averaged into one growth rate.

03Demand & competition

Realtor.com’s MLS evidence shows seller concessions: 19.31% of listings had price reductions. That is an asking-price and seller-concession signal, not a closed-sale price or proof of buyer demand alone. Migration adds caution: 6,492 more tax-return households moved out than in, and entrants’ average income was $7,822 below leavers’. Investors made 4,241 of 43,500 purchases, or 9.75%, showing participation but not the whole buyer base. The supplied annual QCEW record covers jobs at county workplaces, not resident employment; Trade, transportation, and utilities was the largest disclosed private supersector.

04Risk & next checks

Modeled climate loss of 0.21% of building value per year is consistent with inland flood as the dominant hazard, but it does not establish a parcel’s loss history, insurability, or premium. Missing closed-sale and neighborhood rent comps prevent a property-level pricing and rent conclusion. Missing insurance, flood-zone, repair, vacancy, debt, and operating-cost evidence prevents net-yield or debt-coverage underwriting. Verify those items, tax assessment status, lease quality, and local supply before treating the county yield as an asset result.

County ZIP rental landscape

How asking rent and renter pressure vary inside Harris County, TX

This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.

Selected ZIP range$968$1,926Zillow asking-rent index
Monthly spread$958highest minus lowest selected ZIP
Observed burden range34.9%55.5%ACS renter households paying 30%+
Renter households covered184,412across the selected ZCTAs
01 · ASKING RENT LADDERDirect ZIP ZORI
Horizontal bars compare Zillow asking-rent indexes across the selected direct-evidence ZIP set.77007$1,92677449$1,79277084$1,57677070$1,47077057$1,46377077$1,38277042$1,34477054$1,32277082$1,30877063$1,24777081$1,10477036$968
02 · PRESSURE MATRIXRent × observed burden
Each point is one selected ZIP and ZCTA match. Horizontal position is Zillow asking rent and vertical position is the ACS renter cost-burden share.58.0%51.6%45.2%38.8%32.4%770367708177077770637705777054770847708277007770427744977070Zillow asking-rent index →ACS burden share →
03 · BENCHMARK GAPZORI vs HUD 2BR
Bars show the percentage difference between the Zillow blended asking-rent index and the local HUD two-bedroom standard. Their housing universes differ.77449+87.8%77084+87.1%77081+82.4%77007+81.6%77057+80.8%77070+80.8%77042+80.5%77082+79.3%77063+72.5%77077+72.0%77036+70.1%77054+69.2%
WHAT THE LOCAL DISTRIBUTION SAYS

Within the 12 selected direct-evidence ZIP/ZCTA matches assigned to Harris County, Zillow’s June 2026 ZORI—a typical observed asking-rent index—runs from $968 to $1,926, a $958 spread around a $1,363 median. This is a broad local range, not a universal county price point: the county ZORI is $1,600, with a 0.16% year-over-year decline. The decision question is therefore whether currently available units, with comparable size and lease terms, fit a household’s budget in the portion of the market being considered. The selection covers 184,412 renter households, but it is a targeted evidence set rather than a market census.

Parallel benchmarks show why those figures cannot be merged. In ZIP 77036, the $968 ZORI sits alongside a $1,042 ACS 2024 five-year median gross-rent estimate; in ZIP 77007, the corresponding measures are $1,926 and $1,969. The ACS figures summarize survey-reported gross rent over a different period, rather than a current asking-rent index. HUD’s FY 2026 administrative FMR for two-bedroom units spans $1,340 to $2,360 across this set, while direct ZORI is 69.2% to 87.8% of the associated HUD value. That gap is a comparison of distinct constructs, not evidence that a unit is eligible, affordable, or priced below market.

ACS 2024 five-year ZCTA estimates add household conditions, not listing prices. Renter prevalence varies substantially across the selected set. The share of renter households spending at least 30% of income on gross rent ranges from 34.9% to 55.5%, and vacancy ranges from 3.2% to 15.7%. These measures do not establish why any ZIP differs. They do show that the choice is a trade-off: a lower displayed ZORI does not by itself resolve rent burden, and a higher vacancy estimate does not guarantee a particular unit’s availability, concession, condition, or all-in monthly cost. Use burden as a budget-stress screen and vacancy as a broad stock signal, then test both against live property terms.

Coverage and geography constrain the reading. The displayed ZIPs were assigned to Harris County using the largest HUD residential-address share, even though a ZIP can cross county lines; every displayed match has a near-complete county share, but ZCTAs still are not identical to USPS delivery ZIPs. The direct-ZORI selection is not exhaustive and should not be read as a neighborhood inventory. Before acting, verify the property’s current advertised rent, unit size, utilities, parking and other mandatory fees, concessions, deposit, lease duration, availability date, income rules, and the relevant program’s bedroom and geographic standard. Those property-level checks are necessary because index, survey, and administrative benchmarks answer different questions.

Selected ZIP evidence

Keep each source universe visible

116 ZIP profiles passed the county gate; the 12 with the most renter households are shown.

ZIP / ZCTAZillow asking rentACS gross rentHUD 2BRBurden 30%+VacancyIncome screenHUD county share
77036$968$1,042$1,38049.8%11.6%$39k100.0%
77081$1,104$1,014$1,34050.7%8.1%$44k100.0%
77077$1,382$1,430$1,92055.5%15.7%$55k100.0%
77063$1,247$1,368$1,72050.8%11.7%$50k100.0%
77057$1,463$1,374$1,81047.7%12.6%$59k100.0%
77054$1,322$1,440$1,91046.1%10.7%$53k100.0%
77084$1,576$1,581$1,81046.6%6.0%$63k100.0%
77082$1,308$1,416$1,65053.2%9.5%$52k99.9%
77007$1,926$1,969$2,36034.9%8.3%$77k100.0%
77042$1,344$1,346$1,67051.9%15.4%$54k100.0%
77449$1,792$1,863$2,04045.5%3.2%$72k100.0%
77070$1,470$1,619$1,82051.3%5.9%$59k100.0%
READ BEFORE USING

ACS figures are 2024 five-year ZCTA survey estimates, not contemporaneous ZIP-level listing data. ZCTAs are statistical areas rather than USPS delivery ZIPs, so geographic labels and values should not be interpreted as exact delivery-area measurements.

ZIPs were displayed in Harris County using the largest HUD residential-address-share crosswalk assignment and may cross county lines. The selected direct-evidence set is not exhaustive; property-level listings and applicable program rules remain necessary for any specific rental decision.

SOURCE LEDGERCensus ACS 5-year — county housing value, tenure and stockACS 2024 5-year · pulled 2026-07-30Census ACS five-year — ZCTA housing and incomeACS 2024 5-year ZCTA · pulled 2026-08-08HUD Fair Market Rents — Section 8 standardFY2026 FMR · pulled 2026-07-26HUD-USPS ZIP-to-county residential-address crosswalkHUD-USPS 2026Q1 · pulled 2026-08-09Zillow ZHVI and ZORI — county values and rentscounty ZHVI/ZORI 2026-06 · pulled 2026-07-26Zillow ZORI — ZIP market rentsZORI ZIP 2026-06 · pulled 2026-08-08
Cities & communities

Where people live within Harris County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
Houston city*2.3MPasadena city149.4KPearland city*127.5KThe Woodlands CDP*121KLeague City city*116.2KAtascocita CDP99.4KBaytown city*85.2KMissouri City city*76.6K
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

46 Census places

Population
  1. 01
    Houston cityIncorporated place · spans 4 counties
    2,328,253
  2. 02
    Pasadena cityIncorporated place
    149,433
  3. 03
    Pearland cityIncorporated place · spans 3 counties
    127,514
  4. 04
    The Woodlands CDPCensus-designated place · spans 2 counties
    121,002
  5. 05
    League City cityIncorporated place · spans 2 counties
    116,215
  6. 06
    Atascocita CDPCensus-designated place
    99,354
  7. 07
    Baytown cityIncorporated place · spans 2 counties
    85,205
  8. 08
    Missouri City cityIncorporated place · spans 2 counties
    76,558
  9. 09
    Spring CDPCensus-designated place
    68,580
  10. 10
    Channelview CDPCensus-designated place
    43,605
  11. 11
    Friendswood cityIncorporated place · spans 2 counties
    41,030
  12. 12
    La Porte cityIncorporated place
    36,730
Show 34 more places
  1. 13
    Mission Bend CDPCensus-designated place · spans 2 counties
    36,586
  2. 14
    Deer Park cityIncorporated place
    33,967
  3. 15
    Katy cityIncorporated place · spans 3 counties
    25,184
  4. 16
    Cloverleaf CDPCensus-designated place
    24,063
  5. 17
    Cinco Ranch CDPCensus-designated place · spans 2 counties
    18,611
  6. 18
    Stafford cityIncorporated place · spans 2 counties
    17,401
  7. 19
    Bellaire cityIncorporated place
    17,206
  8. 20
    Aldine CDPCensus-designated place
    17,167
  9. 21
    Humble cityIncorporated place
    16,521
  10. 22
    South Houston cityIncorporated place
    16,033
  11. 23
    West University Place cityIncorporated place
    14,982
  12. 24
    Seabrook cityIncorporated place · spans 2 counties
    13,768
  13. 25
    Tomball cityIncorporated place · spans 2 counties
    13,655
  14. 26
    Webster cityIncorporated place
    12,366
  15. 27
    Galena Park cityIncorporated place
    10,487
  16. 28
    Jacinto City cityIncorporated place
    9,432
  17. 29
    Jersey Village cityIncorporated place
    7,817
  18. 30
    Highlands CDPCensus-designated place
    6,335
  19. 31
    Nassau Bay cityIncorporated place
    5,230
  20. 32
    Crosby CDPCensus-designated place
    4,617
  21. 33
    Hunters Creek Village cityIncorporated place
    4,390
  22. 34
    Spring Valley Village cityIncorporated place
    4,290
  23. 35
    Bunker Hill Village cityIncorporated place
    3,829
  24. 36
    Taylor Lake Village cityIncorporated place
    3,721
  25. 37
    Barrett CDPCensus-designated place
    3,273
  26. 38
    Waller cityIncorporated place · spans 2 counties
    3,108
  27. 39
    Piney Point Village cityIncorporated place
    3,097
  28. 40
    El Lago cityIncorporated place
    2,997
  29. 41
    Hedwig Village cityIncorporated place
    2,291
  30. 42
    Sheldon CDPCensus-designated place
    2,208
  31. 43
    Southside Place cityIncorporated place
    1,706
  32. 44
    Shoreacres cityIncorporated place · spans 2 counties
    1,580
  33. 45
    Hilshire Village cityIncorporated place
    1,220
  34. 46
    Morgan's Point cityIncorporated place · spans 2 counties
    233

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.213% of building value expected lost per year

Effective property tax1.62%

$4,489 median annual bill

02
DemandIRS SOI household flows
Net migration-6,492

93,865 in · 100,357 out

Arriving vs leaving income−$7,822

$74,197 arriving · $82,019 leaving

03
CompetitionHMDA financed purchases
Purchases by investors9.8%

4,241 of 43,500 mortgages

investorother financed
Current listing pressure

What sellers and visible supply are doing

Realtor.com® Economic Research · county inventory 2026-06 · pulled 2026-07-28
Active listings18,133▲ 0.0% year over year
Median days on market47▲ 5.7% year over year
Listings price-reduced19.3%seller-concession signal
Median listing pricen/a▼ 4.3% year over year

Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.

Same metro

The other counties in Houston, TX

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Harris County4,838,303$282k$1,6006.8%inland flooding
Fort Bend County893,767$383k$1,9916.2%inland flooding
Montgomery County684,432$347k$1,7336.0%inland flooding
Brazoria County391,255$330k$1,7326.3%inland flooding
Galveston County358,990$321k$1,5865.9%inland flooding
Liberty County103,380$240k$1,5667.8%inland flooding
Waller County61,552$366k$2,3047.5%inland flooding
Chambers County51,498$351k$2,1077.2%inland flooding
Austin County31,170$430k$1,6524.6%inland flooding
Bear case

What can break the county thesis

  1. Parcel-level flood exposure or insurance costs may be worse than the county modeled-loss figure suggests.
  2. Taxes, repairs, vacancy, financing, and operating costs may eliminate the pre-cost yield.
  3. County migration and listing conditions may not describe the target submarket or property type.
Underwriting questions

Before pricing a property

What rent measure supports the stated gross yield?

It is based on published median asking market rent and is stated as a 6.8% pre-cost gross yield. HUD FMR is a separate payment standard.

How large is investor participation in purchases?

Investors made 4,241 of 43,500 purchases, representing 9.75% of total purchases.

What does the QCEW employment figure measure?

It reports 2,456,206 annual average covered jobs located at county workplaces, not resident employment.