Direct recent-lease rent history
Monthly overall-rent index; missing observations are not filled from another geography.
FIPS 48201 · population 4,838,303 · part of Houston, TX
The latest county-level Zillow ZORI is $1,600 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.
| Bedrooms | HUD monthly FMR | Geography | Measurement boundary |
|---|---|---|---|
| Studio | $1,280 | Harris County, TX | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 1 bedroom | $1,323 | Harris County, TX | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 2 bedrooms | $1,573 | Harris County, TX | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 3 bedrooms | $2,116 | Harris County, TX | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 4 bedrooms | $2,639 | Harris County, TX | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26
Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.
Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.
Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.
Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.
BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.
HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.
These Apartment List observations match the exact county Census code 48201. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.
Monthly overall-rent index; missing observations are not filled from another geography.
Harris County presents a yield-versus-resilience decision: the supplied 6.8% gross yield rests on Zillow’s June 2026 median home value of $282,169, while valuation softness, carrying costs and inland-flood exposure constrain the margin of safety. Income-oriented buyers should investigate property-level rent durability and insurance; buyers relying on appreciation or narrow operating margins should be cautious. The published median asking market rent, rather than a subsidy benchmark, underlies the stated pre-cost gross yield.
At Zillow’s vintage, median value declined 2.34% year over year and median asking rent declined 0.16%; cost coverage should be tested rather than assuming price growth. Published market rent is slightly above the $1,573 HUD two-bedroom FMR, but that FMR is a payment standard, not an asking-rent estimate. The 1.62% effective property-tax rate is a material carrying-cost input. FHFA’s 2025 repeat-transaction HPI increased 0.62%; it is an index, not a home value, and uses a different method and vintage from Zillow, so the series should not be averaged into one growth rate.
Realtor.com’s MLS evidence shows seller concessions: 19.31% of listings had price reductions. That is an asking-price and seller-concession signal, not a closed-sale price or proof of buyer demand alone. Migration adds caution: 6,492 more tax-return households moved out than in, and entrants’ average income was $7,822 below leavers’. Investors made 4,241 of 43,500 purchases, or 9.75%, showing participation but not the whole buyer base. The supplied annual QCEW record covers jobs at county workplaces, not resident employment; Trade, transportation, and utilities was the largest disclosed private supersector.
Modeled climate loss of 0.21% of building value per year is consistent with inland flood as the dominant hazard, but it does not establish a parcel’s loss history, insurability, or premium. Missing closed-sale and neighborhood rent comps prevent a property-level pricing and rent conclusion. Missing insurance, flood-zone, repair, vacancy, debt, and operating-cost evidence prevents net-yield or debt-coverage underwriting. Verify those items, tax assessment status, lease quality, and local supply before treating the county yield as an asset result.
This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.
Within the 12 selected direct-evidence ZIP/ZCTA matches assigned to Harris County, Zillow’s June 2026 ZORI—a typical observed asking-rent index—runs from $968 to $1,926, a $958 spread around a $1,363 median. This is a broad local range, not a universal county price point: the county ZORI is $1,600, with a 0.16% year-over-year decline. The decision question is therefore whether currently available units, with comparable size and lease terms, fit a household’s budget in the portion of the market being considered. The selection covers 184,412 renter households, but it is a targeted evidence set rather than a market census.
Parallel benchmarks show why those figures cannot be merged. In ZIP 77036, the $968 ZORI sits alongside a $1,042 ACS 2024 five-year median gross-rent estimate; in ZIP 77007, the corresponding measures are $1,926 and $1,969. The ACS figures summarize survey-reported gross rent over a different period, rather than a current asking-rent index. HUD’s FY 2026 administrative FMR for two-bedroom units spans $1,340 to $2,360 across this set, while direct ZORI is 69.2% to 87.8% of the associated HUD value. That gap is a comparison of distinct constructs, not evidence that a unit is eligible, affordable, or priced below market.
ACS 2024 five-year ZCTA estimates add household conditions, not listing prices. Renter prevalence varies substantially across the selected set. The share of renter households spending at least 30% of income on gross rent ranges from 34.9% to 55.5%, and vacancy ranges from 3.2% to 15.7%. These measures do not establish why any ZIP differs. They do show that the choice is a trade-off: a lower displayed ZORI does not by itself resolve rent burden, and a higher vacancy estimate does not guarantee a particular unit’s availability, concession, condition, or all-in monthly cost. Use burden as a budget-stress screen and vacancy as a broad stock signal, then test both against live property terms.
Coverage and geography constrain the reading. The displayed ZIPs were assigned to Harris County using the largest HUD residential-address share, even though a ZIP can cross county lines; every displayed match has a near-complete county share, but ZCTAs still are not identical to USPS delivery ZIPs. The direct-ZORI selection is not exhaustive and should not be read as a neighborhood inventory. Before acting, verify the property’s current advertised rent, unit size, utilities, parking and other mandatory fees, concessions, deposit, lease duration, availability date, income rules, and the relevant program’s bedroom and geographic standard. Those property-level checks are necessary because index, survey, and administrative benchmarks answer different questions.
116 ZIP profiles passed the county gate; the 12 with the most renter households are shown.
| ZIP / ZCTA | Zillow asking rent | ACS gross rent | HUD 2BR | Burden 30%+ | Vacancy | Income screen | HUD county share |
|---|---|---|---|---|---|---|---|
| 77036 | $968 | $1,042 | $1,380 | 49.8% | 11.6% | $39k | 100.0% |
| 77081 | $1,104 | $1,014 | $1,340 | 50.7% | 8.1% | $44k | 100.0% |
| 77077 | $1,382 | $1,430 | $1,920 | 55.5% | 15.7% | $55k | 100.0% |
| 77063 | $1,247 | $1,368 | $1,720 | 50.8% | 11.7% | $50k | 100.0% |
| 77057 | $1,463 | $1,374 | $1,810 | 47.7% | 12.6% | $59k | 100.0% |
| 77054 | $1,322 | $1,440 | $1,910 | 46.1% | 10.7% | $53k | 100.0% |
| 77084 → | $1,576 | $1,581 | $1,810 | 46.6% | 6.0% | $63k | 100.0% |
| 77082 | $1,308 | $1,416 | $1,650 | 53.2% | 9.5% | $52k | 99.9% |
| 77007 | $1,926 | $1,969 | $2,360 | 34.9% | 8.3% | $77k | 100.0% |
| 77042 | $1,344 | $1,346 | $1,670 | 51.9% | 15.4% | $54k | 100.0% |
| 77449 → | $1,792 | $1,863 | $2,040 | 45.5% | 3.2% | $72k | 100.0% |
| 77070 | $1,470 | $1,619 | $1,820 | 51.3% | 5.9% | $59k | 100.0% |
Open a five-digit report for asking rent, affordability, rent history and resale liquidity. Each row keeps its ZIP/ZCTA measurement scope.
| ZIP report | City label | Zillow rent | 1Y change | ACS burden 30%+ | Population |
|---|---|---|---|---|---|
| ZIP 77493 rental reportHarris County | Katy, TX | $2,194 | ▼ 0.3% | 47.2% | 71,484 |
| ZIP 77004 rental reportHarris County | Houston, TX | $2,026 | ▲ 0.1% | 47.0% | 35,997 |
| ZIP 77008 rental reportHarris County | Houston, TX | $2,008 | ▲ 0.5% | 40.3% | 41,645 |
| ZIP 77019 rental reportHarris County | Houston, TX | $1,980 | ▼ 0.1% | 43.7% | 23,708 |
| ZIP 77083 rental reportHarris County | Houston, TX | $1,927 | ▲ 0.7% | 59.6% | 73,230 |
| ZIP 77007 rental reportHarris County | Houston, TX | $1,926 | ▼ 0.4% | 34.9% | 47,808 |
| ZIP 77073 rental reportHarris County | Houston, TX | $1,882 | ▲ 1.8% | 53.7% | 46,084 |
| ZIP 77373 rental reportHarris County | Spring, TX | $1,857 | ▲ 1.1% | 35.4% | 69,739 |
| ZIP 77044 rental reportHarris County | Houston, TX | $1,854 | ▲ 0.1% | 46.9% | 58,347 |
| ZIP 77024 rental reportHarris County | Houston, TX | $1,792 | ▲ 6.6% | 39.6% | 38,288 |
| ZIP 77449 rental reportHarris County | Katy, TX | $1,792 | ▼ 2.5% | 45.5% | 130,028 |
| ZIP 77388 rental reportHarris County | Spring, TX | $1,741 | ▼ 3.0% | 42.7% | 53,425 |
| ZIP 77030 rental reportHarris County | Houston, TX | $1,720 | ▼ 1.6% | 51.8% | 13,380 |
| ZIP 77450 rental reportHarris County | Katy, TX | $1,713 | ▼ 0.8% | 59.4% | 71,906 |
| ZIP 77006 rental reportHarris County | Houston, TX | $1,708 | ▲ 0.7% | 39.1% | 24,892 |
| ZIP 77339 rental reportHarris County | Houston, TX | $1,644 | ▼ 2.4% | 50.1% | 44,538 |
| ZIP 77079 rental reportHarris County | Houston, TX | $1,601 | ▼ 3.3% | 45.7% | 37,276 |
| ZIP 77084 rental reportHarris County | Houston, TX | $1,576 | ▼ 3.3% | 46.6% | 110,217 |
| ZIP 77092 rental reportHarris County | Houston, TX | $1,539 | ▲ 4.5% | 55.2% | 36,938 |
| ZIP 77089 rental reportHarris County | Houston, TX | $1,537 | ▼ 0.3% | 52.4% | 57,741 |
| ZIP 77070 rental reportHarris County | Houston, TX | $1,470 | ▼ 0.4% | 51.3% | 58,229 |
| ZIP 77057 rental reportHarris County | Houston, TX | $1,463 | ▼ 1.6% | 47.7% | 46,569 |
| ZIP 77064 rental reportHarris County | Houston, TX | $1,450 | ▲ 1.8% | 53.2% | 49,591 |
| ZIP 77025 rental reportHarris County | Houston, TX | $1,442 | ▼ 1.0% | 47.8% | 29,715 |
| ZIP 77095 rental reportHarris County | Houston, TX | $1,420 | ▼ 0.9% | 50.9% | 69,767 |
| ZIP 77379 rental reportHarris County | Spring, TX | $1,406 | ▼ 2.2% | 52.2% | 85,190 |
| ZIP 77040 rental reportHarris County | Houston, TX | $1,382 | ▲ 0.4% | 54.9% | 50,977 |
| ZIP 77077 rental reportHarris County | Houston, TX | $1,382 | ▼ 2.7% | 55.5% | 60,098 |
| ZIP 77042 rental reportHarris County | Houston, TX | $1,344 | ▼ 1.7% | 51.9% | 38,721 |
| ZIP 77054 rental reportHarris County | Houston, TX | $1,322 | ▼ 3.3% | 46.1% | 28,272 |
| ZIP 77082 rental reportHarris County | Houston, TX | $1,308 | ▼ 0.3% | 53.2% | 59,412 |
| ZIP 77035 rental reportHarris County | Houston, TX | $1,264 | ▲ 3.0% | 53.4% | 36,019 |
| ZIP 77063 rental reportHarris County | Houston, TX | $1,247 | ▼ 5.8% | 50.8% | 42,690 |
| ZIP 77081 rental reportHarris County | Houston, TX | $1,104 | ▼ 0.6% | 50.7% | 50,129 |
| ZIP 77090 rental reportHarris County | Houston, TX | $1,046 | ▼ 2.9% | 64.6% | 40,110 |
Zillow ZORI is an asking-rent index. ACS burden and population describe the Census ZCTA; missing observations remain n/a.
Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.
Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.
0.213% of building value expected lost per year
$4,489 median annual bill
93,865 in · 100,357 out
$74,197 arriving · $82,019 leaving
4,241 of 43,500 mortgages
Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.
A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.
| County | Population | Price | Rent | Yield | Hazard |
|---|---|---|---|---|---|
| Harris County | 4,838,303 | $282k | $1,600 | 6.8% | inland flooding |
| Fort Bend County | 893,767 | $383k | $1,991 | 6.2% | inland flooding |
| Montgomery County | 684,432 | $347k | $1,733 | 6.0% | inland flooding |
| Brazoria County | 391,255 | $330k | $1,732 | 6.3% | inland flooding |
| Galveston County | 358,990 | $321k | $1,586 | 5.9% | inland flooding |
| Liberty County | 103,380 | $240k | $1,566 | 7.8% | inland flooding |
| Waller County | 61,552 | $366k | $2,304 | 7.5% | inland flooding |
| Chambers County | 51,498 | $351k | $2,107 | 7.2% | inland flooding |
| Austin County | 31,170 | $430k | $1,652 | 4.6% | inland flooding |
It is based on published median asking market rent and is stated as a 6.8% pre-cost gross yield. HUD FMR is a separate payment standard.
Investors made 4,241 of 43,500 purchases, representing 9.75% of total purchases.
It reports 2,456,206 annual average covered jobs located at county workplaces, not resident employment.