FIPS 34007 · population 527,257 · part of Philadelphia, PA
The latest county-level Zillow ZORI is $1,986 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.
| Bedrooms | HUD monthly FMR | Geography | Measurement boundary |
|---|---|---|---|
| Studio | $1,397 | Camden County, NJ | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 1 bedroom | $1,520 | Camden County, NJ | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 2 bedrooms | $1,810 | Camden County, NJ | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 3 bedrooms | $2,170 | Camden County, NJ | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 4 bedrooms | $2,423 | Camden County, NJ | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26
Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.
Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.
Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.
Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.
BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.
HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.
These Apartment List observations match the exact county Census code 34007. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.
Monthly overall-rent index; missing observations are not filled from another geography.
Camden County’s underwriting tension is a stated 6.61% gross yield on Zillow’s county reading—$1,986 median asking rent against a $360,499 median home value—while property taxes and flood exposure can absorb a meaningful part of that pre-cost return. This merits investigation by investors able to underwrite parcel-level taxes, insurance and rent comps; buyers requiring a simple countywide cash-flow conclusion should be cautious. The Zillow rent is measured asking rent, not HUD’s two-bedroom FMR, which is a payment standard and cannot substitute for market rent or yield.
Home value rose 4.22% year over year on Zillow’s county observation, versus 3.10% for asking rent; that price-to-rent movement makes the stated gross yield a starting point, not a net return. FHFA’s annual repeat-transaction HPI rose 5.82%. It supports positive price direction but is neither a dollar home value nor the same vintage or method as Zillow, so the rates should not be combined. The 2.83% effective property-tax rate is a central carrying-cost screen.
Realtor.com’s supplied MLS listing-market evidence shows 931 active listings, up 19.90%, with 12.98% price-reduced. That is more visible supply and seller concessions, not closed-sale pricing or proof of buyer demand. Investors accounted for 629 purchase mortgages, or 12.08% of 5,208 purchases; their neighborhood concentration is unknown. Migration was negative by 159 tax-return households, and incoming movers’ average adjusted gross income was $3,902 below outgoing movers’; this combination weakens any blanket demand inference. QCEW workplace data name Education and health services as the largest disclosed private supersector, not the whole county economy or resident employment.
Inland flood is the dominant hazard, and modeled annual building-value loss is 0.10%; this county-level model does not identify a property’s flood zone, premium, deductible or prior loss. The thesis can fail if parcel insurance and flood costs overwhelm gross yield, listing softness broadens beyond the current snapshot, or rent collections and operating expenses differ from county medians. Obtain address-level flood and insurance quotes, tax bills, lease comps, vacancy and turnover, repair budgets, financing terms and closed-sale evidence; without them, net cash flow, value support and exit liquidity cannot be underwritten.
This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.
Across the 12 selected Camden County ZIP/ZCTA matches with direct Zillow ZORI, the June 2026 typical observed asking-rent index ranges from $1,484 to $2,613—a $1,129 spread—with a selected-set median of $1,934. The county-level ZORI is $1,986 and its annual change is 3.1%. The decision question is therefore not a single county rent: it is whether a search budget can accommodate the observed range while unit requirements are fixed. ZIP 08107 anchors the low end and 08034 the high end, but these selected ZIP labels are reference points, not a complete inventory of county options. Searchers should use a current listing to establish the price of a specific unit, rather than assume an index guarantees an available unit at the same figure.
These three rent series answer different questions and should not be combined. ACS 2024 five-year county median gross rent is $1,402; in the selected ZCTAs, that survey measure ranges from $1,163 to $1,974. It describes reported gross rent for occupied renter homes over its survey period, not a current asking rent. In contrast, the FY2026 HUD two-bedroom FMR is an administrative standard of $1,810 countywide, with selected ZIP standards from $1,420 to $2,360. As a descriptive cross-check only, direct Zillow values equal 84.2% to 126.8% of their local HUD two-bedroom standards. That relationship does not turn FMR into a market ask or an ACS estimate into a Zillow observation.
ACS affordability and stock indicators define a separate trade-off. The county’s ACS share of renter households paying 30% or more of income toward rent is 54.6%, while selected ZCTA estimates span 30.9% to 64.1%. Their ACS vacancy rates span a much wider 0.5% to 16.8%, compared with 5.3% countywide. Higher or lower measured vacancy should not be treated as a count of suitable listings, and burden is not a current-ZORI affordability calculation. Instead, use the estimates to flag where budget stress and unoccupied-stock readings differ, then test an actual unit’s all-in cost against household income and cash needs. This avoids treating a lower historical median gross rent as evidence that a new asking rent will fit a given budget.
Geographic and coverage checks are essential. The selected direct-evidence set does not exhaust the county or its ZIP/ZCTA universe, and ZCTAs are Census statistical areas rather than USPS delivery ZIPs. ZIPs can cross county lines; assignment here follows the county holding the largest HUD residential-address share. For example, 08012 has the smallest county share among the displayed records, so its results should be read as assigned crosswalk evidence rather than wholly county-contained geography. Before acting on any comparison, verify a property’s advertised rent, bedroom count, included utilities, application and recurring fees, lease term, availability date, income or program eligibility, and exact delivery address. Those checks establish the relevant unit-level economics that the indices, survey estimates, and administrative standard cannot supply.
20 ZIP profiles passed the county gate; the 12 with the most renter households are shown.
| ZIP / ZCTA | Zillow asking rent | ACS gross rent | HUD 2BR | Burden 30%+ | Vacancy | Income screen | HUD county share |
|---|---|---|---|---|---|---|---|
| 08021 | $1,722 | $1,352 | $1,870 | 58.3% | 6.1% | $69k | 100.0% |
| 08104 | $1,691 | $1,163 | $1,420 | 64.1% | 12.9% | $68k | 100.0% |
| 08012 | $1,900 | $1,656 | $1,960 | 60.1% | 3.1% | $76k | 58.7% |
| 08043 | $1,877 | $1,754 | $2,230 | 54.9% | 2.1% | $75k | 100.0% |
| 08108 | $2,600 | $1,756 | $2,050 | 41.6% | 4.0% | $104k | 100.0% |
| 08002 | $2,235 | $1,974 | $2,360 | 30.9% | 6.6% | $89k | 100.0% |
| 08103 | $1,612 | $1,166 | $1,560 | 53.5% | 16.8% | $64k | 100.0% |
| 08081 | $2,272 | $1,562 | $2,010 | 63.0% | 3.9% | $91k | 96.7% |
| 08109 | $1,967 | $1,167 | $1,580 | 57.0% | 5.5% | $79k | 100.0% |
| 08107 | $1,484 | $1,389 | $1,620 | 55.8% | 7.8% | $59k | 100.0% |
| 08102 | $2,069 | $1,254 | $1,710 | 51.8% | 7.6% | $83k | 100.0% |
| 08034 | $2,613 | $1,842 | $2,120 | 41.7% | 0.5% | $105k | 100.0% |
Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.
Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.
0.103% of building value expected lost per year
$8,134 median annual bill
12,550 in · 12,709 out
$71,935 arriving · $75,837 leaving
629 of 5,208 mortgages
Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.
A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.
| County | Population | Price | Rent | Yield | Hazard |
|---|---|---|---|---|---|
| Camden County | 527,257 | $360k | $1,986 | 6.6% | inland flooding |
| Philadelphia County | 1,579,706 | $237k | $1,814 | 9.2% | inland flooding |
| Montgomery County | 867,573 | $504k | $2,081 | 5.0% | inland flooding |
| Bucks County | 647,461 | $534k | $2,212 | 5.0% | inland flooding |
| Delaware County | 579,222 | $374k | $1,828 | 5.9% | inland flooding |
| New Castle County | 577,961 | $375k | $1,940 | 6.2% | inland flooding |
| Chester County | 547,840 | $588k | $2,214 | 4.5% | inland flooding |
| Burlington County | 467,805 | $429k | $2,262 | 6.3% | inland flooding |
| Gloucester County | 306,954 | $390k | $2,173 | 6.7% | inland flooding |
No. HUD FMR is a two-bedroom payment standard; the record supplies a separate median asking-rent measure.
No. They are MLS listing-market evidence on asking prices, visible inventory, marketing time and price reductions.
No. QCEW reports annual covered employment at workplaces located in the county, not resident employment or unemployment.