FIPS 42101 · population 1,579,706 · part of Philadelphia, PA
The latest county-level Zillow ZORI is $1,814 per month in 2026-06. It is a typical asking-rent index across rental types—not an arithmetic average, signed lease or quote for one property.
| Bedrooms | HUD monthly FMR | Geography | Measurement boundary |
|---|---|---|---|
| Studio | $1,397 | Philadelphia County, PA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 1 bedroom | $1,520 | Philadelphia County, PA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 2 bedrooms | $1,810 | Philadelphia County, PA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 3 bedrooms | $2,170 | Philadelphia County, PA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
| 4 bedrooms | $2,423 | Philadelphia County, PA | HUD administrative benchmark; compare with same-bedroom listings, never treat it as observed asking rent. |
Zillow asking rent, ACS gross rent and HUD FMR describe different housing universes. They remain separate and no metro, city or neighboring-county value replaces missing county evidence.Zillow pulled 2026-07-26 · HUD pulled 2026-07-26
Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.
Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.
Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.
Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2021-2025; latest 2025 vs 2024 · pulled 2026-08-02. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.
BEA per-capita personal income divides all personal income by the county population. It is broader than wages, but it is not household income or a measure of what renters can afford.
HUD CHAS separates renter households by income relative to local HAMFI. Moderate burden means housing costs above 30% through 50% of income; severe burden means more than 50%.
These Apartment List observations match the exact county Census code 42101. They are kept separate from Zillow asking rent, Census occupied-home rent and wider metro measures.
Monthly overall-rent index; missing observations are not filled from another geography.
Philadelphia County presents a cash-flow-versus-exit tension: Zillow’s 2026-06 county median home value is $237,474, up 0.36% year over year; median asking rent is $1,814 a month, and supplied gross yield based on annual market rent before costs is 9.17%. The county merits investigation for operators able to validate neighborhood rents and flood exposure; it warrants caution for buyers dependent on a fast resale or county-level averages. This is measured asking rent, distinct from HUD’s payment standard.
HUD’s two-bedroom Fair Market Rent is a payment standard, not an estimate of asking rent, and must not be substituted into yield. The 0.82% effective property-tax rate is a carrying-cost input, but insurance, debt, repairs, vacancy, and utilities are not published; net yield therefore cannot be underwritten from this record. FHFA’s 2025 repeat-transaction HPI increased 3.80% annually and 28.21% cumulatively over five years. It supports the same positive direction as Zillow’s value change, but cannot be averaged with Zillow because the vintages and methods differ.
Listing-market and household evidence add friction. Realtor.com’s 2026-06 MLS record shows 4,810 active listings and a 9.20% year-over-year decline in median listing price; listings are visible supply and asking prices, not closed-sale evidence. QCEW’s 2025 annual covered workplace employment grew 1.53%; it is neither resident employment nor unemployment, while Education and health services is only the largest disclosed private supersector. Tax-return migration was net negative 5,208 households, with inbound mover AGI $16,824 below outbound mover AGI. Investor mortgages represented 17.23% of 12,961 purchases: meaningful competition, but not a measure of cash acquisitions or all investor purchases.
Inland flood is the dominant hazard, and modeled expected climate loss equals 0.12% of building value per year; this county-level ratio is not a property insurance quote. The combination shifts diligence toward parcel flood history, elevation, coverage terms, and premiums. Missing submarket rent comps, lease-renewal and vacancy data prevent a durability judgment; closed-sale comps, financing terms, and property-level condition prevent a defensible exit-price and net-cash-flow conclusion. County evidence does not establish performance for a particular block or asset.
This view uses 12 direct Zillow ZIP markets matched to Census ZCTAs. Each ZIP is assigned by its largest HUD residential county share; this is not an exhaustive county inventory.
The decision question in Philadelphia County is which current rent tier fits a household’s budget and unit requirement, not whether the county has a single market rent. Zillow’s county ZORI—a typical observed asking-rent index—was $1,814 in June 2026. Across the selected direct-evidence ZIP/ZCTA matches, current values run from $1,182 to $2,223, a $1,041 span around a $1,577 median. The county index increased 3.5% year over year. ZIP 19124 anchors the observed low end and 19103 the high end, so a search should begin by testing acceptable units at multiple points in that range rather than treating the county figure as a listing quote.
Source choice changes the answer. Zillow’s current ZORI is not interchangeable with the ACS five-year county median gross rent of $1,397: ACS is a survey estimate describing gross rent, not a live asking-rent series. Nor is either measure interchangeable with the HUD two-bedroom FMR of $1,810, an administrative, bedroom-specific standard. The selected ZIP/ZCTA records’ Zillow-to-HUD two-bedroom relationship ranges from 77.5% in 19130 to 103.7% in 19121. That benchmark range can inform program or screening context, but it does not turn ZORI into a two-bedroom rent or establish that a given unit qualifies for a HUD standard.
Affordability and availability indicators point to a more difficult trade-off than nominal asking rent alone. ACS five-year ZCTA estimates put the share of renter households spending 30% or more of income on gross rent between 32.2% and 60.5%, compared with 52.3% for the county. The corresponding vacancy estimates range from 5.4% to 20.0%, versus 9.2% countywide; vacancy is an estimate of vacant housing, not a count of suitable units on the market. In 19124, the mechanical annual income associated with the current ZORI at 30% is $47,280, above its ACS median household income of $45,314. In 19130, the comparable threshold is $77,840 against $112,037. These comparisons signal different budget constraints, not household-level affordability determinations or causes of vacancy.
Geographic and coverage limits matter when using this screen. ZIP display assignment uses the county with the largest HUD residential-address share; it is a display crosswalk rather than a property-level jurisdiction finding. Census ZCTAs are statistical approximations, not USPS delivery ZIPs, and the selected direct-evidence set is explicitly not an exhaustive county inventory. Treat the results as a screening map; at the property level, verify the live asking rent, bedroom count, unit availability, tenant income calculation, and whether any HUD-based program rule applies before deciding.
45 ZIP profiles passed the county gate; the 12 with the most renter households are shown.
| ZIP / ZCTA | Zillow asking rent | ACS gross rent | HUD 2BR | Burden 30%+ | Vacancy | Income screen | HUD county share |
|---|---|---|---|---|---|---|---|
| 19104 → | $1,809 | $1,364 | $1,800 | 52.5% | 15.4% | $72k | 100.0% |
| 19143 → | $1,523 | $1,444 | $1,520 | 58.9% | 12.5% | $61k | 100.0% |
| 19144 | $1,511 | $1,153 | $1,620 | 52.1% | 7.8% | $60k | 100.0% |
| 19121 | $1,628 | $1,187 | $1,570 | 54.0% | 13.5% | $65k | 100.0% |
| 19103 | $2,223 | $2,015 | $2,720 | 41.7% | 15.4% | $89k | 100.0% |
| 19111 | $1,526 | $1,268 | $1,610 | 48.2% | 5.4% | $61k | 100.0% |
| 19139 | $1,456 | $1,187 | $1,500 | 52.9% | 20.0% | $58k | 100.0% |
| 19131 | $1,683 | $1,375 | $1,800 | 55.0% | 14.2% | $67k | 100.0% |
| 19130 | $1,946 | $1,867 | $2,510 | 32.2% | 8.1% | $78k | 100.0% |
| 19134 | $1,452 | $1,174 | $1,530 | 51.8% | 13.6% | $58k | 100.0% |
| 19124 → | $1,182 | $1,124 | $1,400 | 60.5% | 7.5% | $47k | 100.0% |
| 19146 | $2,063 | $1,818 | $2,330 | 40.0% | 12.9% | $83k | 100.0% |
Open a five-digit report for asking rent, affordability, rent history and resale liquidity. Each row keeps its ZIP/ZCTA measurement scope.
| ZIP report | City label | Zillow rent | 1Y change | ACS burden 30%+ | Population |
|---|---|---|---|---|---|
| ZIP 19103 rental reportPhiladelphia County | Philadelphia, PA | $2,223 | ▲ 3.3% | 41.7% | 25,900 |
| ZIP 19123 rental reportPhiladelphia County | Philadelphia, PA | $2,119 | ▲ 2.1% | 37.2% | 19,681 |
| ZIP 19102 rental reportPhiladelphia County | Philadelphia, PA | $2,111 | ▲ 0.5% | 36.8% | 6,195 |
| ZIP 19107 rental reportPhiladelphia County | Philadelphia, PA | $2,092 | ▲ 2.6% | 48.7% | 14,825 |
| ZIP 19146 rental reportPhiladelphia County | Philadelphia, PA | $2,063 | ▲ 4.8% | 40.0% | 41,058 |
| ZIP 19147 rental reportPhiladelphia County | Philadelphia, PA | $2,056 | ▲ 3.8% | 38.0% | 39,704 |
| ZIP 19130 rental reportPhiladelphia County | Philadelphia, PA | $1,946 | ▲ 2.8% | 32.2% | 30,116 |
| ZIP 19122 rental reportPhiladelphia County | Philadelphia, PA | $1,918 | ▲ 2.7% | 51.1% | 25,439 |
| ZIP 19125 rental reportPhiladelphia County | Philadelphia, PA | $1,870 | ▲ 4.0% | 37.0% | 25,140 |
| ZIP 19118 rental reportPhiladelphia County | Philadelphia, PA | $1,852 | ▲ 3.3% | 51.7% | 9,978 |
| ZIP 19128 rental reportPhiladelphia County | Philadelphia, PA | $1,821 | ▲ 3.4% | 37.6% | 38,039 |
| ZIP 19104 rental reportPhiladelphia County | Philadelphia, PA | $1,809 | ▲ 2.2% | 52.5% | 55,172 |
| ZIP 19145 rental reportPhiladelphia County | Philadelphia, PA | $1,736 | ▲ 5.4% | 50.3% | 43,440 |
| ZIP 19148 rental reportPhiladelphia County | Philadelphia, PA | $1,718 | ▲ 4.8% | 39.8% | 50,400 |
| ZIP 19131 rental reportPhiladelphia County | Philadelphia, PA | $1,683 | ▲ 4.5% | 55.0% | 43,776 |
| ZIP 19121 rental reportPhiladelphia County | Philadelphia, PA | $1,628 | ▲ 4.5% | 54.0% | 41,574 |
| ZIP 19143 rental reportPhiladelphia County | Philadelphia, PA | $1,523 | ▲ 3.4% | 58.9% | 62,572 |
| ZIP 19144 rental reportPhiladelphia County | Philadelphia, PA | $1,511 | ▲ 4.3% | 52.1% | 50,580 |
| ZIP 19139 rental reportPhiladelphia County | Philadelphia, PA | $1,456 | ▲ 3.2% | 52.9% | 43,090 |
| ZIP 19134 rental reportPhiladelphia County | Philadelphia, PA | $1,452 | ▲ 3.5% | 51.8% | 53,594 |
| ZIP 19132 rental reportPhiladelphia County | Philadelphia, PA | $1,420 | ▲ 6.3% | 52.4% | 33,006 |
| ZIP 19124 rental reportPhiladelphia County | Philadelphia, PA | $1,182 | ▲ 2.9% | 60.5% | 71,004 |
Zillow ZORI is an asking-rent index. ACS burden and population describe the Census ZCTA; missing observations remain n/a.
Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.
Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.
0.120% of building value expected lost per year
$2,003 median annual bill
36,943 in · 42,151 out
$68,462 arriving · $85,286 leaving
2,233 of 12,961 mortgages
Listing price is an asking price, not a closed sale. Quality-flagged county rows are withheld instead of displayed.
A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.
| County | Population | Price | Rent | Yield | Hazard |
|---|---|---|---|---|---|
| Philadelphia County | 1,579,706 | $237k | $1,814 | 9.2% | inland flooding |
| Montgomery County | 867,573 | $504k | $2,081 | 5.0% | inland flooding |
| Bucks County | 647,461 | $534k | $2,212 | 5.0% | inland flooding |
| Delaware County | 579,222 | $374k | $1,828 | 5.9% | inland flooding |
| New Castle County | 577,961 | $375k | $1,940 | 6.2% | inland flooding |
| Chester County | 547,840 | $588k | $2,214 | 4.5% | inland flooding |
| Camden County | 527,257 | $360k | $1,986 | 6.6% | inland flooding |
| Burlington County | 467,805 | $429k | $2,262 | 6.3% | inland flooding |
| Gloucester County | 306,954 | $390k | $2,173 | 6.7% | inland flooding |
Annual market rent before operating costs; it is not net cash flow.
No. It is a payment standard and should not replace the published market asking-rent measure.
No. It measures purchase mortgages to non-occupants and does not measure cash acquisitions or all investor purchases.