Counties / Texas / Medina County

Medina County, TX

FIPS 48325 · population 53,547 · part of San Antonio, TX

$325k
Zillow home value · 2026-06
The numbers

What this county costs and earns

Everything here joins on the county FIPS code, so each figure comes from the agency that publishes it with no name matching in between.

Zillow home value
$325k
▼ 2.8% year over year
Zillow ZHVI · direct
Median asking rent
$1,562
n/a year over year
Zillow ZORI · direct
Gross yield
5.8%
annual rent ÷ price, before costs
derived: rent × 12 ÷ price ✓
HUD 2-bed standard
$1,196
market rent is 1.31x the standard
HUD Fair Market Rent · direct
Independent price check

Do two methods point the same way?

Zillow estimates a current home value. FHFA tracks repeat mortgage transactions. Their growth rates should be read side by side, not averaged.

Both annual signals move in the same direction
FHFA five-year cumulative+47.6%not annualized · through 2025
0%ZILLOW ZHVI2026-06−2.8%FHFA HPI2025−0.3%
Annual changes use different methods and may use different periods. The comparison checks direction and magnitude; it does not create a blended estimate. Zillow county ZHVI pulled 2026-07-26; FHFA annual county HPI pulled 2026-07-28.
Owner-reported value$240k
Surveyed gross rent$1,196
Rent burden 30%+51.4%
Median year built1996
Housing composition

Who occupies the stock—and what it is

ACS 2024 5-year
10.5%vacant
19,890estimated housing units
Occupied tenure16.2% renter
owner 83.8%renter 16.2%
Structure mix69.2% single-family
Single-family 69.2%20+ units 1.5%Mobile home 24.8%Other 4.5%
ACS estimates describe the standing housing stock and occupied tenure. They do not measure current listings, transaction prices or asking rents.

Survey source: Census ACS 5-year — county housing value, tenure and stock · ACS 2024 5-year · pulled 2026-07-30. These values describe different housing universes and are not combined into gross yield.

Annual average covered jobs11,386▲ 4.8% from the prior annual release
Covered establishments910annual average reporting locations
Average weekly wage$992▲ 4.8% from the prior annual release
Largest private supersectorTrade, transportation, and utilities32.4% of disclosed private covered jobs
Local labor base

Jobs, pay and private-sector concentration

2025
0%COVERED JOBS+4.8%WEEKLY WAGE+4.8%Trade, transportation, and utilities32.4%
Annual QCEW counts cover jobs located at reporting establishments. The industry share uses disclosed private covered employment; it is not a resident-employment measure or a forecast.

Workplace source: BLS QCEW — county employment and wages · annual county employment and wages 2025 vs 2024 · pulled 2026-07-31. QCEW counts covered jobs located in the county, not employed residents or the metro score’s CES/LAUS series.

County brief

What the local evidence says

01Decision frame

Medina County presents an income-versus-carrying-cost tension: its published market-rent yield is visible, but differently timed price measures are soft and flood exposure needs parcel screening. Investors with property-level diligence should investigate; buyers whose case depends on appreciation or county averages should be cautious. Zillow’s June 2026 median home value was $324,742, down 2.83% year over year. FHFA’s 2025 repeat-transaction HPI declined 0.34% on its annual measure. The HPI is not a home value, and the different vintages and methods cannot be merged.

02Housing economics

Zillow’s median asking rent was $1,562 per month, with a stated gross yield of 5.77% before operating and financing costs. This is measured market asking rent. HUD’s two-bedroom FMR is a payment standard, not an asking-rent estimate; the supplied comparison places market rent at 130.6% of that standard. The effective property-tax rate is 1.32%, raising carrying-cost scrutiny. Insurance, repairs, vacancy, management, and financing data are not published, so net yield cannot be calculated.

03Demand & competition

County workplace evidence is constructive but bounded: QCEW’s 2025 annual covered employment rose 4.84%; it is not resident employment, unemployment, or a forecast. Trade, transportation, and utilities is the largest disclosed private supersector, so it does not describe the entire economy. Tax-return migration was net positive by 184 households; incoming movers’ average AGI was $71,165 versus $60,179 for outmovers. Non-owner-occupant purchase mortgages represented 4.77% of purchases. That records purchaser participation, not total buyer demand or owner-occupant competition.

04Risk & next checks

The dominant hazard is inland flood, and modeled climate loss equals 0.14% of building value per year; that county-level measure cannot price a parcel’s flood zone, elevation, insurance terms, or mitigation. No Realtor.com listing-price, active-listing, days-on-market, price-reduction, or pending-ratio figures are published, preventing an assessment of visible MLS supply, seller concessions, and marketing time. Closed-sale prices, property condition, lease comparables, and insurance quotes are also absent; without them, execution price, unit-level rent durability, and all-in cash flow remain untested.

Cities & communities

Where people live within Medina County

Census-recognized incorporated places and CDPs that intersect this county. The list does not pretend to include every neighborhood or informal community.

Population scale

Largest Census places

ACS 2024 5-year
San Antonio city*1.5MHondo city8.7KDevine city4.5KCastroville city3.1KLytle city*2.5KLake Medina Shores CDP*1.4KLaCoste city1.4KNatalia city981
Bars use total place population, not a county-share estimate. An asterisk marks a place that crosses a county line.
Official directory

10 Census places

Population
  1. 01
    San Antonio cityIncorporated place · spans 3 counties
    1,479,835
  2. 02
    Hondo cityIncorporated place
    8,713
  3. 03
    Devine cityIncorporated place
    4,476
  4. 04
    Castroville cityIncorporated place
    3,092
  5. 05
    Lytle cityIncorporated place · spans 3 counties
    2,492
  6. 06
    Lake Medina Shores CDPCensus-designated place · spans 2 counties
    1,411
  7. 07
    LaCoste cityIncorporated place
    1,365
  8. 08
    Natalia cityIncorporated place
    981
  9. 09
    D'Hanis CDPCensus-designated place
    480
  10. 10
    Yancey CDPCensus-designated place
    23

Population is the total place-wide ACS estimate, not an allocated county share. A place crossing a county line is labelled explicitly. Source: Census ACS 5-year — cities and communities · ACS 2024 5-year · pulled 2026-07-30.

Risk, demand and competition

The three things a price does not tell you

01
Risk & carrying costFEMA NRI + Census ACS
Dominant hazardinland flooding

0.136% of building value expected lost per year

Effective property tax1.32%

$3,165 median annual bill

02
DemandIRS SOI household flows
Net migration+184

1,709 in · 1,525 out

Arriving vs leaving income+$10,986

$71,165 arriving · $60,179 leaving

03
CompetitionHMDA financed purchases
Purchases by investors4.8%

45 of 943 mortgages

investorother financed
Same metro

The other counties in San Antonio, TX

A metro is an average of these. Which side of a county line a property sits on can change the tax bill, the hazard profile and the tenant pool.

CountyPopulationPriceRentYieldHazard
Medina County53,547$325k$1,5625.8%inland flooding
Bexar County2,067,341$257k$1,3896.5%inland flooding
Comal County183,826$436k$1,5344.2%inland flooding
Guadalupe County183,642$301k$1,7106.8%inland flooding
Wilson County52,781$408k$1,6644.9%inland flooding
Atascosa County51,008$249kn/an/ainland flooding
Kendall County48,567$593k$1,6183.3%inland flooding
Bandera County22,021$344kn/an/ainland flooding
Bear case

What can break the county thesis

  1. Target properties may face flood insurance or mitigation costs that county modeling does not capture.
  2. Asking rents may not transfer to target unit types or locations, and net operating costs are unpublished.
  3. Absent MLS and closed-sale evidence may conceal a different supply, concession, or execution-pricing environment.
Underwriting questions

Before pricing a property

Is the rent figure a market-rent measure or HUD FMR?

It is median asking market rent; the HUD two-bedroom FMR is separately identified as a payment standard.

What employment measure supports the labor discussion?

Annual QCEW covered employment at workplaces in Medina County; it is not a resident employment or unemployment series.

What current MLS-market evidence is missing?

Realtor.com listing price, active listings, days on market, price reductions, and pending ratio are not published in the record.